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Recently answered questions
NS
Nita Sanyal

Sir/Madam, I have a policy max life forever young pension plan will my nominee get the full maturity amount after my death

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Answered by Policybazaar Team

Hi Nita, it is always a wise decision to insure your life. Your appointed nominee will get the lump sum amount as promised at the time of purchasing the policy.

GK
Guddu kumar

Best plan

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Answered by Policybazaar Team

Hi Guddu, a best savings / investment plan will depend on both your life stage and your investment objective. you can visit this page here to learn more https://tinyurl.com/32n43keu, we alternatively have also arranged for a call back

SP
shekhar prabhudesai

Which is the best annuity investment policy in India for retirement now, offering pension and return of corpus?

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Answered by Policybazaar Team

Hi Shekhar, there are actually quite a few plans and to name one of them would be unfair. The pension corpus build up and the monthly pension you get depends on how much are you investing and the type of annuity option you choose. You get to choose from insurers such as ICICI Prudential Life, HDFC Life Insurance and more who offer you both Pension + Return of Premium and only Pension. You can read more about Annuity plans which provide you monthly pension here https://tinyurl.com/2h3nnywx, alternatively we have also arranged for the team to reach out to you.

BK
binod kumar chand

monthly pention plan

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Answered by Policybazaar Team

Hi Binod, you can know more about Annuity plans which provide you monthly pension here https://tinyurl.com/2h3nnywx, alternatively we have also arranged for the team to reach out to you.

PD
Palash Das

Plans with tax free return and minimum interest assured

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Answered by Policybazaar Team

Hi Palash, almost all Insurance Savings product offer you tax free returns at maturity owing to the benefit they derieve from Section 10(10D) of the Income Tax Act. To know more about such plans you can visit here https://tinyurl.com/49s9cp5r , alterantively we have asked the team to also reach out to you

RM
Rajalakshmi murthy K P

I want to know my status of the policy no1K039572802

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Answered by Policybazaar Team

HI Rajalakshmi, we apologies for a delayed response. If you have bought the policy from Policybazaar you can know the current status of your policy on the My Account section, alternatively you can also reach out our service help desk at 18002585970

PR
Prashant

I wish to purahcese a whole life insurance policy. Please assist.

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Answered by Policybazaar Team

Hi Prashant, Whole Life Insuranceprovide coverage to the policyholder for a longer duration of time or upto the age of 99 years. They are different from other insurance plans where the term is of a defined period say 10, 20 or 30 years. You can buy these plans here https://tinyurl.com/558k3dtc

JA
jay

can i surrender my policy after 1 year?

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Answered by Policybazaar Team

An insurance policy with savings component will acquire a surrender value only after a minimum of 3 years. Therefore, if you surrender your policy now, you may get nothing in return and would thus lose all the premiums you have paid so far. Even after 3 years, the surrender value remains low for few years and gains ground closer to the end of the term of the policy. Surrendering of an insurance policy must hence be done with great care at any point in the duration of the policy. You may speak with the insurer or an advisor to consider other alternatives around this.

CR
Chandrabali Ray

What is required to be submitted to redeem Varishtha pension bima yojna after completion of 15 years?

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Answered by Policybazaar Team

HI Chandrabali, you will need standard documents such as Policy Document, ID Proof, Address Proof etc and submit the same along with a NEFT form with the nearest LIC branch office or online to get the benefit of LIC Varishtha pension bima yojna, you can read more details https://tinyurl.com/1p7be7in

GS
Gotam singh

For future

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Answered by Policybazaar Team

Hi Gotam, investing to secure your future is a great idea, but before we help you select the right product we will need some more information regarding your age, life stage and end objective. To understand this we are asking our team to reach out to you. You can in the meantime get more information here https://tinyurl.com/32n43keu