HDFC ERGO Health Easy Travel Senior Citizen Policy (formerly known as Apollo Munich Easy Travel Senior Citizen Policy)

Introduction:

Available in two variants, Silver and Bronze, the plan dedicates itself to meet the travel insurance needs of senior citizens.

Plan Benefits:

• Medical Treatment, Assistance & Evacuation – Covers medical situations requiring inpatient or outpatient care, dental Care including medical evacuation.
• Repatriation of Mortal Remains – Covers the expense of transporting mortal remains to the place of residence or a cremation/burial ceremony in the foreign country.
• Hospital Daily Cash - Offers a daily cash benefit for every period of 24 hours of hospitalization.
• Personal Accident - The policy will cover against death or permanent & total disablement due to an accident.
• Expenses incurred for obtaining new passport or other documents.
• Delay in flight or missed departure/connection, situation involving hijack distress
• Financial Emergency Cash – In case of theft/robbery an amount is paid so as to replace the travel funds lost.
• Personal Liability – It offers coverage against any legal liability (including defence costs). Hijack Daily Allowance – Incase of hijacking, expenses are borne.

Schedule of Benefits:

*The above premium rates may change. Please check the policy wordings for more information.

Policy details:

• Sum Insured Rs. 3319747 to Rs. 6639495.
• Maximum liability for medical expenses will be limited to Rs. 995924 for any illness and Rs. 1659873 for accidents.
• Covers Worldwide [W], Worldwide excluding US & Canada [X]
• Maximum trip duration would be is 180 days.

*The above premium rates may vary. Please check the policy wordings for more information.

Exclusions:

• Traveling abroad for obtaining medical treatment.
• Expenses War/invasion/public defence/ riot, terrorism or any breach of law with criminal intent.
• Self-inflicted injury, suicide or attempted suicide.
• Pregnancy, childbirth & its complications.
• HIV/AIDS, sexually transmitted diseases.
• Pre-existing conditions & their complications.

View Apollo Munich Senior Citizen Travel Insurance brochure to know everything about this plan by clicking here