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What is Travel Insurance?

Travel insurance covers medical expenses for illness or accidents suffered by Indians during overseas trips.

Why Travel Insurance?

Medical treatments abroad can be really expensive. In some countries, doctors may refuse to treat in absence of a insurance cover.

How much cover do I need?

Depends on the duration and your age. Longer stay abroad needs higher cover. Higher age would also demand a higher cover.

Documents Required

A copy of your passport may be required

Insure For
Travel Type Select Student if you are travelling to pursue academic courses    
Frequency of Travel Annual Multi trip is suited for people who are frequent travelers    
Maximum Duration of each trip Please select maximum duration of trip    
Geographic Area Plans with coverage for specific zones have a lower premium than umbrella policies    
Coverage Required (US $) Sum Insured is the maximum amount that the insurer will provide for in case of a claim    
Travel Start Date     Please select the date you plan to start your journey    
Travel End Date     Please select the date on which you will return back    
Total days Please Enter no. of days of your trip.    
Travellers Information
Name Please provide your full name, as mentioned in the passport    
Email Soft copy of your policy will be mailed here. Please provide a valid email id.  
Date Of Birth     Please enter the birth date of the person travelling    
City of Residence Please select the city where you stay.  
Mobile Number Please Provide us a number we can easily contact you    

Travel Insurance

When you are going on a journey, you take time to pack everything and spend countless hours to determine, what you need or do not need. Alas, even otherwise circumspect people become so callous when it comes to travel insurance! This is after all your safety net against unforeseen circumstances and crippling costs that always accompany untoward happenings.

Do not let anything interfere with your perfect itinerary, go for robust and comprehensive travel coverage instead!

Types of Travel Insurance Coverage:

There are different types of travel insurance coverage available, and you can compare travel insurance and choose one that seems ideal for the specific occasion and requirements.

Domestic travel insurance

Domestic travel insurance provides coverage for medical emergencies, permanent disability and death, checked-in lost/stolen baggage, travel delay and personal liability.

International travel insurance

International travel insurance gives a comprehensive coverage to passengers against medical expenses overseas, hijack, baggage and travel delays, repatriations/evacuation to India, and loss of travel documents/passport besides the usual coverage.

Corporate travel insurance

Under corporate travel insurance India, employees of an organization can get coverage for both international and domestic travel. It includes 24 hours emergency aid, and cover for all journeys for specific periods. Besides, there is no need to declare a travel plan beforehand.

Student travel insurance

Student plan coverage is all about hassle free travel. There is minimum paperwork involved with custom plan options and comprehensive benefits. The coverage provides compensation for medical expenses, passport loss, and study interruptions.

Senior citizen travel insurance

Senior citizen insurance is for people who belong to the age group 61-70. It includes coverage for dental treatments and cashless hospitalization besides the usual benefits associated with travel insurance.

Family travel insurance

Family travel insurance covers expenses related to hospitalization, baggage loss, and various incidental expenses. There is generally quick claim disbursement available with minimum of paperwork involved.

Individual travel insurance

Through individual insurance, you can get coverage against cancellation of trip, home burglary, or trip curtailment, besides the usual benefits.

Key Features of Travel Insurance

Travel insurance online is all about providing travelers an ideal cover against emergency or unforeseen situations and as such should contain certain key features.
  • Coverage for in/out patient hospitalization expenses along with hospitalization allowance.
  • Personal accidents cover for reimbursement in case of permanent disability or death.
  • Coverage against contingencies related to personal possession.
  • Coverage against baggage or passport loses. Ideally, reimbursement is adequate to cover costs of getting a new passport.
  • Reimbursement of travel expenses related to train, ship, or flight delays.

Benefits of Travel Insurance

Frequent travelers constantly live with a sense of dread related to forgotten passports, lost bags, or cancelled flights that can easily derail perfectly laid out plans instantly. Do not let inevitable events ruin the entire getaway. Travel insurance is your friend in need when emergencies strike at home or in a foreign land. Get enough compensation to return home or cover forced expenses as and when they occur!

Exclusions

Some of the things that travel insurance plans generally do not cover flight, train miss, or expenses incurred due to local protests or civil unrest; pre-existing conditions leading to hospitalization, baggage delay that is less than 24 hours, and damage/loss of keys, credit cards, tickets, or money. Compare travel insurance quotes to get the big picture!

International Travel Insurance | Travel Health Insurance