Apollo Munich Travel Insurance

Apollo Munich Travel Insurance policies are one of the most sought after products in the market. Safety should be the utmost concern for the globetrotters like you. And, there is no better option than travel insurance that keeps your trip safe throughout. In this regard, Apollo Munich Travel Insurance can be an ideal solution to your every concern in the search of best travel insurance policy.

Under this policy, the insurer offers a range of travel policies to cater to the various needs of individuals. Categorised as an international travel insurance plan, one can avail this insurance with variants such as student travel insurance, individual travel insurance, senior citizen travel insurance, travel insurance for families and frequent travellers

Why Choose Apollo Munich Travel Insurance?

The reasons for considering Apollo Munich travel insurance can be manifold:

• Apollo Munich is one of the leading insurance providers in India with a decent claim settlement ratio.
• Global travel assistance can be availed
• The insurer has a huge network of hospitals across the country and outside the country.
• Experience a fast and smooth claim settlement with instant assistance in case of an emergency abroad.

Types of Apollo Munich Travel Insurance

Travel Insurance by Apollo Munich can be availed in the following types:

• Easy Travel Individual Plan: The Apollo Munich Easy Travel Insurance for Individuals covers a traveller, within the age of 6 months to 70 years, from any medical or non-medical adversities while on a trip. This plan is valid for 180 days and provides benefits such as 24x7 access to telephonic medical advice from any part of the globe, referrals of medical practitioners & hospitals, cashless treatment facilities at network hospitals and arranging a compassionate visit for a family member on getting hospitalized.
• Easy Travel Family Plan: This policy is designed for your family under the age group of 6 months to 70 years. The policy can be availed in three variants such as silver, Bronze and Asian Region. An insured can opt for an extensive sum insured ranging from $ 25,000 to $1,00,000 under this family travel insurance plan. The policy benefits can be availed worldwide with an option to choose from Worldwide excluding US & Canada, Asiapac excluding Japan.
• Easy Travel Senior Citizen Plan: There is no need to give up on your passion for travelling at your old age. With Apollo Munich travel insurance, even senior citizens can ensure a secured trip. This plan is designed for people with age 71-80 years. The policy can be availed in two variants-Silver and Bronze for a sum insured of USD 1,00,000 and USD 50,000. The insured is covered for accidental dental treatment, lost passport assistance, medical advice on telephone 24x7 while travelling, personal accident coverage and so on.
• Easy Travel Annual Multi-Trip Plan: Apollo Munich multi-trip plan is tailor-made for those frequent flyers who travel throughout be it business trips or holiday trips. The plan can be availed in four different variants namely Platinum, Gold, Silver and Asian Region, where the sum insured options available are USD 25,000 to USD 5,00,000. Along with the policy benefits, you can avail services such as per-trip information, embassy service, compassionate visit, emergency evacuation etc.

Eligibility Criteria of Apollo Munich Travel Insurance

The policy can be availed at:

Apollo Munich Travel Insurance Coverage

Apollo Munich travel insurance comes with the following list of coverage:

• Medical expenses – In case of a medical emergency leading to hospitalisation, the incurred expenses will be covered by Apollo Munich Travel insurance.
• Trip cancellation and trip interruption – A medical emergency leading to the cancellation of a planned trip, the expenses would be covered. The policy also covers trip interruption due to an emergency.
• Personal liability cover – While travelling if you are liable to third party property damage, injury or death, the insurance provider will take care of the expenses.
• Loss of Important Document – In case of loss of important travel documents such as Passport, the expenses incurred in passport assistance will be covered by Apollo Munich Travel insurance, starting from availing a duplicate passport to issuing the new one.
• Act of Terrorism - Allowance is offered in case the insured’s flight is hijacked for more than a specific period.
• Repatriation of Mortal Remains – The policy covers the transpiration expenses while repatriating insured’s mortal remains to his/her homeland.

Apollo Munich Travel Insurance: List of Exclusions

Apollo Munich Travel insurance doesn’t cover the insured under below conditions:

• Claim arising out of suicide, attempt to suicide, self-inflicted injury
• Expenses incurred due to treating HIV/AIDS or other related diseases
• Any pre-existing illnesses
• Complications arising due to pregnancy or childbirth
• Injury or accident due to the abuse of alcohol or intoxicant or other drugs
• Participation in any life-threatening adventitious sports
• Participation in the operations of Navy, Air Force or Army and get inured
• Involvement in criminal activities will not be covered

Apollo Munich Travel Insurance: Claim Process

Apollo Munch ensures smooth and fast claim settlement irrespective of the nature of the claim. In case of Apollo Munich Travel insurance, the insurer offers worldwide assistance as well. The insured can avail cashless services at its network hospitals. The claims can be registered online in the best of your comfort. Here’re the steps to ensure a hassle-free travel insurance claim settlement with Apollo Munich:

• Claim Registration: Register your claim by immediately informing the insurer and availing online claim registration assistance. The claim executive of Apollo Munich Travel insurance will help you in claim registration. Further, you can ask for the claim form or download it from the insurer’s website. You’ll need to provide certain information such as name, contact details, policy number, date and time of the incident, location etc.
• Submit the Claim Form: After registering the claim now fill in the claim form and submit along with the supporting documents.
• Claim Review: Upon receiving, the insurer will review the claim documents and consider an admissible amount to be reimbursed.
• Claim Settlement: Once the claim is approved by the insurer, you will receive the settled amount transferred to your bank account.

Claim Documents of Apollo Munich Travel insurance

The below documents are required in support of your Travel insurance claim:

• Duly filled in claim form
• Policy document
• Police FIR in case of an accident
• Medical bills
• Doctors report along with discharge certificate
• Copy of Visa/Passport with entry and exit stamp
• Proof of court’s decision in case of a liability claim
• Copy of flight ticket/boarding pass

*The insurer may ask for further documents as per the requirement

Apollo Munich Travel Insurance Renewal

 To avail continuous policy benefits, it is essential to renew Apollo Munich Travel insurance. The best part is that the insurer has made its products and services available online. Which enables you to renew the policy online. This reduces the hassle of visiting the insurer’s office or waiting in a long queue for hours to renew the policy. To renew the policy online:

• Just visit the official website of Apollo Munich
• Go to the ‘renew’ option
• Mention the type of policy and provide some information such as policy number, name, contact details etc.
• Calculate the premiums online
• If the suggested premium suits your budget, renew it online by paying the premiums through credit/debit card or net banking
• You’ll receive a renewal notification on the deduction of the premium amount from your bank account
• The insurer will also send the soft copy of the renewed policy to your registered e-mail Id, from where you can download it anytime.

How to Buy Apollo Munich Travel Insurance?

Apollo Munich Travel insurance can be bought either online of offline. If you like to go for online option then just visit the insurer’s website, browse over the different plans available under ‘Travel Insurance’ tab. Go for the plan that suits your trip requirements, pay the premiums online and download the plan copy. Simple!
If not, you can take help from an insurance agent who will help you through the process of buying travel insurance. You can pay the premiums through cheque or cash and get the policy of your choice.

Apollo Munich Travel Insurance - FAQs

Q1. How to pay premiums with Apollo Munich? What are the modes of payment available?

A: Apollo Munich Travel Insurance offers three different modes for payment of the premium.

• You can get for the auto-renewal process through the help of the mandate
• You can deposit cash or cheque at the bank with the policy details
• You can also login to the official website and make a direct payment through net banking, credit/Debit card

Q.2 How can I check the policy status of Apollo Munich once registered with the insurer?

A: Apollo Munich services are available online as well. So, in order to check Apollo Munich policy status, you can log in into their official website with a valid User Id and Password and go to the “check policy status’ option.

Q3. How can I renew my travel insurance with Apollo Munich? O I need to visit the branch office for this?

A: Apollo Munich travel insurance can be renewed online which reduces the hassle of waiting in the long queue for hours or depending on the broker to get it done. All you need to is to log in to the insurer's official website, go to the renewal option, follow the given instructions, pay the premiums online. Get the renewed policy instantly.

Q4. Is there any grace period to renew the policy?

A: the insurer offers 30 days of the grace period in case you miss the renewal due date. You can renew the expired policy within these days to avoid a policy lapse.

Q5. What is the claim process of Apollo Munich to settle Apollo Munich travel insurance claim?

A: Apollo Munich travel insurance can be claimed for cashless and reimbursement claim. The insurer has to be informed immediately once a claim arises. In case of medical emergency, insured can avail cashless treatment where the bills are settled directly with the hospital authority. In case of a reimbursement claim, the insurer has to pay the bills initially and register a claim under reimbursement category. The claim will be settled accordingly after verifying the documents by the insurer. Usually, the claim is settled within 7 days.

Q6. How to cancel a policy with Apollo Munich?

A: In order to cancel a policy, just inform the insurance provider, within the 15 days from policy initiation date. During the Free Look cancellation, the insurance provider will deduct medical expenses incurred in check-ups, stamp duty charges and service tax incurred.

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