Plans starting at Rs. 2 per day
Compare and buy two-wheeler insurance plans at PolicyBazaar. You can now renew your expired two wheeler insurance online.
  • Instant Policy Issuance
  • No Inspection, No Extra Charges
  • Lowest Premium Guarantee on Two-Wheeler Insurance

About the Product

Two Wheeler Insurance Plans

You love your bike like your own baby. You clean it and polish it every Sunday. You go zooming in it all around the city. Yes, your two-wheeler is an important part of your life. It is your necessity and pride too. Keep your two-wheeler safe and secure. Get your pride possession insured and stay at peace.

A two- wheeler insurance policy provides financial cover to bike or scooter against physical damage, theft and third party liability. It includes insurance for motorbike, scooty or a scooter.  With poor road conditions in India and no driving ethics two-wheeler insurance is your only savior on the roads.

Key Benefits of Two Wheeler Insurance 

Buying a two-wheeler insurance policy online is a hassle-free and instant process. Some of the key benefits of buying a 2 wheeler insurance policy online are:

      • Cashless settlement at preferred workshops
      • Instant claims assistance and support 24x7
      • Third party property damage and third party physical injury coverage.

How PolicyBazaar Works As Two Wheeler Insurance Calculator? 

PolicyBazaar works as a calculator to assist you with assessing your requirements and providing appropriate options. On our website when you fill in basic details about your two-wheeler, the PolicyBazaar calculator tool gets the best insurance options for you. Thereafter, you can compare the various policies and instantly buy the one that suits you best. We cover all types of two-wheelers like motorcycle, motorbike, scooter and scooty. Buy insurance wisely and save money!

The premium amount is calculated based on:

      • IDV of the vehicle
      • Cubic capacity of the vehicle
      • Zone of registration
      • Age of vehicle

Benefits of Expired Two Wheeler Insurance Policy Renewal Online

If it slipped your mind and you forgot to renew your two-wheeler policy thus letting it expiry then you need not fret. You can renew expired policies online at PolicyBazaar completely hassle free and within minutes.

The benefits that you get on renewing an expired two-wheeler insurance policy through PolicyBazaar are:

      • Get your bike insurance renewed without inspection and documentation.
      • Pay no extra charges.
      • Instant policy issuance.
      • No previous policy details to be provided for cases where the policy has expired for more than 90 days.

Online renewal of expired two wheeler insurance policy is quick and easy.

Benefits of Two Wheeler Insurance Policy Renewal Online

Two Wheeler Insurance

PolicyBazaar gives you an option to renew the in-force status of a motorbike policy, the term of which will expire. When you buy online you can:

      • Compare plans from leading providers
      • Save money by comparing policies side-by-side and choosing the one that fits your pocket best
      • Get assistance from our call centre

Renew your insurance timely and save unnecessary hassle and costs.  You can even get scooter insurance, scooty insurance and motorcycle insurance. Infact any type of machine that runs on two wheels comes under the ambit of two-wheeler insurance.

What is Covered by a Two Wheeler Insurance Policy? 

Two-wheeler insurance policies provide coverage for:

      • Loss or damage of two-wheeler against natural calamities like fire, explosion, self-ignition or lightning, earthquake, or flood.
      • Loss or damage of two-wheeler against man- made calamities like burglary, theft, riot, strike, malicious act and accident by external means as well.
      • Third party legal liability provides protection against legal liability arising out of an injury or death of a third party and property damage of the third party due to accident of your own vehicle.

Understanding Important Terms 

      • Third Party Two Wheeler Insurance Clause

It is a comprehensive insurance policy that provides covers for the liability arising out of the third party as well as the loss or damage to your own two-wheeler.

      • Liabilities under Two Wheeler Insurance

It provides financial cover for the insured vehicle if it causes injury, death or property damage to a third party. It also covers cost of any legal liability.

Get two-wheeler insurance at unbelievable competitive rates and without any hassles. A complete win-win situation!

Two Wheeler Insurance - FAQs

  • Can I buy and renew two wheeler/bike insurance policy online?

    Yes, you can buy and renew bike insurance policy online by using your credit/debit account or bank account details. We, at PolicyBazaar offer an easy and efficient mechanism to purchase and renew two wheeler insurance on a click of a mouse. For insurance related queries, contact us at 1800-103-3999 (24*7 Toll Free).
  • What information do I need to submit to buy two-wheeler insurance online?

    To buy a two-wheeler policy online, no documentation is required. He only needs to give the previous policy details and RC information at the time of buying the insurance policy which are checked at the time of policy renewal.
  • Why should I buy comprehensive insurance policy when law mandates only 3rd party, injury, death or property loss?

    Although, as per law it is compulsory only to buy 3rd party insurance but it is strongly advised to purchase a comprehensive policy to protect your two-wheeler from both man-made and natural calamities. By buying comprehensive cover, you can claim from your two wheeler insurance company for accidents or damages caused to the vehicle. Without comprehensive cover, the entire responsibility to pay the bill comes on your shoulder.
  • Can I cancel the policy during the tenure of the bike insurance?

    Yes, you can cancel the policy during its term, provided you submit documents to prove that your two-wheeler has been insured elsewhere or the registration certificate of your vehicle has been cancelled by the Regional Transport Office (RTO). Once the policy is cancelled, insurer will refund the remaining amount, after deducting premium for a period in which coverage has been given. The refund is possible only if there has been no claim during the policy tenure. Thus, by opting for comprehensive insurance policy, you can get complete peace of mind that whatever happens to your two-wheeler, insurer will share your financial burden.
  • What if my two wheeler insurance policy is misplaced?

    Contact your two wheeler insurance company and they will issue duplicate copy of the policy. You may have to pay a nominal amount to get the duplicate copy. In case of an online policy, soft copy of the policy is sent to the email address of the customer. Usually, policy documents are digitally signed and a colored print out of the same works as a valid hard copy


Expert Speak

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Frequently Asked Questions

What is Two Wheeler Insurance?


Insurance purchased for two wheeler vehicles that are used for social, domestic or pleasure purposes.

Why two wheeler insurance?


Other than being mandatory by law, your two wheeler insurance provides against loss of two wheeler due to theft, traffic accidents or fire, explosion etc.

How do I get the best deal?


Compare before buying. Check out for No Claims Bonus to reduce your two wheeler insurance premium. From quotes from various insurance providers, one can choose the best insurance plan which suits their need.

Documents Required


Our end to end process is entirely online where you get your policy within few hours. Hence, we would not need any documents. But please keep your RC along with previous insurance policy copy which will help you fill details faster.


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Hear our customers

great service, keep it up !! Vinod Kishinchand - Chennai

Thank you for helping me compare and make the right decision Ajit Jain - Chennai

Initially I could not find my two wheeler model, which was taken care of as there was some system up gradation. Janesh Joshi - Vadodara

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