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Recently answered questions
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MM

Can I get my refund while I cancel my policy

Replied by Policybazaar Team

Hi Mahesh, kindly share the registered contact details along with the policy number and reason for cancellation with our team at care@policybazaar.com. The insurance advisor will then assist you regarding any concerns you may have about your existing policy and suggest a suitable alternative(s). They will also assist you with the cancellation process if you still feel the need to discontinue.

MM

Cancel my policy and refund payment

Replied by Policybazaar Team

Hi Mahesh, kindly share the registered contact details along with the policy number and reason for cancellation with our team at care@policybazaar.com. The insurance advisor will then assist you regarding any concerns you may have about your existing policy and suggest a suitable alternative(s). They will also assist you with the cancellation process if you still feel the need to discontinue.

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Three Easy Ways to Check Bike Insurance Expiry Date Online

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MI

Islamic Insurance

Replied by Policybazaar Team

Hi Mirza, thanks for reaching out. Takaful insurance is a community pooling system wherein all policyholders pool a sum as an insurance premium to help those needing financial aid. The losses and liabilities are shared collectively by the group. While this is widely popular in several Islamic countries in the Middle East and Southeast Asia, as per available public information, we do not currently see this offering being available in India. Policybazaar does not provide takaful insurance either.

However, several low-cost, high-coverage health insurance policies available on our website from various insurers might be useful for your parents. You can find out more about health insurance and also check out various policies here: Health Insurance

Meanwhile, we have also arranged a callback from one of your health insurance advisors. They shall reach out to you in the next 24 hours to assist.

SS

how can i invest

View answer
Replied by Policybazaar Team

Hello Saurav, When it comes to investing, there are various options available, each with its own set of risks and rewards. The best investment strategy for you depends on your financial goals, risk tolerance, and investment horizon. Here are some general guidelines to consider when making investment decisions:

1. Set Clear Financial Goals:

Define your financial objectives, whether it's buying a house, funding your child's education, or retiring comfortably. Clear goals will help you determine the investment horizon and the level of risk you can afford to take.

2. Emergency Fund:

Before you start investing, ensure you have an emergency fund in place. This fund, typically three to six months' worth of living expenses, acts as a safety net during unexpected financial crises.

3. Understand Your Risk Tolerance:

Assess your risk tolerance honestly. Investments come with risks; understanding how much risk you are comfortable with is crucial. Typically, higher returns come with higher risks.

4. Diversify Your Investments:

Don't put all your eggs in one basket. Diversification spreads risk across different investments (stocks, bonds, real estate, etc.) and can improve overall returns while reducing the risk of losing money.

5. Consider Different Investment Options:

  • Stock Market: Invest in stocks of companies. They offer high potential returns but come with higher risks.
  • Bonds: Bonds are relatively safer than stocks and provide regular interest income.
  • Mutual Funds: These are managed investment funds that pool money from many investors to buy a diversified portfolio of stocks, bonds, or other securities.
  • Real Estate: Invest in properties. Real estate can appreciate over time and provide a steady income if rented out.
  • Fixed Deposits: Low-risk investments with fixed returns offered by banks and financial institutions.

6. Review and Adjust:

Regularly review your investment portfolio. Your financial situation and goals may change over time, so your investments should align with these changes. Rebalance your portfolio periodically to ensure it stays diversified according to your risk tolerance.

7. Seek Professional Advice:

If you're unsure where to invest, consider consulting a financial advisor. They can help you create a tailored investment plan based on your goals and risk tolerance.

8. Stay Informed:

Stay updated on financial news and trends. Knowledge is key to making informed investment decisions.

Hope this helps. 

AJ

NEED PLAN L;D,DV

View answer
Replied by Policybazaar Team

Hello Ajhit, we are not sure we understand your concern here. Hence, we'd request you to please elaborate, we'll assist you. Also, you may reach out to our customer care team at care@policybazaar.com from your registered email ID or 1800-258-5970 from the registered mobile number.

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