Get <strong>₹5 Lac</strong> Health Insurance starts <strong>@ ₹300/<span>month*</span></strong>
Get ₹5 Lac Health Insurance starts @ ₹300/month*
Get ₹5 Lac Health Insurance starts @ ₹300/month*
250+ Plans 18 Insurance Companies
₹ 5 Lakh Coverage @ ₹ 10/day
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Best Health Insurance Plans for Family

The health and well being of our family always take a priority over our own needs. That is the reason; most of us prefer to buy a family floater instead of individual covers. Getting a family floater saves you substantial money. Suppose there's a family of four, comprising of two adults and two children.

The premium paid if all the four members are covered under one family health plan stands much lower compared to when four separate policies are bought. There are other pros to family floaters apart from the cost factor. In a family floater, the immediate family members such as newlywed spouse and newborns can be covered without hassles just by informing the insurer.

 

The only glitch with a family floater is that the cover is fixed and if it is exhausted on the treatment of one member during the policy term, any other member would not be able to avail further benefits from the plan, till the end of the term. Only when the policy is renewed, the sum assured is reinstated afresh.


*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

Top Health Insurance Plans for Family 2020:

Here are the best health insurance plans for family, that you can get for yourself and your family to protect them from any financial contingencies.

S.No. Insurance Provider Family Floater Plan name Age Criteria ( in years) Sum Assured Limit ( in Rs.)

1.

Aditya Birla Health Insurance

Aditya Birla Activ Health Platinum Plan

91 days- no age cap

2 L - 2 Crores

2.

Bajaj Allianz Health Insurance

Bajaj Allianz Family Floater Health-Guard Plan

Children: 3months- 30 years

Adult:18- 65 yrs.

2L- 10 L (up to 55 years)

2L- 5 L (more than 55 years)

3.

Bharti AXA Health Insurance

Bharti AXASmart Super Health Plan

5 -65 yrs.

 

5L- 1 Crore

4.

Cholamandalam Health Insurance

Cholamandala Family Healthline Plan

Children: 5- 65 yrs.

Self/Spouse:18- 65 yrs.

2L- 15 L

 

5.

Digit Health Insurance

Digit Health Insurance Policy

1-60 yrs.

2L-25 L

6.

Edelweiss Health Insurance

Edelweiss Family Floater Plan

Child- 3 months to 21 yrs.

up to 1 Crore

7.

Future Generali Health Insurance

Future

Health

Suraksha

Family Floater

Plan

Adult:18-70 yrs.

Child: 5- 25 yrs.

5L- 10 L

8.

HDFC Ergo Health Insurance ( formerly known as Apollo Munich Health Insurance)

Optima Restore Family Floater Health Plan

 

Child: 91 days onwards

Others:5 - 65 yrs.

 

 

3L-50 L

9.

HDFC Ergo General Health Insurance

HDFC Ergo Health Suraksha Plan

No Capping

3-10 lakhs

10.

IFFCO Tokio Health Insurance

Iffco Tokio Family Health Protector Plan

Children: 3 months- 23 years

1.5-30 lakhs

11.

Kotak Mahindra Health Insurance

Family Health Insurance

Child: 91 days – 25 yrs.

Adult: 18- 65 yrs.

2-100 lakhs

12.

Liberty Health Insurance

Secure Health Connect

Child: 91 days- 25 yrs.

Adult: 18- 65 yrs.

Secure Basic: 3, 4, 5L

Secure Elite: 2, 3, 4, 5, 6, 7.5, 10 L

Secure Supreme: 3, 4, 5, 6, 7.5, 10 L

Secure Complete: 2, 3, 4, 5, 6, 7.5, 10, 15 L

13.

Max Bupa Health Insurance

Heartbeat Family First Health Insurance Plan

Up to 65 yrs.

Silver: 3-15  L

Gold: 3-50  L

Platinum: 15-50  L

14.

ManipalCigna Health Insurance

Family Floater - ProHealth Protect Plan

18 yrs. and above

2.5 L- 50  L

15.

National Insurance Company

National Insurance Mediclaim Plan

Children: 3 months- 18 yrs.

Others: 18-65 yrs.

50000- 5  L

16.

New India Assurance

Family Floater Mediclaim Policy

Child: 3 months- 25 years

Others: 18-65 yrs.

 

2L- 5L

17.

Oriental Insurance Company

Happy Family Floater Plan

91 days-65 yrs.

1L-20L

 

18.

Religare Health Insurance

Religare Care Health Plan

91 days and above

3L- 6 Crores

19.

Raheja QBE Health Insurance

Raheja Health QBE

Children: 90 days – 17 yrs.

Adults: 18 – 65 yrs.

1L-50 L

20.

Royal Sundaram Health Insurance

Royal Sundaram Lifeline Health Insurance

18 yrs. and above

Classic: 2,3,4 L

Supreme:5, 10, 15, 20, & 50 L

Elite: 25, 30, 50, 100, & 150 L

21.

Reliance Health Insurance

Reliance HealthWise Family Plan

 

 

5 years and above

1L-5 L

22.

Star Health Insurance

star family health optima

5 months-65 yrs.

1L-15L

23.

SBI General Insurance

SBI Arogya Premier Plan

N/A

10L-30L

24.

Tata AIG Health Insurance

Tata AIG Wellsurance Family Floater Plan

6 months- 65 yrs.

2L-4 L

25.

United India Health Insurance

United India Family Medicare Plan

18-80 yrs.

1L-10L

26.

Universal Sompo Health Insurance

Universal Sompo Complete Healthcare Insurance Plan

1 day to 65 years

Female child: till 25 years or until marriage

Child below 3 months if either of the parents is insured

Basic Plan: 1L-2L

Essential Plan: 3L-5L

Privilege Plan: 6L-10 L

See More Plans

Disclaimer : *Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer. 


*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

1. Aditya Birla Activ Health Platinum - Enhanced

Activ Health Platinum -Enhanced plan by Aditya Birla is a comprehensive policy that covers the entire family. This plan allows you and your family to live without worries by taking care of all your medical insurance needs. It comes in family floater cover and covers up to 9 members of a family. It covers a range of chronic diseases, such as hypertension, diabetes, asthma and high cholesterol.

Coverage:

  • In-patient hospitalization cost, including room rent, operation theatre charges, medicines, doctor’s fee, ICU charges and nursing charges
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 180 days
  • Chronic diseases
  • 527 day care treatment procedures covered
  • Road ambulance services
  • Domiciliary hospitalization
  • Second e-opinion on critical illness
  • Organ donor expenses
  • Recovery benefits
  • Optional covers, such as OPD expenses, maternity & newborn baby cover, hospital cash benefit, etc.

Virtues:

  • Chronic diseases covered from day 1
  • Choice of hospital room category
  • Reload of sum inured
  • Health rewards on staying fit
  • Cumulative bonus
  • Emergency assistance service worldwide
  • Policy term for 1/ 2/ 3 years
  • Free health check-up every year
  • Option to opt for deductibles
  • Cashless claims approvals within 2 hours
  • 24x7 claim assistance

Vices:

  • Waiting Periods: 30 days of initial waiting period (except accident treatment); 2 years for specific illness; 2 years for chronic diseases; 4 years for maternity expenses and pre-existing diseases
  • Exclusions: War, intentional self-injury, breach of the law, abuse of intoxicants, eyesight correction, weight management programs, cosmetic treatment, non-allopathic treatment, unproven treatment, vaccination, rehabilitation, psychiatric disorders, stem cell therapy, congenital external disease, venereal disease, infertility treatment, AIDS, dental treatment, artificial life maintenance, non-medical expenses, nuclear perils, treatment outside India, professional sports, etc.
  • Co-payment on higher zone and higher room category

2. Bajaj Allianz Health Guard Family Floater

Bajaj Allianz Health Guard Family Floater plan covers you and your entire family against any major health-related expenses. This policy is available in individual cover as well as floater cover. It comes in two plan variants – a silver plan and gold plan. This plan offers exclusive covers, such as bariatric surgery cover, maternity expenses, convalescence benefit, etc.

Coverage:

  • In-patient hospitalization cost, including room rent, operation theatre charges, ICU expenses, surgeon’s fee, nursing fee and medicines
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 90 days
  • Day care treatment procedures
  • Road ambulance charges
  • Daily cash benefit for accompanying an insured child
  • Organ donor expenses
  • Convalescence benefit
  • Maternity expenses
  • Homeopathic/ ayurvedic hospitalization charges
  • Bariatric surgery cover
  • Newborn baby cover

Virtues:

  • Sum insured reinstatement benefit
  • Lifetime renewability
  • Policy term of 1/ 2/ 3 years available
  • Free preventive health check-up after every 3 years
  • No pre-policy medical check-up up to 45 years
  • Cumulative bonus
  • Long term policy discount for opting policy for 2/ 3 years
  • Co-pay discount
  • Acts of terrorism covered
  • Tax benefits
  • Faster claim settlement through the in-house team

Vices:

  • Waiting Periods – 30 days of initial waiting period; 3 years for pre-existing diseases; 2/ 3 years for specific illnesses, 3 years for bariatric surgery and 6 years for maternity/ newborn expenses
  • Exclusions – Dental treatment, war or civil unrest, cosmetic treatment, intentional self-injury, plastic surgery, alcohol or drug dependency, vaccination, HIV, fertility treatment, unproven treatment, mental illness, treatment taken outside India, weight control treatment, etc.

3. Bharti AXA Smart Super Health Insurance Policy

Smart Super Health Insurance policy by Bharti AXA is a package plan that covers the healthcare requirements of the entire family. This policy is available in family floater cover. It is available in three plan variants – value, classic and uber. This policy covers 20 critical illness along with air ambulance, convalescence benefit, coronavirus, etc.

Coverage:

  • In-patient hospitalization cost, including room rent
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 90 days
  • Organ donor expenses
  • Day care treatment
  • Domiciliary hospitalization
  • AYUSH treatment
  • Emergency road ambulance
  • Convalescence benefit (except in value plan)
  • Animal bite vaccination (except in value plan)
  • Out-patient accidental emergency treatment (except in value plan)
  • Domestic air ambulance and out-patient accident dental treatment under Uber plan only
  • Option cover of Maternity benefit, including newborn baby cover
  • Add-on covers, such as critical illness cover for 20 diseases and hospital cash allowance

Virtues:

  • Cashless claims at over 4500 network hospitals
  • Tax benefits
  • 24x7 claim assistance
  • No cap on room rent
  • Restoration of the sum insured
  • No claim bonus
  • Annual health check-up

Vices:

  • Waiting Periods – 30 days of initial waiting period (except accidental treatment); 9 months for maternity benefit (if policy term of 3 years); 2 years for specific diseases; 4 years for pre-existing diseases; 60 days for critical illness; 4 years for internal congenital anomalies; and 4 years for genetic disorder treatment
  • Exclusions – War, acts of terrorism, breach of the law, nuclear perils, fertility treatment, adventure sports, HIV AIDS, obesity-related treatment, use/ abuse of alcohol & drugs, mental disease, unproven treatment, cosmetic surgery, treatment received outside India, stem cell therapy, ancillary hospital charges, acupressure, etc.

4. Cholamandalam Family Healthline Plan

Cholmandalam Healthline plan is a comprehensive policy for families, which is available as individual cover as well as floater cover. While floater cover includes the policyholder along with his spouse and dependent children, the individual cover also includes dependent siblings, parents and parents-in-law under this policy. It comes in four plan variants – value healthline, freedom healthline, enrich healthline and privilege healthline.

Coverage:

  • In-patient hospitalization cost, including room rent, ICU charges, surgical fees, medicine costs, doctor’s fee, nursing expenses and physical therapy charges
  • Pre-hospitalization cost for 60 days (30 days under value healthline plan)
  • Post-hospitalization cost for 90 days (60 days under value healthline plan)
  • Day care treatment procedures
  • Domiciliary hospitalization
  • AYUSH treatment expenses
  • Organ donor expenses
  • Emergency ambulance charges
  • Maternity expenses & newborn baby cover (under privilege healthline plan)
  • Child hospitalization allowance (under freedom healthline plan)
  • Extended hospitalization allowance (under enrich healthline and privilege healthline plan)
  • Additional covers, such as specialist opinion for critical illness and outpatient medical equipment, under privilege healthline plan

Virtues:

  • Cashless treatment at network hospitals
  • No claim bonus
  • Policy term of 1/ 2/ 3 years
  • Free health check-up after every 2 years (after 3 years under freedom healthline plan; not available under value healthline plan)
  • Double sum insured for accidents and critical illnesses
  • Lifelong renewability
  • 24x7 support services
  • Discount on buying 2/3-year policy term
  • 10% discount for Tier 2 location
  • No pre-policy check-up for up to 45 years
  • Tax benefits

Vices:

  • Waiting Periods – 30 days of initial waiting period (except accident cases); 2 years for specific illness; and 4 years for pre-existing diseases
  • Exclusions – War, intentional self-injury, vaccination, non-medical expenses, breach of the law, substance abuse, unproven treatment, nuclear perils, hazardous activities, cosmetic treatment, obesity treatment, HIV/ AIDS, external congenital diseases, infertility treatment, etc.
  • 10% co-payment for people above 55 years under value healthline plan
  • 5% cumulative bonus reduction in case of a claim

5. Digit Health Insurance Policy

Digit Health Insurance policy is the perfect health cover to protect all the members of your family under one policy. It provides coverage to both big and small families. It comes in two plan options – smart and comfort. This plan also covers medical expenses arising out of diseases/ treatments, including coronavirus, bariatric surgery and psychiatric illness cover.

Coverage:

  • In-patient hospitalization cost, including ICU room rent, accommodation charges, specialist’s fee, diagnostic charges, medicine cost and operation theatre charges
  • Pre and post-hospitalization costs
  • Day care treatment procedures
  • Road ambulance charges
  • Accidental dental treatment
  • Bariatric surgery
  • Second medical opinion
  • Psychiatric illness cover
  • Organ donor expenses, home hospitalization and daily hospital cash under comfort plan only
  • Additional covers, including alternate treatment, maternity benefit & newborn baby cover and zone upgrade, are also available
  • Optional covers, such as infertility treatment cover, OPD benefit, cancer benefit cover, critical illness cover, long hospitalization cash benefit, emergency air ambulance, etc.

Virtues:

  • Cashless claims at over 5900 network hospitals
  • Covers pandemic, such as coronavirus
  • No room rent capping (except in comfort plan)
  • Additional sum insured for critical illness and accidental hospitalization (except in smart plan)
  • No age-based co-payment
  • Sum insured refill option (except in smart plan)
  • Zone upgrade benefit
  • Cumulative bonus (except in smart plan)
  • Annual health check-ups
  • Lifetime renewability
  • Policy term of 1/ 2/ 3 years
  • Tax benefits
  • Wellness benefit program
  • Option to get worldwide coverage
  • Long term policy discount for opting 2/ 3 years plan
  • Direct business discount

Vices:

  • Waiting Periods – 30 days of initial waiting period (except accidental hospitalization); 90 days for critical illness; 90 days for cancer benefit cover; 2 years for maternity benefit; 4 years for bariatric surgery; 4 years for infertility treatment cover; and pre-existing diseases
  • Exclusions – Hospitalization without doctor’s referral, artificial life maintenance, cosmetic surgery, breach of the law, external congenital anomalies, intentional self-injury, hazardous activities, home care nursing, non-medical expenses, preventive treatment, STDs, unproven treatment, war or hazardous substance, weight loss surgery, legal liability, etc.

6. Edelweiss Family Floater Plan

Edelweiss Health Insurance plan comes with family floater cover to protect you as well as your family. It covers up to 8 people under one health policy. The plan comes in three variants – silver, gold and platinum.

Coverage:

  • In-patient hospitalization cost, including room rent and ICU charges
  • Pre-hospitalization cost for 30/ 60/ 90 days and post-hospitalization cost for 60/ 90/ 180 days
  • Ambulance cover
  • Day care treatment
  • Domiciliary hospitalization
  • Shared accommodation
  • AYUSH treatment
  • Bariatric surgery
  • Hospital cash
  • Maternity benefit (except in silver plan)
  • Organ donor cover (except in silver plan)
  • Recovery benefit (except in silver plan)
  • Critical illness cover (optional under the silver plan)
  • Coverage for services, including medical referral, compassionate visit, medical evacuation, medical monitoring, medical repatriation, second medical opinion and repatriation of mortal remains

Virtues:

  • No claim bonus
  • 100% restoration of the sum insured (optional under the silver plan)
  • Health check-up for every claim-free year
  • Option to choose voluntary co-payment of 10%/ 20%
  • Lifelong renewability
  • Cashless treatment at network hospitals
  • Option to recharge of sum insured (except in silver plan)

Vices:

  • Waiting Periods – 30 days of initial waiting period (except accident cases); 2 years for specific illnesses, 4 years for maternity benefit; and 2/ 3/ 4 years for pre-existing diseases
  • Exclusions – Self-medication, corrective devices, unproven/ investigational treatment, mental illness, artificial life maintenance, cosmetic surgery, war or warlike operations, hazardous activities, nuclear perils, oral chemotherapy, external prosthesis, etc.
  • 20% co-payment for people above 60 years

7. Future Health Suraksha Family Plan

Future Health Suraksha family plan has been designed especially to cover the health care needs of a family. This plan comes with a family floater cover. It is available in four variants – basic, silver, gold and platinum.

Coverage:

  • In-patient hospitalization cost, including room rent, surgeon fee, operation theatre charges and nursing charges
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 90 days
  • 130 day care procedures covered
  • Patient care expenses
  • Accompanying person expenses
  • Ambulance charges
  • Additional sum insured for accidental hospitalization
  • Hospital cash benefit (under the platinum plan)

Virtues:

  • Cashless claim approvals within 30 minutes
  • Lifetime renewability
  • In-house claim settlement process
  • Cumulative bonus
  • Free health check-up after every 4 claim-free years
  • No pre-policy health check-up for up to 45 years
  • Tax benefits

Vices:

  • Waiting Periods – 30 days of initial waiting period; 4 years for pre-existing diseases; and 1/ 2/ 3 years for specific diseases
  • Exclusions – Non-allopathic treatment, AIDS & related diseases, congenital diseases, use of intoxicants, war or invasion, vaccination, dental treatment, IVF procedure, obesity treatment, convalescence, maternity expenses, nuclear perils, genetic disorder, OPD treatment, mental illness, etc.

8. HDFC ERGO Health Suraksha Plan

Health Suraksha plan by HDFC ERGO is an ideal policy to cover all the medical needs of a family. It has three variants – silver smart, gold smart and platinum smart. The plan comes with exclusive covers, such as infertility cover, mental illness, air ambulance, recovery benefit, etc.

Coverage:

  • In-patient hospitalization cost, including room rent, prosthetic devices, ICU charges, diagnostic procedures, consultation fee, medicine cost and operation theatre charges
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 180 days
  • Mental illness cover
  • Domiciliary hospitalization
  • Home hospitalization
  • Day care procedures
  • Alternative treatments
  • Organ donor expenses
  • Recovery benefit
  • Air ambulance cover
  • Optional covers, such as parent & child care cover and non-medical expenses

Virtues:

  • Lifetime renewability
  • Wellness benefits available
  • Policy term up to 3 years available
  • 5% loyalty discount
  • Long term policy discount
  • Sum insured rebound
  • Preventive health check-up every year
  • Cumulative bonus
  • Option to choose room rent modification cover, extended cumulative bonus and co-payment option
  • Tax benefits
  • Cashless treatment at over 10,000 network hospital

Vices:

  • Waiting Periods – 30 days of initial waiting period (except accidents); 2 years for specific illness; 3 years for pre-existing diseases; and 4 years for parent & child care cover
  • Exclusions – War or warlike operations, intentional self-injury, nuclear perils, breach of the law, abuse of intoxicants, adventure sports, obesity treatment, congenital external diseases, dental treatment, plastic surgery, convalescence, experimental treatment, vaccination, OPD treatment, etc.

9. HDFC ERGO Health Optima Restore Family Floater Plan

Optima Restore Family Floater plan by HDFC ERGO Health Insurance provides optimum health coverage to the entire family. It comes with family floater cover and can include up to 6 family members. The policy also provides coverage for air ambulance service and offers critical advantage rider.

Coverage:

  • In-patient hospitalization cost, including room rent
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 180 days
  • Daily cash for shared accommodation
  • Day care procedures
  • Organ donor expenses
  • Domiciliary hospitalization
  • Emergency ambulance
  • Second e-opinion for critical illness
  • Emergency air ambulance
  • Critical advantage rider

Virtues:

  • Cashless facility at over 10,000 network hospitals
  • No room rent limit
  • Policy tenure of 1/ 2 years
  • Health check-up every 1/ 2 years
  • Automatic reinstatement of the sum insured
  • Stay active benefit
  • 2x multiplier benefit for every claim-free year
  • Tax benefits
  • 5% discount on opting for a 2-year plan
  • Lifelong renewability

Vices:

  • Waiting Periods – 30 days of initial waiting period (except accidental injury); 3 years for pre-existing diseases; and 2 years for specific diseases
  • Exclusions – HIV/ AIDS, mental disorder, abuse of intoxicants, congenital disease, war or nuclear perils, cosmetic surgery, pregnancy, weight control treatment, dental treatment, investigative treatment, etc.

10. IFFCO Tokio Family Health Protector Plan

IFFCO Tokio Family Health Protector plan covers the health expenses of the entire family under one policy. It comes with a floater cover and includes spouse, children, dependent relatives and parents. This policy provides coverage for critical illness cover, vaccination cover as well as emergency assistance services.

Coverage:

  • In-patient hospitalization cost, including room charges, surgical appliance charges, doctor’s fee and ICU charges
  • Pre-hospitalization cost for 45 days and post-hospitalization cost for 60 days
  • 161 day care procedures covered
  • Daily allowance
  • Organ donor expenses
  • Ambulance charges
  • AYUSH treatment
  • Domiciliary hospitalization
  • Vaccination charges
  • Critical illness cover
  • Emergency assistance services, such as medical referral, medical evacuation, transportation of minor child, medical repatriation, etc.

Virtues:

  • Health check-up after every 4 claim-free years
  • Cashless treatment at network hospitals
  • Lifelong renewability
  • Tax benefits
  • Additional sum insured for critical illness
  • Cumulative bonus
  • Vaccination cost after 2 claim-free years
  • 10% loyalty discount

Vices:

  • Waiting Periods – 30 days of initial waiting period; 4 years for pre-existing diseases; and 1/ 2 years for specific diseases
  • Exclusions – Diagnostic tests, maternity expenses, dental treatment, alcohol or drug consumption, convalescence, adventure sports, congenital disease, plastic surgery, intentional self-injury, circumcision, etc.

11. Kotak Mahindra Family Health Care Plan

Kotak Mahindra Health care is a package policy that allows your entire family to avail medical treatment without any financial constraints. This policy is available in individual cover as well as floater cover. It comes in three variants – excel and premium.

Coverage:

  • In-patient hospitalization cost
  • Pre-hospitalization cost for 30 days and post-hospitalization cost for 60 days
  • 150 day care procedures covered
  • Ambulance expenses
  • Optional covers, such as critical illness cover, hospital daily cash, donor expenses, convalescence, etc.
  • Add-on covers, such as maternity benefit, domiciliary hospitalization, newborn baby cover, alternative treatment, compassionate visit, etc.

Virtues:

  • Free health check-up annually
  • Cumulative bonus
  • Cashless treatment at network hospitals
  • Double sum insured option available
  • Free pre-policy check-up up to 45 years
  • Policy tenure of 1/ 2/ 3 years available
  • Tax benefits
  • Lifetime renewability
  • Discount on opting for 2/ 3 years policy term

Vices:

  • Waiting Periods – 30 days of initial waiting period; 4 years for pre-existing diseases; and 2 years for specific illnesses
  • Exclusions – Dental treatment, use/ abuse of intoxicants, cosmetic surgery, congenital external anomalies, circumcision, genetic disorder, vaccination, HIV AIDS, venereal diseases, obesity treatment, intentional self-injury, unproven treatment, mental illness, treatment taken outside India, breach of the law, war or nuclear perils, etc.

12. Liberty Secure Health Connect

Liberty Secure Health Connect policy provides complete health insurance coverage to you and your family. The policy offers family floater cover and includes the policyholder, his spouse and his dependent children. It comes in four variants – secure basic, secure elite, secure supreme and secure complete.

Coverage:

  • In-patient hospitalization cost, including ICU charges and room rent
  • Pre-hospitalization cost for 30/ 45 days and post-hospitalization cost for 45/ 60 days
  • Local road ambulance service
  • 405 day care treatments covered
  • Hospital daily cash allowance (under the secure complete plan)
  • Waiver of medical expenses sub-limits available as an optional cover

Virtues:

  • Cumulative bonus
  • Free health check-up after every 2 claim-free years
  • Enhanced cumulative bonus option available
  • No pre-policy check-up up to 55 years
  • Cashless claim response within 6 hours
  • Stay fit perks after every 2 claim-free years
  • Reload of the sum insured option available
  • Policy term of 1/ 2/ 3 years available
  • Tax benefits
  • Lifelong renewability
  • Enhanced loyalty perk option available

Vices:

  • Waiting Periods – 30 days of initial waiting period; 2 years for specific diseases; and 4 years for pre-existing diseases
  • Exclusions – STDs, pregnancy, AIDS, infertility treatment, cosmetic surgery, mental illness, circumcision, non-allopathic treatment, vaccination, hazardous activities, nuclear perils, self-inflicted injury, war, treatment taken outside India, domiciliary hospitalization, alternative treatment, OPD treatment, artificial life maintenance, dental treatment, etc.

13. Max Bupa Heartbeat Family First Health Insurance Plan

Max Bupa Heartbeat Family First plan has been designed to cover joint families in India. It covers the health insurance needs of up to 19 relationships in a family. The policy offers individual as well as floater sum insured for all insured family members. It is offered in three variants - silver, gold and platinum. This plan distinguishes itself from other plans through its unique features, such as the inbuilt maternity benefit, newborn baby cover from day 1, no cap on room rent, etc.

Coverage:

  • In-patient hospitalization cost, including nursing fee, medicine cost, doctor’s fee, physiotherapy cost, operation theatre charges, ICU charges, diagnostic tests and prosthetic implants
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 90 days
  • All day care treatment procedures
  • Alternative treatments
  • Hospital cash benefit
  • Organ donors expenses
  • Domiciliary hospitalization
  • Cost of emergency ambulance
  • Maternity and newborn baby benefits
  • Additional benefits, including worldwide coverage for 9 critical illnesses, OPD treatment and diagnostic services, emergency hospitalization and evacuation and second medical opinion under the platinum plan

Virtues:

  • Free health check-up every year (every 2nd year under the silver plan)
  • Cashless claims within 30 minutes
  • No limit on room rent (except in Silver plan)
  • Automatically covers a newborn baby from day 1
  • Loyalty benefits aka increased sum insured on every claim-free year
  • Discount for opting two-year plans
  • Co-payment option available
  • Direct claim settlements with the absence of third party administrator
  • No entry age restrictions
  • Tax benefits
  • Lifelong renewability
  • No waiting period for specific illness for people aged 45 years or less

Vices:

  • Waiting Periods – 30 days initial waiting period (except accidental treatment) in case of an accident or emergency); 2/ 4 years for pre-existing diseases; and 2 years for specific diseases for people above 45 years
  • Exclusions - Artificial life maintenance, complementary & alternative medicine, external congenital anomalies, conflict & disaster-related injuries, convalescence, dental/oral treatment, experimental/ unproven treatment, eyesight & optical services, HIV & AIDS, incidental diagnostic procedures, non-medical expenses, mental & psychiatric conditions, obesity & weight control treatments, STDs, addictive substance-related disorders, treatments received outside India, cosmetic surgery, etc.

14. ManipalCigna ProHealth Protect Plan

ManipalCigna ProHealth Protect plan ensures that you and your family are protected against any health emergencies. This plan is known for its affordability and comes with a floater cover. This policy provides worldwide emergency coverage as well as expert opinion on critical illness.

Coverage:

  • In-patient hospitalization cost, including room charges, surgeon’s fee, ICU charges, operation theatre charges and medicines
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 90 days
  • 546 day care procedures covered
  • Ambulance cover
  • Domiciliary treatment
  • Organ donor expenses
  • AYUSH cover
  • Expert opinion on critical illness
  • Critical illness cover as an add-on
  • Hospital daily cash cover available

Virtues:

  • Worldwide emergency coverage
  • Cumulative bonus
  • Voluntary co-payment available
  • Tax benefits
  • Cumulative bonus booster
  • Health maintenance benefit
  • Restoration of the sum insured
  • Policy term of 1/ 2/ 3 years
  • Health check-up every three years
  • Lifetime renewability
  • Option to choose deductibles
  • Waiver of mandatory co-payment available
  • Long term policy discount on 2/ 3 years

Vices:

  • Waiting Periods – 30 days of initial waiting period; 4 years for pre-existing diseases; 90 days for critical illness; 2 years for specific illnesses
  • Exclusions – HIV AIDS, pregnancy or childbirth, intentional self-injury, drug abuse, dental treatment, circumcision, artificial life maintenance, breach of the law, cosmetic surgery, adventure sports, treatment taken outside India, nuclear perils, non-medical expenses, war, etc.

15. National Insurance Mediclaim Policy

National Mediclaim policy has been designed keeping in mind the health needs of the entire family. The policy comes in floater cover. It provides coverage for medical treatments that you or family members may have need.

Coverage:

  • In-patient hospitalization cost, including room charges, doctor’s fee, diagnostic tests charges, nursing expenses, medicines and ICU charges
  • Pre-hospitalization cost for 30 days and post-hospitalization cost for 60 days
  • 140 day care procedures covered
  • Ambulance charges
  • Homeopathy or ayurvedic treatment

Virtues:

  • Lifelong renewability
  • Health check-up after every 4 claim-free years
  • Cumulative bonus
  • Cashless treatment at over 6000 network hospitals
  • Tax benefits

Vices:

  • Waiting Periods - 30 days of initial waiting period; 4 years for pre-existing diseases; 1/ 2 years for specific diseases
  • Exclusions – HIV AIDS, psychiatric disorder, STDs, pregnancy, use or abuse of drug or alcohol, medical aid equipment, dental treatment, domiciliary hospitalization, infertility treatment, treatment taken outside India, self-inflicted injuries, genetic disorder, cosmetic treatment, vaccination, hazardous sports, war, etc.

16. New India Assurance Family Floater Mediclaim Policy

Family Floater policy by New India Assurance covers all the members of a family against any medical emergency. It is designed for the nuclear family and covers only the children and spouse alongside the policyholder.

Coverage:

  • In-patient hospitalization cost, including room charges, specialist fees, ICU charges, medicines, nurses’ fee and operation theatre charges
  • Pre-hospitalization cost for 30 days and post-hospitalization cost for 60 days
  • Ambulance charges
  • Day care treatment
  • AYUSH treatment
  • Critical care benefit
  • Hospital cash benefit

Virtues:

  • Loyalty discount
  • Tax benefits
  • Good health discount
  • Cashless treatment at network hospitals
  • No pre-policy check-up for up to 50 years

Vices:

  • Waiting Periods - 30 days of initial waiting period; 4 years for pre-existing diseases; 2 years for specific illnesses
  • Exclusions – Dental treatment, STDs, cosmetic surgery, HIV AIDS, vaccination, war or nuclear perils, pregnancy & childbirth, naturopathy, treatment taken outside India, domiciliary hospitalization, unproven treatment, etc.

17. Oriental Happy Family Floater Policy

The Happy Family Floater policy by Oriental Insurance is a comprehensive plan that covers the entire family under one policy. Besides the policyholder, it can cover the spouse, dependent children, unmarried dependent siblings, parents and parents-in-law. It comes in there variants i.e. silver, gold and diamond. This plan offers the geographical coverage extension to SAARC countries as well as life hardship survival benefit to its customers.

Coverage:

  • In-patient hospitalization cost, including room fee, ICU charges, doctor’s fee, operation theatre charges, nursing expenses and medicine cost
  • Pre-hospitalization cost for 30 days and post-hospitalization cost for 60 days
  • Day care treatment procedures
  • Organ donor benefit
  • Maternity expenses
  • Newborn baby cover
  • 11 critical illness cover
  • Medical second opinion
  • Ambulance service charges
  • AYUSH treatment
  • Domiciliary hospitalization
  • Daily hospital cash allowance and attendant allowance (under gold and diamond plan)
  • Optional covers, such as personal accident cover, life hardship survival benefit, etc.

Virtues:

  • Pre-acceptance medical check-up for people aged 60 years and more check-up required for applicants aged 55 years and more under the diamond plan)
  • Lifelong renewability
  • Cashless treatment facility at network hospitals
  • Option to opt for coverage in SAARC countries at no additional cost
  • 5% discount on opting for non-TPA services
  • 5% discount on online purchase
  • Option to choose restoration of sum insured cover
  • No claim discount
  • 15% discount on OMP premium

Vices:

  • Waiting Periods – 30 days of initial waiting period (except accident); 4 years for pre-existing conditions; and 1/2/4 years for specific diseases
  • Exclusions – Diagnostic or investigational hospitalization cost, infertility treatment, cosmetic surgery, refractive error correction, substance abuse, war or war-like operations, ancillary hospital charges, external congenital conditions, self-inflicted injuries, breach of the law, STDs, HIV/ AIDS, adventure sports activities, venereal diseases, hazardous activities, nuclear perils, etc.
  • 10% compulsory co-payment (under the silver plan)
  • 20% compulsory co-payment for people with an entry age of more than 65 years

18. Raheja Health QuBE

Raheja Health QuBE plan is a health insurance policy that can be customized to suit the needs of individual families. The plan is available as family floater covers and three adults & children each. It comes in four variants – basic, comprehensive, super saver and ala carte.

Coverage:

  • In-patient hospitalization cost, including room charges, doctor’s fee and ICU charges
  • Pre-hospitalization cost for 30/ 60 days and post-hospitalization cost for 60/ 90 days
  • Ambulance charges
  • Organ donor benefit
  • Non-medical expenses on cashless hospitalization
  • Daily allowance (except in comprehensive plan)

Virtues:

  • Sum insured recharge benefit
  • Sum insured enhancement
  • Medical check-up available
  • No claim bonus
  • Sub-limit waiver under the comprehensive plan (add-on under ala carte plan)
  • 2-year policy term available
  • Lifelong renewability

Vices:

  • Waiting Periods - 30 days of initial waiting period; 4 years for pre-existing diseases; and 2 years for specific illnesses
  • Exclusions – STDs, dental treatment, HIV AIDS, congenital external anomalies, pregnancy, unproven treatment, cosmetic surgery, mental illness, circumcision, artificial life support, vaccination, non-allopathic treatment, treatment taken outside India, OPD treatment, war, self-inflicted injury, breach of the law, nuclear perils, etc.
  • 20% co-payment under super saver plan

19. Royal Sundaram Lifeline Health Insurance

Royal Sundaram Lifeline Health Insurance is a protection plan that covers you and your family from the rising healthcare costs in India. It offers family floater cover and includes policyholder, his spouse and his children. It comes in three variants – classic, supreme and elite. The policy offers worldwide emergency hospitalization and international treatment cover for 11 critical illness.

Coverage:

  • In-patient hospitalization cost
  • Pre-hospitalization cost for 30/ 60 days and post-hospitalization cost for 60/ 90/ 180 days
  • AYUSH Treatment
  • Day care procedures
  • Animal bite vaccination
  • Ambulance cover
  • Domiciliary hospitalization
  • Organ donor expenses
  • Emergency domestic evacuation (except in classic plan)
  • Second opinion for 11 critical illness (except in classic plan)
  • Additional covers, such as international treatment of 11 critical illness, maternity & newborn baby cover, OPD treatment and worldwide emergency hospitalization, available under the elite plan
  • Optional benefit of hospital cash

Virtues:

  • Reload of the sum insured
  • No claim bonus
  • No room rent limit
  • Health check-up after every 3 years
  • Double sum insured
  • Preventive healthcare & wellness benefit
  • Top-up plan available (except in elite plan)
  • Option to include the USA and Canada under international treatment and worldwide treatment cover
  • Policy term of 1/ 2/ 3 years available
  • Lifetime renewability
  • Cashless treatment at network hospitals
  • Long policy term discount

Vices:

  • Waiting Periods - 30 days of initial waiting period; 90 days for critical illness, 4 years for pre-existing diseases; and 2 years for specific diseases
  • Exclusions – Addictive disorders, unlawful activity, adventure sports, unproven treatment, ageing, treatment taken outside India, artificial life maintenance, STDs, conflict & disasters, self-inflicted injuries, congenital conditions, obesity treatment, cosmetic surgery, psychiatric conditions, dental treatment, HIV AIDS, eyesight treatment, etc.

20. Reliance HealthWise Family Plan

Reliance HealthWise plan is an extensive policy designed to take care of all the health insurance needs of you and your family. It is available in three variants – gold, silver and standard. The policy comes with complimentary benefits, such as road ambulance cover, recovery benefit, daily hospital allowance, nursing benefit, etc.

Coverage:

  • In-patient hospitalization cost, including doctor’s fee, medicine, nursing expenses and operation theatre expenses
  • Pre-hospitalization cost for 30/ 60 days and post-hospitalization cost for 60/ 90 days
  • Day care treatment
  • Domiciliary hospitalization
  • Local road ambulance cover
  • Expenses on an accompanying person
  • Organ donor expenses (except in standard plan)
  • Recovery benefit (except in standard plan)
  • Nursing benefit (except in standard plan)
  • Additional covers, such as critical illness cover and daily hospitalization allowance, available under the gold plan

Virtues:

  • 4%/ 7% discount for one/ two girl children
  • No room rent limit
  • Health check-up after every 4 years
  • No claim discount
  • Cashless treatment at network hospitals
  • No health check-up up to 45 years
  • Lifelong renewability
  • Tax benefits

Vices:

  • Waiting Periods - 30 days of initial waiting period; 2/ 4 years for pre-existing diseases; and 1 year for specific illnesses
  • Exclusions – HIV AIDS, vaccination, abuse of intoxicants, naturopathy, nuclear perils, pregnancy, war, intentional self-injury, dental treatment, mental disorder, obesity treatment, congenital external diseases, etc.

21. Religare Care Health Plan

Religare Care is a new-age health insurance plan for families that comes with global coverage, except the USA. It is available as a floater cover and comes with an in-built maternity cover and vaccination cover. Unlike other plans, this policy covers modern treatment, such as HIV/ AIDS, robotic surgery, etc.

Coverage:

  • In-patient hospitalization cost, including room fee, ICU charges, nursing fee, surgeon’s fee, operation theatre cost and doctor’s fee
  • daily allowance, vaccination cover,
  • Pre-hospitalization cost for 30 days and post-hospitalization cost for 60 days
  • Emergency ambulance service
  • Over 540 day care treatment procedures covered
  • Domiciliary hospitalisation
  • Maternity expenses
  • Organ donor cover
  • Non-allopathic treatment
  • 12 major illness covered worldwide
  • Robotic surgery
  • Second opinion
  • Vaccination cover
  • Add-on covers, such as OPD treatment, daily allowance, air ambulance cover, diagnostic test & doctor consultation, international second opinion, personal accident cover, etc.

Virtues:

  • Annual health check-up
  • Auto recharge of the sum insured
  • Policy term of 1/ 2/ 3 year available
  • NCB up to 150% through NCB Super
  • Tax benefits
  • No pre-policy medical check-up under 2 or 3-year policy terms
  • 24x7 claim support
  • More than 7400 network hospitals offering cashless treatment
  • Option to choose for global coverage
  • Reduction of pre-existing disease waiting cover available
  • Option to opt for unlimited automatic recharge of sum insured
  • Lifelong renewability
  • No co-payment if the eldest insured member is less than 61 years

Vices:

  • Waiting Periods – 30 days initial waiting period (except accident cases); 4 years for pre-existing diseases
  • Exclusions – Self-inflicted injuries, external congenital diseases, dental treatment, cost of lenses/ spectacles, cosmetic surgery, rehabilitation expenses, adventure sports, obesity & weight control treatment, breach of the law, alcoholism treatment, unproven treatments, artificial life maintenance, infertility treatment, war, nuclear perils, etc.
  • 20% co-payment for families with the eldest member above 60 years

22. SBI Arogya Premier Policy

SBI Arogya Premier policy ensures that all your healthcare needs are met and you as well as your family members don’t have to compromise on your health. The plan comes with family floater cover and provides coverage for maternity expenses and air ambulance charges.

Coverage:

  • In-patient hospitalization cost, including room rent, medicines, operation theatre charges, nursing expenses and ICU charges
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 90 days
  • Ambulance expenses
  • 142 day care expenses covered
  • Maternity expenses
  • Alternative treatment
  • Organ donor expenses
  • Domiciliary hospitalization
  • Air ambulance expenses

Virtues:

  • No pre-policy check-up for up to 55 years
  • No sub-limits
  • Tax benefits
  • Policy tenure of 1/ 2/ 3 years
  • Cashless treatment at network hospitals
  • Cumulative bonus
  • Auto reinstatement of sum insured
  • Health check-up after every 4 claim-free years
  • 5% long term policy discount

Vices:

  • Waiting Periods - 30 days of initial waiting period; 4 years for pre-existing diseases; 1 year for specific illnesses; and 9 months for maternity expenses
  • Exclusions – Treatment taken outside India, unproven/ experimental treatment, OPD treatment, cosmetic surgery, mental illness, vaccination, hazardous sports, substance abuse, war & nuclear perils, STDs, self-inflicted injuries, HIV AIDS, etc.

23. Star Family Health Optima Insurance Plan

Family Health Optima plan by Star Health Insurance is an ideal policy for growing families. It is available in floater cover and insures the policyholder, his spouse and dependent children. This policy comes with special benefits, such as assisted reproductive treatment, air ambulance cover, compassionate travel, additional sum insured for a road traffic accident, etc.

Coverage:

  • In-patient hospitalization cost, including room rent, surgeon’s fee, nursing expenses, operation theatre charges, diagnostic charges and medicine cost
  • Pre-hospitalization cost for 60 days and post-hospitalization cost for 90 days
  • All day care treatment procedures
  • Assisted reproductive treatment
  • Newborn baby cover
  • Donor expenses cover
  • Road ambulance and air ambulance charges
  • Domiciliary hospitalization
  • Medical evacuation
  • AYUSH treatment
  • Compassionate travel
  • Second medical opinion
  • Repatriation of mortal remains
  • Shared accommodation

Virtues:

  • Cashless hospitalisation facility at over 9900 network hospitals
  • Auto recharge of the sum insured
  • Free health check for every claim-free year
  • Automatic restoration of the basic sum insured amount
  • Newborn baby cover from day 16
  • Additional sum insured for a road traffic accident
  • No claim bonus
  • Tax benefits
  • Lifelong renewability
  • No medical tests below 50 years of age
  • Faster settlement of claims through the in-house team

Vices:

  • Waiting Periods – 30 days of initial waiting period; 4 years for pre-existing diseases; 2 years for specific illnesses/ treatments; and 3 years for assisted reproductive treatment
  • Exclusions – Vaccination, dental treatment, congenital external conditions, convalescence, intentional self-injury, psychiatric/ mental disorders, use of intoxicating substances, war or warlike operations, STDs, nuclear perils, venereal diseases, HIV/ AIDS, stem cell therapy, plastic surgery, oral chemotherapy, ancillary hospital charges, etc.
  • 20% co-payment for people above 60 years as entry age

24. Tata AIG Wellsurance Family Policy

Tata AIG Wellsurance Family policy has been designed to ensure the overall well-being of the family. It not only covers the medical expenses but also provides education benefit for the children in case of death of the breadwinner. It offers recovery benefit as well as comes with several value-added benefits.

Coverage:

  • In-patient hospitalization cost, including ICU charges
  • 11 critical illnesses covered
  • Children’s education benefit in case of death or disability of bread earner
  • Convalescence benefit
  • Daily cash allowance
  • Ambulance charges

Virtues:

  • Value-added services, such as free health helpline, health portal, etc.
  • Cashless treatment facility at network hospitals
  • Lifetime renewability
  • Health check-up discounts on select packages
  • Health discounts or offers at selected gyms, skincare centres, spas, etc.

Vices:

  • Waiting Periods – 90 days of initial waiting period (except accidental hospitalization); 4 years for pre-existing conditions; and 90 days for critical illness benefit
  • Exclusions - HIV/AIDS, mental/ nervous disorder, alternative treatments, cosmetic surgery, alcohol/drug abuse, STDs, war or nuclear perils, professional or hazardous sports, weight control treatments, intentional self-injury, pregnancy or childbirth-related treatments, congenital anomalies, vaccination, convalescence, etc.

25. United India Family Medicare

United India Family Medicare is a comprehensive health insurance policy that covers all the members of a family. It is available in floater cover and provides coverage for ayurvedic treatments too.

Coverage:

  • In-patient hospitalization cost, including room expenses, specialists’ fee, medicine cost, diagnostic tests and nursing charges
  • Pre-hospitalization cost for 30 days and post-hospitalization cost for 60 days
  • Ayurvedic treatment
  • Organ donor expenses
  • Day care treatment
  • Medical second opinion under remote cases
  • Add-on covers of ambulance charges and hospital daily cash benefit available

Virtues:

  • Cashless treatment at over 7000 hospitals
  • Free medical check-up after every 3 claim-free years
  • No claim discount
  • Tax benefits
  • Lifetime renewability

Vices:

  • Waiting Periods - 30 days of initial waiting period; 4 years for pre-existing diseases; and 2/ 4 years for specific illnesses
  • Exclusions – Vaccination, dental treatment, cosmetic surgery, unproven treatment, HIV AIDS, naturopathy, psychiatric disorders, war or nuclear perils, pregnancy, drug/ alcohol abuse, domiciliary hospitalization, STDs, treatment taken outside India, non-medical expenses, genetic disorder, etc.

26. Universal Sompo Complete Healthcare Insurance

Complete Healthcare Insurance plan from Universal Sompo is an extensive health policy designed for large families. It covers up to 13 relationships in a family. The plan comes in individual cover as well as family floater cover. It is available in three variants – basic, essential and privilege. This policy comes with exclusive covers, such as HIV cover, convalescence benefit, vaccination cover, etc.

Coverage:

  • In-patient hospitalization cost, including room charges, consumables, nursing expenses, medicine, doctor’s fee, ICU charges and operation theatre charges
  • Pre-hospitalization cost for 30/ 60 days and post-hospitalization cost for 60/ 90 days
  • 141 day care procedures covered
  • Organ donor expenses
  • Domiciliary hospitalization
  • Ambulance charges
  • AYUSH treatment
  • Accidental dental treatments
  • Daily hospital allowance for accompanying an insured child
  • OPD treatment
  • Vaccination
  • Maternity expenses
  • Convalescence benefit
  • HIV cover
  • Add-on covers, such as critical illness cover, personal accident, hospital daily cash, etc.
  • Value-added services, such as second opinion, specialist’s consultation, etc.

Virtues:

  • No pre-medical check-up for up to 55 years
  • Automatic sum insured restore benefit
  • Cashless treatment at network hospitals
  • Option to opt for sub-limits
  • Cumulative bonus
  • Option to choose treatment at network hospitals only
  • Lifetime renewability
  • Free health check-up every claim-free year (after 2 claim-free years under the basic plan)
  • E-policy discount
  • No co-payment
  • Wellness benefit

Vices:

  • Waiting Periods – 1 year of initial waiting period (except accident cases); 3 years for pre-existing diseases; 1 year for specific illnesses; 3 years for OPD treatment; 3 years for maternity benefit; and 90 days for critical illness;
  • Exclusions – Substance abuse, weight loss surgery, adventure sports, war & hazardous substance, artificial life maintenance, unrelated expenses, breach of the law, experimental treatment, cosmetic treatment, STDs, infertility treatment, intentional self-injury, psychiatric disorder, etc.

You May Also Want to Know About

Best Health Insurance Plans in India 2020

Best Health Insurance Plans in India 2020

Health insurance is amongst the most intricate insurance products, as it comes with numerous riders and benefits, and hence, there are so many variants to it. The insurance marketplace nationwide is quite competitive. You must consider comparing th...
Best Health Insurance Companies in India

Best Health Insurance Companies in India

Every year, a list of top health insurance companies in India is declared which helps in taking the right insurance decision. There are few important features that help it to rate the insurance companies, such as their performances, Incurred Claim ...
Top Maternity Insurance Plans

Top Maternity Insurance Plans

Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood. Though rearing a child is an expensive affair and may require good financial backup to meet the requirements of a growing baby. From ho...
Health Insurance Companies in India

Health Insurance Companies in India

There are lots of options as far as health insurance companies are concerned as both public as well as private health insurance providers are offering health insurance coverage in India. Every health insurance company offers different health insura...
Top Family Health Insurance Policies in India 2020

Top Family Health Insurance Policies in India 2020

From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to adulteration. Due to this, the disease rate in India is rising drastically. Naturally, more and more people are visiting hospitals frequently. A...