Experts Comments on Health Insurance

  1. How to enhance your existing health insurance plan

Most of us purchase health insurance cover keeping in view our current needs. What we forget during this process is how this sum will become inadequatread more »

  1. What are the different types of Waiting period in Health Insurance?

MOST of us buy a health insurance plan to support us and our dependents against unexpected hospitalisation costs. A sudden illness or an accident woulread more »

  1. Insurance buying touch maps for young adults

As a young adult, you have many decisions to make at the start of your professional life. And while the new opportunities, financial independence and read more »

  1. Have you bought these health insurance riders?

Unless you live in a plastic bubble, accidents are difficult to avoid. And even then, sudden illness can enter your life. Health insurance is designedread more »

  1. Is it wise to rely on group health plan?

We often delay buying an individual health cover assuming that our employer’s group health cover would suffice to meet our medical requirement. Whatread more »

  1. Should The Middle Class Invest In The Pradhan Mantri Jeevan Jyoti Bima Yojana?

This year's budget introduced the concept of social security umbrella for all Indian citizens. It was a much-awaited announcement that was sure to makread more »

  1. Health Insurance for Alternative treatment

UNTIL a few years ago, health insurersusec to cover only allopathic treatment while alterna­tive treatments were left, out of the insurance ambit. Thread more »

  1. Loopholes in maternity plans

Maternity riders usually have waiting periods and don’t cover all contingencies. If you believe you are fully covered for maternity expenses throughread more »

  1. Health Insurance: Opt for suitable riders, add-on covers to maximise your benefit

Add-on plans play a critical role in giving you a better coverage at an affordable premium. It is better than buying a new health policy altogether. Iread more »

  1. Never ever let your health insurance policy lapse

If the policy lapses you lose all benefits such as no claim bonus, waiting period waiver and coverage for pre-existing conditions. Rishi, a 35 year oread more »