Accidental & sickness medical expenses
Baggage Delay/ Loss
Trip Delay / Cancellation
Passport Loss
Emergency Medical Evacuation
Missed flights
Medical expenses
Passport Loss
Study interruption
Bail Bond , Personal Liability
Trip Delay / Cancellation
Compassionate visit
No medical tests
Instant policy

HDFC ERGO Health Easy Travel Senior Citizen Policy (formerly known as Apollo Munich Easy Travel Senior Citizen Policy)


Available in two variants, Silver and Bronze, the plan dedicates itself to meet the travel insurance needs of senior citizens.

Plan Benefits:

  • Medical Treatment, Assistance & Evacuation – Covers medical situations requiring inpatient or outpatient care, dental Care including medical evacuation.
  • Repatriation of Mortal Remains – Covers the expense of transporting mortal remains to the place of residence or a cremation/burial ceremony in the foreign country.
  • Hospital Daily Cash - Offers a daily cash benefit for every period of 24 hours of hospitalization.
  • Personal Accident - The policy will cover against death or permanent & total disablement due to an accident.
  • Expenses incurred for obtaining new passport or other documents.
  • Delay in flight or missed departure/connection, situation involving hijack distress
  • Financial Emergency Cash – In case of theft/robbery an amount is paid so as to replace the travel funds lost.
  • Personal Liability – It offers coverage against any legal liability (including defence costs). Hijack Daily Allowance – Incase of hijacking, expenses are borne.

Schedule of Benefits:

Covers Deductibles Silver Bronze
Medical Expenses 6639 6639495 1659873
Dental 6639 16598 16598
Repatriation of Mortal Remains Nil 497962 497962
Total Loss of Checked in Baggage Nil 33197 -
Delay of Checked in Baggage 12 hrs 13278 -
Loss of Passport 1991 13278 13278
Personal Accident Nil 663949 663949
Personal Accident Common Carrier Nil 331974 331974
Personal Liability Nil 3319747 663949
Financial Emergency Nil 13278 -
Hijack Daily Allowance 12 hrs 3319 to 16598 3319 to 16598

*The above premium rates may change. Please check the policy wordings for more information.

Policy details:

  • Sum Insured Rs. 3319747 to Rs. 6639495.
  • Maximum liability for medical expenses will be limited to Rs. 995924 for any illness and Rs. 1659873 for accidents.
  • Covers Worldwide [W], Worldwide excluding US & Canada [X]
  • Maximum trip duration would be is 180 days.

*The above premium rates may vary. Please check the policy wordings for more information.


  • Traveling abroad for obtaining medical treatment.
  • Expenses War/invasion/public defence/ riot, terrorism or any breach of law with criminal intent.
  • Self-inflicted injury, suicide or attempted suicide.
  • Pregnancy, childbirth & its complications.
  • HIV/AIDS, sexually transmitted diseases.
  • Pre-existing conditions & their complications.

View Apollo Munich Senior Citizen Travel Insurance brochure to know everything about this plan by clicking here

Written By: PolicyBazaar - Updated: 18 March 2020


Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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