- Written by PolicyBazaar
- Views: 1154
- Published: 22 August 2014
Future Generai’s Motor Suraksha takes care of any damage your vehicle might suffer. It covers damage to your vehicle on account of an accident, theft, burglary or any natural calamity such as earthquake, floods, cyclone, lightning etc. It also protects you against any third party liability that you may incur due to the death of, or bodily injury to, any person, or damage to property.
For every claim free year, a No Claim Bonus (NCB) is offered on renewals, and the discount can be received up to 50%. In addition, if you want to switch to another car insurance policy, you can transfer full benefits of your NCB to the new policy. You can also avail a further discount on the premium by opting for voluntary excess discount in addition to the compulsory excess. If you are a member of a recognized Automobile Association in India, the plan offers you additional discount on the premiums.
The car insurance plan by Future Generali provides compulsory personal accident cover of Rs. 1 lakh for private vehicle owners. This cover is not applicable for commercially owned vehicles. You can also opt for a personal accident cover for passengers up to Rs. 2 lacs per person.
Our expert says; to find a good car insurance plan, always compare insurance options before choosing the one.
- How to calculate Incurred Claim Ratio in Health Insurance?
- How To File A Complaint Against Your Health Insurer
- Useful tips for speedy health insurance claim settlements