Get ₹5 Lac Health Insurance starts @ ₹200/month*
Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Compare Young Star Gold Plan vs Max Bupa Health Companion

    Star Health
    Young Star Gold Plan
    Starting from
    Niva Bupa (formerly known as Max Bupa)
    Health Companion
    Starting from
    PS - The plans and premiums are for ₹5 Lakh Sum insured for 1 Adult of 21 Years for Delhi city.
    Top Features
    Covid-19 Coverage
    Hospitalization due to omicron and all other variants of covid-19 are covered
    Hospitalization due to omicron and all other variants of covid-19 are covered
    Room rent limit
    Single Private A/C room
    All Categories (Except suite and above)
    Restoration of cover
    Sum insured will be automatically restored by 100% once during policy period for both related and unrelated illness Read More...
    Full reinstatement up to Sum Insured once in a year
    No claim bonus
     The insured person will be eligible for Cumulative bonus calculated at 20% of basic sum insured for each claim free year subject to a maximum of 100% of the basic sum insured. Read More...
    Under this policy, your no claim bonus will increase by 20% every non-claim year maximum upto 100% and your accumulated bonus will not be reduced, even in the scenerio of a claim. Read More...
    Free health checkup
     Expenses incurred towards Cost of Health check-up up to the limits mentioned on completion of each policy year (irrespective of claim) Read More...
    Once every year, starting year 2
    No Co-payment. 100% claim paid by Insurer
    Full claim paid by Insurer
    Existing Illness cover
    Covered after 1 year
    3 years waiting period for Pre existing diseases; means early coverage for all ailments
    Maternity cover
    Expenses for delivery (including pre-natal and post natal expenses) up-to Rs.30,000/- per delivery is payable (both normal and C-section). 3 yrs waiting for 1st and 2 year waiting for 2nd delivery Read More...
    Not covered
    Covid-19 Patient Eligibility
    After 1 month of covid negative report date
    Same day in case of home quarantine suggested by doctor; after 1 month from covid-19 negative report in case of hospitalisation; after 15 days in case of portability. Read More...
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