Compare Health Insurance in India
We all know that medical expenses have always been very high. Even a small treatment or an appointment with a doctor might consume a lot of money. Health insurance saves money by covering expenses in case of unexpected calamities. Health insurance comes in handy to meet emergencies in case of severe ailment or accident. Some plans cover disability and custodial needs. Health insurance in India is affordable and carries the assurance and freedom from unplanned financial burdens.
Benefits Of Health Insurance Comparison
We liaise with the leading health insurance companies in India. Buying through us enables analyzing costs and benefits from the pool of health policies. You can choose a plan matching your requirements in addition to high quality services. Buying health insurance in India with us is quick, convenient and cost-effective. Once you compare with us there will be no need to fill complex forms. You can choose from a list of best health policies to cover pre and post hospitalization expenses, expenses for day care procedures, critical illness, cashless claims and avail tax benefits. A comprehensive health insurance policy covers all the benefits.
Medical insurance plans are of two types:
Individual Health Insurance policies and Family Floater Health Insurance
Individual Health Insurance policy -
This is a policy where only the policyholder is covered.
Family Floater Health Insurance
This is a policy where the sponsor owns the policy and a group of people are covered under the plan, the additional people are called members.;
Critical illnesses cover:
Most of the medical insurance products in India have a critical illness cover. Critical illness cover generally comes with a cap on the amount payable and a waiting period.
The main difference between a critical illness plan and a comprehensive plan is that while the first will give you a lump sum payment of your total sum assured in case you get admitted for a critical disease, the latter will pay only the amount spent on the treatment within the sum assured limits.
Tax benefits Under Medical Insurance:
Health insurance helps to save tax under section 80(D) of income tax act. This way you get dual benefits when opting for health insurance; you save on tax as well as on medical expenses.
Health Insurance Covers
Different health insurers cover different features; however there are some common features covered in a health policy. The same are listed below:
- Hospital room and boarding charges are covered in a health policy.
- Ambulance charges are covered in few health policies.
- Doctor's consultation charges, diagnostic charges, ICU charges & other medical material cost.
- Chemotherapy, Radiotherapy and Dialysis.
- Pre and post hospitalization charges.
- Cashless Hospitalization in best hospitals is offered by most of the general Insurers.
Along with Health Insurance India Forget about Medical Bills
Mediclaim India has taken away worry of medical bills from Indians. Mediclaim policy is a must today and Policybazaar is there to get you the best Mediclaim policy. Mediclaim individual plans or Mediclaim family floater plans must be compared from leading health insurance companies in India before you buy them to get the Mediclaim that suits your requirements.