Get ₹5 Lac Health Insurance starts @ ₹200/month*
Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Compare Star Medi Classic vs Max Bupa Arogya Sanjeevani

    Star Health
    Medi Classic
    Starting from
    Niva Bupa (formerly known as Max Bupa)
    Arogya Sanjeevani
    Starting from
    PS - The plans and premiums are for ₹5 Lakh Sum insured for 1 Adult of 21 Years for Delhi city.
    Top Features
    Room rent limit
    Any room up to Rs 5,000 per day
    Up to Rs 5,000 per day; ICU charges up to Rs 10,000 per day
    Restoration of cover
    Rs 5 lakh two times in a year; for unrelated illness
    Not available in this plan
    Renewal Bonus
    Rs 25,000 per year and up to maximum of additional Rs 1.25 lakh. In case of a claim, the renewal bonus will reduce by Rs 25,000 Read More...
    Rs 25,000 per year and up to a maximum of additional Rs 2.5 lakh.In case of a claim, your renewal bonus will reduce by Rs 25,000 Read More...
    Free health checkup
    Once every 4 years; Free health checkup every year for adult insured members in the designated diagnostic centres up to Rs 5,000 Read More...
    Not available in this plan
    Co-pay
    100% paid by the insurer
    95% paid by the insurer
    Existing Illness cover
    4 years
    4 Years
    Initial Waiting Period
    30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies Read More...
    30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies Read More...
    Specific Illness cover
    24 months; for slow growing diseases like knee replacement, hernia, cataract etc. See full list of diseases mentioned in policy wordings Read More...
    24 months; for slow growing diseases like knee replacement, hernia, cataract etc. See full list of diseases mentioned in policy wordings Read More...
    Maternity cover
    Not available in this plan
    Not available in this plan
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