HDFC ERGO Health Easy Travel Individual Plan (formerly known as Apollo Munich Easy Travel Individual Plan)
Plan Benefits:
- Medical Treatment, Assistance & Evacuation – Covers medical situations requiring inpatient or outpatient care, dental Care including medical evacuation.
- Repatriation of Mortal Remains – Covers the expense of transporting mortal remains to the place of residence or a cremation/burial ceremony in the foreign country.
- Hospital Daily Cash - Offers a daily cash benefit for every period of 24 hours of hospitalization.
- Personal Accident - The policy will cover against death or permanent & total disablement due to an accident.
- Expenses incurred for obtaining new passport or other documents.
- Delay in flight or missed departure/connection, situation involving hijack distress
- Financial Emergency Cash – In case of theft/robbery an amount is borne so as to replace the travel funds lost.
- Personal Liability - Helps cover against any legal liability (including defence costs) arising out of third party.
- Hijack Daily Allowance – Expenses are borne against hijacking.
Schedule of Benefits:
Cover (All Figures are in USD) | Deductible | Platinum | Gold | Silver | Bronze | Asian Region |
Medical Expenses | 100 | 500,000 | 250,000 | 100,000 | 50,000 | 25,000 |
Dental | 100 | 500 | 250 | 250 | 250 | 250 |
Repatriation of Mortal Remains | Nil | 10,000 | 7,500 | 7,500 | 7,500 | 7,500 |
Hospital Daily Cash | 48 hrs. | 25/150 | 20/120 | - | - | - |
Total Loss of Checked Baggage | Nil | 1,000 | 500 | 500 | 500 | - |
Delay of Checked Baggage | 12 hrs. | 300 | 300 | 200 | 200 | - |
Loss of Passport | 30 | 300 | 300 | 200 | 200 | 200 |
Personal Accident | Nil | 25,000 | 20,000 | 10,000 | 10,000 | 10,000 |
Personal Accident Common Carrier | Nil | 20,000 | 10,000 | 5000 | 5000 | 5,000 |
Personal Liability | Nil | 100,000 | 100,000 | 50,000 | 25,000 | 10,000 |
Financial Emergency | Nil | 300 | 200 | 200 | - | - |
Hijack Daily Allowance | 12 hrs. | 100/500 | 50/250 | 50/250 | 50/250 | 50/250 |
Trip Delay | Nil | 50/200 | 25/100 | - | - | - |
Trip Cancellation | Nil | 2,000 | 1,000 | - | - | - |
Trip Curtailment | Nil | 2,000 | - | - | - | - |
Missed Connection | Nil | 500 | - | - | - | - |
Additional Benefits:
- 24/7 access to medical advice on telephone across the globe.
- Referrals of medical practitioners and hospitals.
- Arrangement of visit for a loved one in case of hospitalization
Policy Details:
- Covers Worldwide [W], Worldwide excluding US & Canada [X]
- Maximum trip duration would be is 180 days.
Exclusions:
- Traveling abroad for obtaining medical treatment.
- Expenses War/invasion/public defence/ riot, terrorism or any breach of law
- Self-inflicted injury, suicide or attempted suicide.
- Pregnancy, childbirth & its complications.
- HIV/AIDS, sexually transmitted diseases.
*The above premium rates may vary. Please check the policy wordings for more details.
Click here to view the brochure of Apollo Munich Easy Individual Travel Insurance to know everything about the plan.
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