HDFC ERGO Health Easy Travel Senior Citizen Policy (formerly known as Apollo Munich Easy Travel Senior Citizen Policy)
Introduction:
Available in two variants, Silver and Bronze, the plan dedicates itself to meet the travel insurance needs of senior citizens.
Plan Benefits:
- Medical Treatment, Assistance & Evacuation – Covers medical situations requiring inpatient or outpatient care, dental Care including medical evacuation.
- Repatriation of Mortal Remains – Covers the expense of transporting mortal remains to the place of residence or a cremation/burial ceremony in the foreign country.
- Hospital Daily Cash - Offers a daily cash benefit for every period of 24 hours of hospitalization.
- Personal Accident - The policy will cover against death or permanent & total disablement due to an accident.
- Expenses incurred for obtaining new passport or other documents.
- Delay in flight or missed departure/connection, situation involving hijack distress
- Financial Emergency Cash – In case of theft/robbery an amount is paid so as to replace the travel funds lost.
- Personal Liability – It offers coverage against any legal liability (including defence costs). Hijack Daily Allowance – Incase of hijacking, expenses are borne.
Schedule of Benefits:
Covers | Deductibles | Silver | Bronze |
Medical Expenses | 6639 | 6639495 | 1659873 |
Dental | 6639 | 16598 | 16598 |
Repatriation of Mortal Remains | Nil | 497962 | 497962 |
Total Loss of Checked in Baggage | Nil | 33197 | - |
Delay of Checked in Baggage | 12 hrs | 13278 | - |
Loss of Passport | 1991 | 13278 | 13278 |
Personal Accident | Nil | 663949 | 663949 |
Personal Accident Common Carrier | Nil | 331974 | 331974 |
Personal Liability | Nil | 3319747 | 663949 |
Financial Emergency | Nil | 13278 | - |
Hijack Daily Allowance | 12 hrs | 3319 to 16598 | 3319 to 16598 |
*The above premium rates may change. Please check the policy wordings for more information.
Policy details:
- Sum Insured Rs. 3319747 to Rs. 6639495.
- Maximum liability for medical expenses will be limited to Rs. 995924 for any illness and Rs. 1659873 for accidents.
- Covers Worldwide [W], Worldwide excluding US & Canada [X]
- Maximum trip duration would be is 180 days.
*The above premium rates may vary. Please check the policy wordings for more information.
Exclusions:
- Traveling abroad for obtaining medical treatment.
- Expenses War/invasion/public defence/ riot, terrorism or any breach of law with criminal intent.
- Self-inflicted injury, suicide or attempted suicide.
- Pregnancy, childbirth & its complications.
- HIV/AIDS, sexually transmitted diseases.
- Pre-existing conditions & their complications.
View Apollo Munich Senior Citizen Travel Insurance brochure to know everything about this plan by clicking here
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