SBI General Insurance Company is a joint venture between State Bank of India and Insurance Australia Group. The State Bank of India owns majority shareholding in the joint venture with 74% while rest of the 26% is held by Insurance Australia group. The company currently operates in 25 cities in the country with aim to increase its presence in 25 more cities in next one year. It provides insurance products to cover commercial risk as well as individual risk. It offers personal accident plan, home protection plan, motor insurance plans in addition to health insurance plans.

SBI Health Insurance Plan:

Below is the health insurance plans provided by SBI General Insurance Company:

  • Group Health Insurance policy: This policy covers provides compensation to an individual in case of any health emergency by providing hospitalization expenses. The policy covers medical practitioner fees as well as specialist’s fees. It provides for anesthesia, blood, oxygen, operation theater charges, surgical appliances, medicines and drugs, diagnostic materials and x ray, dialysis, chemotherapy expenses. The policy provides pre and post hospitalization expenses limited to fixed number of days as per policy. The policy also provides for domiciliary and customary expenses towards domiciliary hospitalization with maximum cover up to RS 20000. Day care expenses are also provided by the insurer incurred on advanced technological surgeries and procedures.

SBI health insurance claims are settled as efficiently and as quickly as possible. One can make comparisons online between SBI health insurance premium and SBI health insurance quotes which will help understanding the policy. Moreover, comparison between SBI health insurance policy and health insurance policies provided by other general insurance providers online which will help you eventually selecting the best health policy suiting your needs.