Get ₹5 Lac Health Insurance starts @ ₹200/month*
Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Compare Care Heart vs Niva Bupa (Formerly known as Max Bupa) Health ReAssure (Direct)

    Care Health
    Care Heart
    Starting from
    Niva Bupa (formerly known as Max Bupa)
    Health ReAssure (Direct)
    Starting from
    PS - The plans and premiums are for ₹5 Lakh Sum insured for 1 Adult of 21 Years for Delhi city.
    Top Features
    Covid-19 Coverage
    Hospitalization due to omicron and all other variants of covid-19 are covered
    Hospitalization due to omicron and all other variants of covid-19 are covered
    Room rent limit
    Single Private Room
    All Categories
    Restoration of cover
    Full reinstatement up to Sum Insured
    Unlimited reinstatement of Sum Insured for a related and non-related illness if the original sum insured exhausted once in policy year Read More...
    No claim bonus
    Get a flat increase of 10% in Suminsured for the the next policy year, upto a maximum of 50% in 5 consecutive years, In case of claim 10% will be deducted next year from NCB Read More...
    Your Health cover increases by 50% for every claim free year up to maximum of 100% ;decrease by 50% if claim made. Read More...
    Free health checkup
    Health checkup for Cardiac permissible Annually
    Annual (From Day 1); For defined list of tests; up to Rs. 500 for every Rs. 1 Lac Sum Insured (Individual policy: maximum Rs. 5,000 per Insured; Family Floater policy: maximum Rs. 10,000 per policy) Read More...
    Co-pay
    30% Mandatory co-payment is there
    Full claim paid by Insurer
    Existing Illness cover
    2 years waiting period for Pre existing diseases; means early coverage for all ailments
    Covered after 3 years
    Maternity cover
    Get up to Rs. 25,000 discount on maternity with no waiting period as a part of care health discount connect program under value added services Read More...
    Not covered
    Covid-19 Patient Eligibility
    After 3 months of covid negative report date
    Same day in case of home quarantine suggested by doctor; after 1 month from covid-19 negative report in case of hospitalisation; after 15 days in case of portability. Read More...
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