HDFC ERGO Health Easy Travel Family Insurance (formerly known as Apollo Munich Easy Travel Family Insurance)
Plan Benefits:
- Medical Treatment, Assistance & Evacuation – Covers medical situations requiring inpatient or outpatient care, dental Care including medical evacuation.
- Repatriation of Mortal Remains – Covers the expense of transporting mortal remains to the place of residence or a cremation/burial ceremony in the foreign country.
- Hospital Daily Cash - Offers a daily cash benefit for every period of 24 hours of hospitalization.
- Personal Accident - The policy will cover against death or permanent & total disablement due to an accident.
- Expenses incurred for obtaining new passport or other documents.
- Delay in flight or missed departure/connection, situation involving hijack distress
- Financial Emergency Cash – In case of theft/robbery an amount is borne so as to replace the travel funds lost.
- Personal Liability – It covers against any legal liability (including defence costs) arising out of third party claim.
- Hijack Daily Allowance – Expenses are borne against hijacking.
Schedule of Benefits:
Covers | Deductibles | Silver | Gold | Asian Region |
Medical Expenses | 6639 | 6639495 | 3319747 | 1659873 |
Dental | 6639 | 16598 | 16598 | 16598 |
Repatriation of Mortal Remains | Nil | 497962 | 497962 | 497962 |
Total Loss of Checked in Baggage | Nil | 33197 | 33197 | - |
Delay of Checked in Baggage | 12 hrs | 13278 | 13278 | - |
Loss of Passport | 1991 | 13278 | 13278 | 13278 |
Personal Accident | Nil | 663949 | 663949 | 663949 |
Personal Accident Common Carrier | Nil | 331974 | 331974 | 331974 |
Personal Liability | Nil | 3319747 | 1659873 | 663949 |
Financial Emergency | Nil | 13278 | - | - |
Hijack Daily Allowance | 12 hrs | 3319 to 16598 | 3319 to 16598 | 3319 to 16598 |
Policy Details:
- Additional premium @ 25 % for each additional child included.
Exclusions:
- Traveling abroad for obtaining medical treatment.
- Exxpenses War/invasion/public defence/ riot, terrorism or any breach of law
- Self-inflicted injury, suicide or attempted suicide.
- Pregnancy, childbirth & its complications.
- HIV/AIDS, sexually transmitted diseases.
- Pre-existing conditions & their complications.
Click here to view the brochure of Apollo Munich Easy Family Travel Insurance to know everything about the plan.
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