Accidental & sickness medical expenses
Baggage Delay/ Loss
Trip Delay / Cancellation
Passport Loss
Emergency Medical Evacuation
Missed flights
Medical expenses
Passport Loss
Study interruption
Bail Bond , Personal Liability
Trip Delay / Cancellation
Compassionate visit
No medical tests
Instant policy

HDFC ERGO Health Easy Travel Individual Plan (formerly known as Apollo Munich Easy Travel Individual Plan)


Plan Benefits:

  • Medical Treatment, Assistance & Evacuation – Covers medical situations requiring inpatient or outpatient care, dental Care including medical evacuation.
  • Repatriation of Mortal Remains – Covers the expense of transporting mortal remains to the place of residence or a cremation/burial ceremony in the foreign country.
  • Hospital Daily Cash - Offers a daily cash benefit for every period of 24 hours of hospitalization.
  • Personal Accident - The policy will cover against death or permanent & total disablement due to an accident.
  • Expenses incurred for obtaining new passport or other documents.
  • Delay in flight or missed departure/connection, situation involving hijack distress
  • Financial Emergency Cash – In case of theft/robbery an amount is borne so as to replace the travel funds lost.
  • Personal Liability - Helps cover against any legal liability (including defence costs) arising out of third party.
  • Hijack Daily Allowance – Expenses are borne against hijacking.

Schedule of Benefits:

Cover (All Figures are in USD) Deductible Platinum Gold Silver Bronze Asian Region
Medical Expenses 100 500,000 250,000 100,000 50,000 25,000
Dental 100 500 250 250 250 250
Repatriation of Mortal Remains Nil 10,000 7,500 7,500 7,500 7,500
Hospital Daily Cash 48 hrs. 25/150 20/120 - - -
Total Loss of Checked Baggage Nil 1,000 500 500 500 -
Delay of Checked Baggage 12 hrs. 300 300 200 200 -
Loss of Passport 30 300 300 200 200 200
Personal Accident Nil 25,000 20,000 10,000 10,000 10,000
Personal Accident Common Carrier Nil 20,000 10,000 5000 5000 5,000
Personal Liability Nil 100,000 100,000 50,000 25,000 10,000
Financial Emergency Nil 300 200 200 - -
Hijack Daily Allowance 12 hrs. 100/500 50/250 50/250 50/250 50/250
Trip Delay Nil 50/200 25/100 - - -
Trip Cancellation Nil 2,000 1,000 - - -
Trip Curtailment Nil 2,000 - - - -
Missed Connection Nil 500 - - - -

Additional Benefits:

  • 24/7 access to medical advice on telephone across the globe.
  • Referrals of medical practitioners and hospitals.
  • Arrangement of visit for a loved one in case of hospitalization

Policy Details:

  • Covers Worldwide [W], Worldwide excluding US & Canada [X]
  • Maximum trip duration would be is 180 days.

Exclusions:

  • Traveling abroad for obtaining medical treatment.
  • Expenses War/invasion/public defence/ riot, terrorism or any breach of law
  • Self-inflicted injury, suicide or attempted suicide.
  • Pregnancy, childbirth & its complications.
  • HIV/AIDS, sexually transmitted diseases.

*The above premium rates may vary. Please check the policy wordings for more details. 

Click here to view the brochure of Apollo Munich Easy Individual Travel Insurance to know everything about the plan.



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Written By: PolicyBazaar - Updated: 18 March 2020

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