Accidental & sickness medical expenses
Baggage Delay/ Loss
Trip Delay / Cancellation
Passport Loss
Emergency Medical Evacuation
Missed flights
Medical expenses
Passport Loss
Study interruption
Bail Bond , Personal Liability
Trip Delay / Cancellation
Compassionate visit
No medical tests
Instant policy

Apollo Munich Travel Insurance


Apollo Munich Travel Insurance policies are one of the most sought after products in the market. Safety should be the utmost concern for the globetrotters like you. And, there is no better option than travel insurance that keeps your trip safe throughout. In this regard, Apollo Munich Travel Insurance can be an ideal solution to your every concern in the search of best travel insurance policy.

Under this policy, the insurer offers a range of travel policies to cater to the various needs of individuals. Categorised as an international travel insurance plan, one can avail this insurance with variants such as student travel insurance, individual travel insurance, senior citizen travel insurance, travel insurance for families and frequent travellers

Why Choose Apollo Munich Travel Insurance?

The reasons for considering Apollo Munich travel insurance can be manifold:

  • Apollo Munich is one of the leading insurance providers in India with a decent claim settlement ratio.
  • Global travel assistance can be availed
  • The insurer has a huge network of hospitals across the country and outside the country.
  • Experience a fast and smooth claim settlement with instant assistance in case of an emergency abroad.

Types of Apollo Munich Travel Insurance

Travel Insurance by Apollo Munich can be availed in the following types:

  • Easy Travel Individual Plan: The Apollo Munich Easy Travel Insurance for Individuals covers a traveller, within the age of 6 months to 70 years, from any medical or non-medical adversities while on a trip. This plan is valid for 180 days and provides benefits such as 24x7 access to telephonic medical advice from any part of the globe, referrals of medical practitioners & hospitals, cashless treatment facilities at network hospitals and arranging a compassionate visit for a family member on getting hospitalized.
  • Easy Travel Family Plan: This policy is designed for your family under the age group of 6 months to 70 years. The policy can be availed in three variants such as silver, Bronze and Asian Region. An insured can opt for an extensive sum insured ranging from $ 25,000 to $1,00,000 under this family travel insurance plan. The policy benefits can be availed worldwide with an option to choose from Worldwide excluding US & Canada, Asiapac excluding Japan.
  • Easy Travel Senior Citizen Plan: There is no need to give up on your passion for travelling at your old age. With Apollo Munich travel insurance, even senior citizens can ensure a secured trip. This plan is designed for people with age 71-80 years. The policy can be availed in two variants-Silver and Bronze for a sum insured of USD 1,00,000 and USD 50,000. The insured is covered for accidental dental treatment, lost passport assistance, medical advice on telephone 24x7 while travelling, personal accident coverage and so on.
  • Easy Travel Annual Multi-Trip Plan: Apollo Munich multi-trip plan is tailor-made for those frequent flyers who travel throughout be it business trips or holiday trips. The plan can be availed in four different variants namely Platinum, Gold, Silver and Asian Region, where the sum insured options available are USD 25,000 to USD 5,00,000. Along with the policy benefits, you can avail services such as per-trip information, embassy service, compassionate visit, emergency evacuation etc.

Eligibility Criteria of Apollo Munich Travel Insurance

The policy can be availed at:

Minimum Entry Age

6 month

18 years

Maximum Entry Age

70 years

Sum Insured Type

Individual/floater basis

Policy Tenure

1 year

 

Apollo Munich Travel Insurance Coverage

Apollo Munich travel insurance comes with the following list of coverage:

  • Medical expenses – In case of a medical emergency leading to hospitalisation, the incurred expenses will be covered by Apollo Munich Travel insurance.
  • Trip cancellation and trip interruption – A medical emergency leading to the cancellation of a planned trip, the expenses would be covered. The policy also covers trip interruption due to an emergency.
  • Personal liability cover – While travelling if you are liable to third party property damage, injury or death, the insurance provider will take care of the expenses.
  • Loss of Important Document – In case of loss of important travel documents such as Passport, the expenses incurred in passport assistance will be covered by Apollo Munich Travel insurance, starting from availing a duplicate passport to issuing the new one.
  • Act of Terrorism - Allowance is offered in case the insured’s flight is hijacked for more than a specific period.
  • Repatriation of Mortal Remains – The policy covers the transpiration expenses while repatriating insured’s mortal remains to his/her homeland.

Apollo Munich Travel Insurance: List of Exclusions

Apollo Munich Travel insurance doesn’t cover the insured under below conditions:

  • Claim arising out of suicide, attempt to suicide, self-inflicted injury
  • Expenses incurred due to treating HIV/AIDS or other related diseases
  • Any pre-existing illnesses
  • Complications arising due to pregnancy or childbirth
  • Injury or accident due to the abuse of alcohol or intoxicant or other drugs
  • Participation in any life-threatening adventitious sports
  • Participation in the operations of Navy, Air Force or Army and get inured
  • Involvement in criminal activities will not be covered

Apollo Munich Travel Insurance: Claim Process

Apollo Munch ensures smooth and fast claim settlement irrespective of the nature of the claim. In case of Apollo Munich Travel insurance, the insurer offers worldwide assistance as well. The insured can avail cashless services at its network hospitals. The claims can be registered online in the best of your comfort. Here’re the steps to ensure a hassle-free travel insurance claim settlement with Apollo Munich:

  • Claim Registration: Register your claim by immediately informing the insurer and availing online claim registration assistance. The claim executive of Apollo Munich Travel insurance will help you in claim registration. Further, you can ask for the claim form or download it from the insurer’s website. You’ll need to provide certain information such as name, contact details, policy number, date and time of the incident, location etc.
  • Submit the Claim Form: After registering the claim now fill in the claim form and submit along with the supporting documents.
  • Claim Review: Upon receiving, the insurer will review the claim documents and consider an admissible amount to be reimbursed.
  • Claim Settlement: Once the claim is approved by the insurer, you will receive the settled amount transferred to your bank account.

Claim Documents of Apollo Munich Travel insurance

The below documents are required in support of your Travel insurance claim:

  • Duly filled in claim form
  • Policy document
  • Police FIR in case of an accident
  • Medical bills
  • Doctors report along with discharge certificate
  • Copy of Visa/Passport with entry and exit stamp
  • Proof of court’s decision in case of a liability claim
  • Copy of flight ticket/boarding pass

*The insurer may ask for further documents as per the requirement

Apollo Munich Travel Insurance Renewal

 To avail continuous policy benefits, it is essential to renew Apollo Munich Travel insurance. The best part is that the insurer has made its products and services available online. Which enables you to renew the policy online. This reduces the hassle of visiting the insurer’s office or waiting in a long queue for hours to renew the policy. To renew the policy online:

  • Just visit the official website of Apollo Munich
  • Go to the ‘renew’ option
  • Mention the type of policy and provide some information such as policy number, name, contact details etc.
  • Calculate the premiums online
  • If the suggested premium suits your budget, renew it online by paying the premiums through credit/debit card or net banking
  • You’ll receive a renewal notification on the deduction of the premium amount from your bank account
  • The insurer will also send the soft copy of the renewed policy to your registered e-mail Id, from where you can download it anytime.

How to Buy Apollo Munich Travel Insurance?

Apollo Munich Travel insurance can be bought either online of offline. If you like to go for online option then just visit the insurer’s website, browse over the different plans available under ‘Travel Insurance’ tab. Go for the plan that suits your trip requirements, pay the premiums online and download the plan copy. Simple!
If not, you can take help from an insurance agent who will help you through the process of buying travel insurance. You can pay the premiums through cheque or cash and get the policy of your choice.

Apollo Munich Travel Insurance - FAQs

Q1. How to pay premiums with Apollo Munich? What are the modes of payment available?

A: Apollo Munich Travel Insurance offers three different modes for payment of the premium.

  • You can get for the auto-renewal process through the help of the mandate
  • You can deposit cash or cheque at the bank with the policy details
  • You can also login to the official website and make a direct payment through net banking, credit/Debit card

Q.2 How can I check the policy status of Apollo Munich once registered with the insurer?

A: Apollo Munich services are available online as well. So, in order to check Apollo Munich policy status, you can log in into their official website with a valid User Id and Password and go to the “check policy status’ option.

Q3. How can I renew my travel insurance with Apollo Munich? O I need to visit the branch office for this?

A: Apollo Munich travel insurance can be renewed online which reduces the hassle of waiting in the long queue for hours or depending on the broker to get it done. All you need to is to log in to the insurer's official website, go to the renewal option, follow the given instructions, pay the premiums online. Get the renewed policy instantly.

Q4. Is there any grace period to renew the policy?

A: the insurer offers 30 days of the grace period in case you miss the renewal due date. You can renew the expired policy within these days to avoid a policy lapse.

Q5. What is the claim process of Apollo Munich to settle Apollo Munich travel insurance claim?

A: Apollo Munich travel insurance can be claimed for cashless and reimbursement claim. The insurer has to be informed immediately once a claim arises. In case of medical emergency, insured can avail cashless treatment where the bills are settled directly with the hospital authority. In case of a reimbursement claim, the insurer has to pay the bills initially and register a claim under reimbursement category. The claim will be settled accordingly after verifying the documents by the insurer. Usually, the claim is settled within 7 days.

Q6. How to cancel a policy with Apollo Munich?

A: In order to cancel a policy, just inform the insurance provider, within the 15 days from policy initiation date. During the Free Look cancellation, the insurance provider will deduct medical expenses incurred in check-ups, stamp duty charges and service tax incurred.

You might be interested following insurance plans provided by Apollo Munich:

Written By: PolicyBazaar - Updated: 19 November 2019
Page Rating
4.2 / 5 based on 25 User Reviews

Apollo Munich Travel Insurance Reviews

TOTAL REVIEWS (25)
Rahul
Brahmagiri
July 27, 2016

Simple Plan

Recently i have go to trip for my vacations and purchase the apollo travel insurance plan. The plan is good and service is on time. The updates of the plan can be seen online. Cancellation of the tickets is possible but the refund amount is not according to policy terms and conditions. Except this the insurance is fantastic and very responsive staff members with helping nature.

Himanshu
Jodhpur
July 21, 2016

Apollo travel insurance

Apollo travel insurance policy is the best travel plan which has maximum benefits. Premium is low and returns are high. Policy coverage is good, service is fast which is provided by the staff members. The updates are send to me regularly on my email address or cellphone.

Abhinav
Badlapur
July 01, 2016

Good

The policy is good and coverage is high. Good travel insurance it secure the travelling with luggage lost, hotel bookings, transport services. The refund tickets is possible but the money return is not. The lost of the valuable items is reimbursed by the company.

Rijul
Ahmedabad
June 24, 2016

Nice Travel Insurance

My friend suggested me to have an insurance for my trip. So, I purchase travel insurance plan and seriously got lucky to have it. While travelling I lost my luggage but the insurance policy provide's me reimbursement for my lost. Not only this, the investment is low. Service is fast which facilitate by the staff of the company.

Saarth
Udyapur
May 24, 2016

Awesome Plan

Finally found the policy which i needed, apollo munich travel insurance plan. The policy is great with fast and on time service which facilitate by the executives and staff members. Policy coverage is high and premiums are low. The luggage missing or medical issues are solved but the ticket refund is not possible. Good job guys.

Sandhiya
Mumbai
May 24, 2016

Trustworthy Policy

I have apollo munich tavel insurance plan, really good. The plan has all the thing which a good policy needed. Premiums are low, Policy coverage is high, Policy claims are high, Procedure of sanctioning claims is very easy due to fast service provided by the executives.

Ridhi
Fatehpur
May 24, 2016

Damn Good

Got apollo munich travel insurance plan. The policy has many benefits like the premium is low and the payback amount is high. The policy coverage is high and claims are high too. Claiming procedure is nice without any paperwork. The executives and staff behave well.

Akriti
Jorhat
May 24, 2016

Great Deal

I purchase apollo munich travel insurance. The policy coverage is high and premium is low. Good claims and easily sanctioned due to fast service provided by the executives and staff members. Most important the luggage lost or medical issues are inbuilt in the policy. Overall good policy, Satisfied.

Kamal
Jajpur
May 24, 2016

Good Investment

Buy an amazing plan from apollo munich general insurance which has good policies. I have travel insurance plan. The policy coverage is high and the claims are even better. Service is fast and on time which is given by executives and staff members. The updates are also mailed regularly.

Varun
Coonoor
May 24, 2016

Fantastic

My friend suggested me good insurer i.e., apollo munich general insurance and i took travel insurance plan from them. The policy is good and the premium is less. Policy coverage and claims are good. Even the medical and luggage lost is insure in the policy. Good service provided by the company members. I like the policy and its terms and conditions.

Naitik
Lucknow
May 24, 2016

Beneficial Plan

Policy coverage is high and the premium is low. Claims are good and service is fast which is given by the staff members and whole team. My apollo munich travel insurance is good and i like it very much. Luggage missing and medical issues are covered in the policy plan.

Aliya
Kota
May 24, 2016

Powerful Plan

Recently I purchase travel insurance from apollo munich general insurance. The policy is good and the service is fast. Premium of the policy is low and the returns are high. Policy coverage is good and provides good claims. The claiming is easy because fast service provided by the executives. Good plan, I like it.

John
Delhi
May 24, 2016

Average Policy

The policy i have is apollo munich travel insurance which is an average plan. The premium is low and the returns are high in respect to investment. Only luggage is insure in the policy, no mediclaims. The service is fast which is facilitate by the executives and the staff of the company. I'm satisfied with it.

Anurag
Ahmednagar
May 24, 2016

Good Service

Apollo Munich travel insurance is good and the benefits of it is awesome. The policy coverage is high, even the luggage lost and the medical emergency is already inbuilt in the policy. Claims are are good and the premium is low. The refund of the ticket amount and the dental medical conditions are not included in the policy plan.

Mayank
Raj_nagar
May 20, 2016

Wonderful

I buy apollo munich travel insurance plan which facilitate many benefits like low premium, The lost luggage is covered in the policy, Medical emergency is also insured in it and many more. The policy coverage is high approx. 89% and the claims are even better. Service is good and the behaviour of the staff members are really very nice. But the refunds of ticket is not possible according to terms and conditions.

Yashveer
Calicut
May 19, 2016

Perfect Plan

The policy coverage is high and the premium is low. Claims are even better and the sanctioning the claims are really very easy, no paperwork. The luggage loss and even medical conditions are inbuilt recovery in the policy. Good work apollo munich general insurance. I really like my travel insurance plan.

Tanishk
Jalpaiguri
May 19, 2016

Excellent Policy

Good plan i took from apollo munich general insurance. The product is travel insurance plan which is really nice with good terms and conditions. Policy coverage is high `89% and the claims are high too. Claiming procedure is easy and easily sanctioned because fast service is facilitate by the executives and staff of the company. Good plan.

Nakul
Ooty
May 19, 2016

Service Is Good

My apollo munich travel insurance plan has high policy coverage and the premium is low. The claims are high and the claiming is easy due to fast service facilitate by the executives and staff members. Updates regarding policy which i have is mailed and texted to me time to time.

Varun
Haridwar
May 19, 2016

Responsive Faculty

Apollo munich travel insurance plan is the best. Policy coverage is high and the claims are high too. Premium is low and the recovery amount is high. The luggage and medical emergency is covered in the policy. Good investment which allow number of benefits. Daily updates about policy is send to my email id. Good plan, I like it.

Raghav
Kalyan
May 18, 2016

Trustworthy

I bought apollo munich travel insurance plan. The policy coverage is good and the policy premium is low. The claims are high and the claiming process is easy due to fast service form company members. Good policy which secure luggage and the medical conditions are also there which is inbuilt in the plan.

Utkarsh
Indore
May 18, 2016

Satisfied

The policy i have is apollo munich travel insurance plan. The policy is good and benefits are cool. The luggage and medical conditions are included in the policy. The recover of ticket is not possible. The updates are also send to me regularly. Satisfactory for me.

Manish
Jhansi
May 18, 2016

Nice

I purchase apollo munich travel insurance plan. The policy coverage and claims are good. Claiming is easy due to fast service facilitate by the executives and staff members. The luggage lost and the medical emergency cases is inbuilt in this plan. Good job guys.

Saurabh
Delhi
May 18, 2016

Average Policy

I have apollo munich travel insurance policy. The policy coverage is high including luggage and belonging lost. Service is fast and on time because it given by the executives, they doing the work with very calm behaviour. Good investment, i like the plan.

Hemant
Agra
May 18, 2016

Good Policy

The apollo munich travel insurance is one of the best policy for travelling. The policy coverage is high and the claims are good. Just the refund of the tickets is not done rather than this it has some good features also like the luggage lost and the dental medical cases are covered in the policy. Good investment.

Ali
Jalandhar
December 18, 2015

Easy Travel Insurance

Thanks to Apollo Munich Travel Insurance, It helped me when I was on domestic tour. I would recommend everyone to buy this as It does not have any hidden cost.