Apollo Munich Travel Insurance

4.2 / 5 based on 25 User Reviews
*Please note that the quotes shown will be from our partners

Apollo Munich Travel Insurance Plan Overview

Apollo Munich Insurance Company Limited is a joint venture between Apollo Hospitals, one of Asia’s largest integrated healthcare providers’ and Munich Health; the health business segment of Germany-based Munich Re. It started operations in India in the year 2007.  Apollo Munich is a health insurance company that aims to bring excellent health care services within the reach of the common man. The company offers a range of products designed to meet all the requirements of the individual. When it comes to Travel Insurance, the company offers its customers a host of plans whether it is for individuals, or the entire family or even senior citizens.

Why Apollo Munich Travel Insurance?

Travelling is something an individual undertakes to take a break from the daily monotonous lifestyle or for any pressing business need. In both the scenarios, getting the trip hampered due to some unforeseen and uncontrollable circumstance puts a sour taste in the mouth. Not only the travel itinerary is completely ruined but it also involves a considerable loss of finances, something, which an average man cannot bear on his budget planning. As such, insuring oneself through travel insurance policy seems the best and prudent course of action.

List of Policies by Apollo Munich Travel Insurance

The company offers a host of plans to individuals, their families and senior citizens. Let us take a look at the different travel insurance plans as offered by Apollo Munich.

Apollo Munich Travel Insurance Plan Entry Age Sum Insured Coverage and Benefits
Easy Travel Individual 6 months - 70 years $25000 to $500,000.
  • Medical assistance worldwide
  • Total loss of baggage checked in handbags
  • Personal Accident
  • Damage to Own Car
Easy Travel Family 6 months - 70 years $25,000 - $1,00,000
  • Medical assistance worldwide
  • Total loss of baggage checked in handbags
  • Personal Accident
  • Damage to Own Car
Easy Travel Senior Citizen 71 - 80 years $1,00,000 - $50,000
  • Medical assistance worldwide
  • Total loss of baggage checked in handbags
  • Personal Accident
  • Damage to Own Car
Easy Travel Annual Multi Trip Plan Anyone can be insured under this travel insurance plan $25,000 - $ 5,00,000
  • Medical assistance worldwide
  • Total loss of baggage checked in handbags
  • Personal Accident
  • Damage to Own Car

 

Apollo Munich Travel insurance plans for individuals

The Apollo Munich Easy Travel insurance plans protect the insured person against various risks, such as illnesses, theft and any other such occurrences when the person is travelling alone. This plan has five policy variants, which are, Platinum, Gold, Silver, Bronze and Asian Region. The customer has the option to choose different coverage options, such as worldwide coverage, worldwide excluding America and Canada or Asia-Pacific, excluding Japan. A closer look at the Apollo Munich Easy Travel Insurance Plans for individuals reveals the following benefits:

  • Medical treatment, assistance and evacuation is provided that provides coverage against any emergency medical treatment that requires inpatient care. It includes the medical evacuation to the hospital.
  • Medical expenses for pain relieving dental treatment or dental treatment that is required due to an accident will be covered.
  • The plan covers repatriation of mortal remains where the cost of transporting the mortal remains to the place of residence or a cremation or burial in the foreign country, will be covered
  • A daily cash benefit is received in case of a continuous and completed 24 hours of hospitalization.
  • The plan covers against death or the permanent total disablement in case of an accident.
  • Coverage against the loss of checked-in baggage by a carrier, on which the insured person is travelling as a passenger, is provided.
  • The plan will offer a compensation in case of any delay in the delivery of checked-in baggage in baggage by a carrier, on which the insured person is travelling as a passenger.
  • The plan will reimburse the cost of the expense incurred in obtaining a fresh or duplicate passport, either overseas or within 30 days of the insured person’s return to India.
  • The plan will pay a lump sum amount to the insured person in case of a financial emergency, such as theft, pilferage or robbery. The lump sum will be paid to replace the funds lost.
  • The plan offers a Personal Liability benefit, wherein it will cover against any legal liability (including defense costs) to pay damages for his negligence which results from a third party civil claim for third party death, bodily injury or property damage.
  • The plan will cover for any delay beyond the scheduled departure or arrival time of a carrier. A lump sum amount will be paid to the insured person.
  • The plan will cover against the unfortunate event of a hijacking.
  • There is a trip cancellation or curtailment benefit wherein the plan will compensate the insured person against any unforeseen delays, cancellations that may occur due to death, hospitalization or an act of God.
  • The plan compensates the passenger against any missed connecting flight due to the delay of an inward flight.

Apollo Munich Travel insurance Plans Eligibility for individuals

  • Individuals between the ages of 6 months to 70 years are covered.
  • The plans are issued for individuals only.
  • The plans cover travel duration of up to 180 days.

Apollo Munich Travel Insurance Plans for Family Travel

Apollo Munich offers Travel insurance Plans for covering the family when they are travelling abroad. These plans are taken to ensure that the family’s travels are secure and hassle-free. The plan has three variants – Silver, Bronze and Asian Region. The sum insured ranges from USD 25000 to USD 1,00,00.  The plan covers two adults (self and spouse) and up to two children, who are not above 21 years of age. The customer has the option to choose different coverage options, such as worldwide coverage, worldwide excluding America and Canada or Asia-Pacific, excluding Japan. A closer look at the Apollo Munich Easy Travel Insurance Plans for Family reveals the following benefits:

  • Medical treatment, assistance and evacuation is provided that provides coverage against any emergency medical treatment that requires inpatient care. It includes the medical evacuation to the hospital.
  • Medical expenses for pain relieving dental treatment or dental treatment that is required due to an accident will be covered.
  • The plan covers repatriation of mortal remains where the cost of transporting the mortal remains to the place of residence or a cremation or burial in the foreign country, will be covered
  • A daily cash benefit is received in case of a continuous and completed 24 hours of hospitalization.
  • The plan covers against death or the permanent total disablement in case of an accident.
  • Coverage against the loss of checked-in baggage by a carrier, on which the insured person is travelling as a passenger, is provided.
  • The plan will offer a compensation in case of any delay in the delivery of checked-in baggage in baggage by a carrier, on which the insured person is travelling as a passenger.
  • The plan will reimburse the cost of the expense incurred in obtaining a fresh or duplicate passport, either overseas or within 30 days of the insured person’s return to India.
  • The plan will pay a lump sum amount to the insured person in case of a financial emergency, such as theft, pilferage or robbery. The lump sum will be paid to replace the funds lost.
  • The plan offers a Personal Liability benefit, wherein it will cover against any legal liability (including defense costs) to pay damages for his negligence which results from a third party civil claim for third party death, bodily injury or property damage.
  • The plan will cover for any delay beyond the scheduled departure or arrival time of a carrier. A lump sum amount will be paid to the insured person.
  • The plan will cover against the unfortunate event of a hijacking.
  • There is a trip cancellation or curtailment benefit wherein the plan will compensate the insured person against any unforeseen delays, cancellations that may occur due to death, hospitalization or an act of God.
  • The plan compensates the passenger against any missed connecting flight due to the delay of an inward flight.

Eligibility for Apollo Munich Travel Insurance Plans for Family Travel

  • Individuals between the ages of 6 months to 70 years are covered.
  • Children up to 21 years are covered.
  • The plan can be issued to individual, spouse and two children.
  • The plans cover travel duration of up to 180 days.

Apollo Munich Travel Insurance Plans for Senior Citizens

There are specific plans offered by the company covering senior citizens in the age groups of 71-80 years. The plan has two variants – Silver and Bronze, with sum insured options of USD 100,000 and USD 50,000. The customer has the option to choose different coverage options, such as worldwide coverage, worldwide excluding America and Canada or Asia-Pacific, excluding Japan. A closer look at the Apollo Munich Easy Travel Insurance Plans for Senior Citizens reveals the following benefits:

  • Medical expenses for pain relieving dental treatment or dental treatment that is required due to an accident will be covered.
  • The plan covers repatriation of mortal remains where the cost of transporting the mortal remains to the place of residence or a cremation or burial in the foreign country, will be covered
  • A daily cash benefit is received in case of a continuous and completed 24 hours of hospitalization.
  • The plan covers against death or the permanent total disablement in case of an accident.
  • Coverage against the loss of checked-in baggage by a carrier, on which the insured person is travelling as a passenger, is provided.
  • The plan will offer a compensation in case of any delay in the delivery of checked-in baggage in baggage by a carrier, on which the insured person is travelling as a passenger.
  • The plan will reimburse the cost of the expense incurred in obtaining a fresh or duplicate passport, either overseas or within 30 days of the insured person’s return to India.
  • The plan will pay a lump sum amount to the insured person in case of a financial emergency, such as theft, pilferage or robbery. The lump sum will be paid to replace the funds lost.
  • The plan offers a Personal Liability benefit, wherein it will cover against any legal liability (including defense costs) to pay damages for his negligence which results from a third party civil claim for third party death, bodily injury or property damage.
  • The plan will cover for any delay beyond the scheduled departure or arrival time of a carrier. A lump sum amount will be paid to the insured person.
  • The plan will cover against the unfortunate event of a hijacking.
  • There is a trip cancellation or curtailment benefit wherein the plan will compensate the insured person against any unforeseen delays, cancellations that may occur due to death, hospitalization or an act of God.
  • The plan compensates the passenger against any missed connecting flight due to the delay of an inward flight.

Eligibility For Apollo Munich Travel Insurance for Senior Citizens

  • Individuals between the ages of 71 to 80 years are covered.
  • The plans are issued for individuals only.
  • The plans cover a travel duration of up to 180 days.

Apollo Munich Travel Insurance Plan for multiple trips undertaken annually

There are specific plans offered by the company that cover individuals who have to travel frequently throughout the year. The plan has four variants – Platinum, Gold, Silver and Bronze, with sum insured options ranging from USD 25,000 to USD 500,000. The customer has the option to choose different coverage options, such as worldwide coverage, worldwide excluding America and Canada or Asia-Pacific, excluding Japan. A closer look at the Apollo Munich Easy Travel Insurance Plans for Senior Citizens reveals the following benefits:

  • Medical treatment, assistance and evacuation is provided that provides coverage against any emergency medical treatment that requires inpatient care. It includes the medical evacuation to the hospital.
  • Medical expenses for pain relieving dental treatment or dental treatment that is required due to an accident will be covered.
  • The plan covers repatriation of mortal remains where the cost of transporting the mortal remains to the place of residence or a cremation or burial in the foreign country, will be covered
  • A daily cash benefit is received in case of a continuous and completed 24 hours of hospitalization.
  • The plan covers against death or the permanent total disablement in case of an accident.
  • Coverage against the loss of checked-in baggage by a carrier, on which the insured person is travelling as a passenger, is provided.
  • The plan will offer a compensation in case of any delay in the delivery of checked-in baggage in baggage by a carrier, on which the insured person is travelling as a passenger.
  • The plan will reimburse the cost of the expense incurred in obtaining a fresh or duplicate passport, either overseas or within 30 days of the insured person’s return to India.
  • The plan will pay a lump sum amount to the insured person in case of a financial emergency, such as theft, pilferage or robbery. The lump sum will be paid to replace the funds lost.
  • The plan offers a Personal Liability benefit, wherein it will cover against any legal liability (including defense costs) to pay damages for his negligence which results from a third party civil claim for third party death, bodily injury or property damage.
  • The plan will cover for any delay beyond the scheduled departure or arrival time of a carrier. A lump sum amount will be paid to the insured person.
  • The plan will cover against the unfortunate event of a hijacking.
  • There is a trip cancellation or curtailment benefit wherein the plan will compensate the insured person against any unforeseen delays, cancellations that may occur due to death, hospitalization or an act of God.
  • The plan compensates the passenger against any missed connecting flight due to the delay of an inward flight.
  • Benefit of pre-trip information service that provides important up-to-date travel and health information
  • Embassy/interpreter referral services provided
  • Arrangement of compassionate visit or emergency evacuation

Eligibility

  • Individuals between the ages of 6 months to 70 years are covered.
  • Platinum plans cannot be availed by those above the age of 60 years.
  • The plans are issued for individuals only.
  • The plans can be issued for an entire year with an option of maximum coverage that extends 30/60 days per trip duration.

Exclusions under the Apollo Munich Travel Insurance Plans

There are certain factors that are excluded from the scope of coverage of travel insurance. The exclusions are as follows:

  • A pre-existing medical condition present prior to availing the plan and any complication arising out of such condition for which care, treatment or advice was sought from a medical practitioner.
  • Routine physical or other examination where there is no indication of impairment of common health
  • Medical expenses occurring beyond the policy period
  • Suicide, attempted suicide or willfully self-inflicted injury or illness, mental disorder, anxiety/stress/depression/nervousness, venereal disease, alcoholism, drunkenness or drug abuse
  • Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), engaging in any criminal or illegal act.
  • Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  • Loss or damage to the insured's passport due to confiscation or detention by customs, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and for which an official report has not been obtained.
  • Loss due to the insured's failure to take steps to guard against the loss of passport.
  • War or any act of war, invasion, act of foreign enemy, war like operations, civil war, public defense, rebellion revolution, insurrection, military or usurped acts, riot, terrorism, chemical, radioactive or nuclear contamination.
  • Participation or involvement in naval, military or air force operations, racing, diving, aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing.
  • Any breach of law with criminal intent.
  • Abuse of intoxicants or hallucinogens including drugs & alcohol.

How to Apply For Apollo Munich Travel Insurance Plans Online?

Travel insurance plans offered by the company can be applied to through multiple channels like:

  • Individuals desirous of availing any of the health insurance plans can simply call the Sales helpline of the company and speak to the customer service representative.
  • They can provide their name, mobile number and email id on the website of the company and request for a call back
  • Lastly, customers may also visit the company’s branches or get in touch with an agent to buy the plans required.

Apollo Munich Travel Insurance - FAQs

1. How to pay premium? What are the modes of payment available?

Apollo Munich Travel Insurance offers three different modes for payment of the premium.

  • You can get for the auto renewal process through the help of the mandate.
  • You can deposit cash or cheque at the bank with the policy details
  • You can also login to the site and make a direct payment.

2. How can I check Apollo Munich Travel Insurance policy status?

  • You can check the policy status online by login into e-Portal with valid User Id and Password.

3. What is the policy renewal process for Apollo Munich Travel Insurance?

  • You can renew the policy online. Simply go to the e-portal and follow the steps for renewing the policy.
  • Please Note: 3rd party payment is not acceptable through online channel.
  • Online renewal is not allowed if the policy is in grace period.

4. What is the company’s process to settle claim for Apollo Munich Travel Insurance?

Apollo Munich Travel Insurance offers two types of claims;

  • Cashless Claim :- Under cashless claim, you need to utilize the hospitals that are on the panel of this insurance company. Verification by TPA will be done and upon authorization, direct payment will be made to the hospital.
  • Reimbursement Claim :- For reimbursement claim you need pay upfront to the hospital and seek reimbursement from the insurers. You need to submit valid documents with claims forms to proceed. The claims are settled within 7 working days.

5. What is the policy cancellation process for Apollo Munich Travel Insurance?

  • You can cancel the policy, provided no claims have been made under it. The premium will be refunded as per the policy T&C.
  • You can cancel your policy during the Free look period of 15 days from receiving your policy kit. In case of Free Look cancellation, the insurer will deduct medical checkup expenses, stamp duty charges and service tax incurred on your policy.

You might be interested following insurance plans provided by Apollo Munich:

 

Apollo Munich Travel Insurance Reviews

TOTAL REVIEWS (25)
Rahul
Brahmagiri
July 27, 2016

Simple Plan

Recently i have go to trip for my vacations and purchase the apollo travel insurance plan. The plan is good and service is on time. The updates of the plan can be seen online. Cancellation of the tickets is possible but the refund amount is not according to policy terms and conditions. Except this the insurance is fantastic and very responsive staff members with helping nature.

Himanshu
Jodhpur
July 21, 2016

Apollo travel insurance

Apollo travel insurance policy is the best travel plan which has maximum benefits. Premium is low and returns are high. Policy coverage is good, service is fast which is provided by the staff members. The updates are send to me regularly on my email address or cellphone.

Abhinav
Badlapur
July 01, 2016

Good

The policy is good and coverage is high. Good travel insurance it secure the travelling with luggage lost, hotel bookings, transport services. The refund tickets is possible but the money return is not. The lost of the valuable items is reimbursed by the company.

Rijul
Ahmedabad
June 24, 2016

Nice Travel Insurance

My friend suggested me to have an insurance for my trip. So, I purchase travel insurance plan and seriously got lucky to have it. While travelling I lost my luggage but the insurance policy provide's me reimbursement for my lost. Not only this, the investment is low. Service is fast which facilitate by the staff of the company.

Saarth
Udyapur
May 24, 2016

Awesome Plan

Finally found the policy which i needed, apollo munich travel insurance plan. The policy is great with fast and on time service which facilitate by the executives and staff members. Policy coverage is high and premiums are low. The luggage missing or medical issues are solved but the ticket refund is not possible. Good job guys.

Sandhiya
Mumbai
May 24, 2016

Trustworthy Policy

I have apollo munich tavel insurance plan, really good. The plan has all the thing which a good policy needed. Premiums are low, Policy coverage is high, Policy claims are high, Procedure of sanctioning claims is very easy due to fast service provided by the executives.

Ridhi
Fatehpur
May 24, 2016

Damn Good

Got apollo munich travel insurance plan. The policy has many benefits like the premium is low and the payback amount is high. The policy coverage is high and claims are high too. Claiming procedure is nice without any paperwork. The executives and staff behave well.

Akriti
Jorhat
May 24, 2016

Great Deal

I purchase apollo munich travel insurance. The policy coverage is high and premium is low. Good claims and easily sanctioned due to fast service provided by the executives and staff members. Most important the luggage lost or medical issues are inbuilt in the policy. Overall good policy, Satisfied.

Kamal
Jajpur
May 24, 2016

Good Investment

Buy an amazing plan from apollo munich general insurance which has good policies. I have travel insurance plan. The policy coverage is high and the claims are even better. Service is fast and on time which is given by executives and staff members. The updates are also mailed regularly.

Varun
Coonoor
May 24, 2016

Fantastic

My friend suggested me good insurer i.e., apollo munich general insurance and i took travel insurance plan from them. The policy is good and the premium is less. Policy coverage and claims are good. Even the medical and luggage lost is insure in the policy. Good service provided by the company members. I like the policy and its terms and conditions.

Naitik
Lucknow
May 24, 2016

Beneficial Plan

Policy coverage is high and the premium is low. Claims are good and service is fast which is given by the staff members and whole team. My apollo munich travel insurance is good and i like it very much. Luggage missing and medical issues are covered in the policy plan.

Aliya
Kota
May 24, 2016

Powerful Plan

Recently I purchase travel insurance from apollo munich general insurance. The policy is good and the service is fast. Premium of the policy is low and the returns are high. Policy coverage is good and provides good claims. The claiming is easy because fast service provided by the executives. Good plan, I like it.

John
Delhi
May 24, 2016

Average Policy

The policy i have is apollo munich travel insurance which is an average plan. The premium is low and the returns are high in respect to investment. Only luggage is insure in the policy, no mediclaims. The service is fast which is facilitate by the executives and the staff of the company. I'm satisfied with it.

Anurag
Ahmednagar
May 24, 2016

Good Service

Apollo Munich travel insurance is good and the benefits of it is awesome. The policy coverage is high, even the luggage lost and the medical emergency is already inbuilt in the policy. Claims are are good and the premium is low. The refund of the ticket amount and the dental medical conditions are not included in the policy plan.

Mayank
Raj_nagar
May 20, 2016

Wonderful

I buy apollo munich travel insurance plan which facilitate many benefits like low premium, The lost luggage is covered in the policy, Medical emergency is also insured in it and many more. The policy coverage is high approx. 89% and the claims are even better. Service is good and the behaviour of the staff members are really very nice. But the refunds of ticket is not possible according to terms and conditions.

Yashveer
Calicut
May 19, 2016

Perfect Plan

The policy coverage is high and the premium is low. Claims are even better and the sanctioning the claims are really very easy, no paperwork. The luggage loss and even medical conditions are inbuilt recovery in the policy. Good work apollo munich general insurance. I really like my travel insurance plan.

Tanishk
Jalpaiguri
May 19, 2016

Excellent Policy

Good plan i took from apollo munich general insurance. The product is travel insurance plan which is really nice with good terms and conditions. Policy coverage is high `89% and the claims are high too. Claiming procedure is easy and easily sanctioned because fast service is facilitate by the executives and staff of the company. Good plan.

Nakul
Ooty
May 19, 2016

Service Is Good

My apollo munich travel insurance plan has high policy coverage and the premium is low. The claims are high and the claiming is easy due to fast service facilitate by the executives and staff members. Updates regarding policy which i have is mailed and texted to me time to time.

Varun
Haridwar
May 19, 2016

Responsive Faculty

Apollo munich travel insurance plan is the best. Policy coverage is high and the claims are high too. Premium is low and the recovery amount is high. The luggage and medical emergency is covered in the policy. Good investment which allow number of benefits. Daily updates about policy is send to my email id. Good plan, I like it.

Raghav
Kalyan
May 18, 2016

Trustworthy

I bought apollo munich travel insurance plan. The policy coverage is good and the policy premium is low. The claims are high and the claiming process is easy due to fast service form company members. Good policy which secure luggage and the medical conditions are also there which is inbuilt in the plan.

Utkarsh
Indore
May 18, 2016

Satisfied

The policy i have is apollo munich travel insurance plan. The policy is good and benefits are cool. The luggage and medical conditions are included in the policy. The recover of ticket is not possible. The updates are also send to me regularly. Satisfactory for me.

Manish
Jhansi
May 18, 2016

Nice

I purchase apollo munich travel insurance plan. The policy coverage and claims are good. Claiming is easy due to fast service facilitate by the executives and staff members. The luggage lost and the medical emergency cases is inbuilt in this plan. Good job guys.

Saurabh
Delhi
May 18, 2016

Average Policy

I have apollo munich travel insurance policy. The policy coverage is high including luggage and belonging lost. Service is fast and on time because it given by the executives, they doing the work with very calm behaviour. Good investment, i like the plan.

Hemant
Agra
May 18, 2016

Good Policy

The apollo munich travel insurance is one of the best policy for travelling. The policy coverage is high and the claims are good. Just the refund of the tickets is not done rather than this it has some good features also like the luggage lost and the dental medical cases are covered in the policy. Good investment.

Ali
Jalandhar
December 18, 2015

Easy Travel Insurance

Thanks to Apollo Munich Travel Insurance, It helped me when I was on domestic tour. I would recommend everyone to buy this as It does not have any hidden cost.