Health Insurance or Mediclaim as commonly know refers to protection that is provided to a policyholder as a cover against unexpected medical emergencies. Today there are over 200 Health Insurance Plans available to a consumer. With each of these Health Insurance Plans having their own unique USP, but they all can be differentiated on the bass of 8 broad categories.
a. Waiting Period & Duration before Pre-Existing diseases are covered in the Policy
b. Lifelong Coverage
c. Type of Health Insurance
d. Extra Coverage's of Critical Illnesses
e. Presence of Maternity coverage's for females
f. Day Care treatments covered
g. Product Premium
h. Co – Payment options
Though these may not be all the parameters you can compare all Health Insurance Plans on, but they surely help in narrowing search for the best suited health insurance plan.
You may also know about: