Accidental & sickness medical expenses
Baggage Delay/ Loss
Trip Delay / Cancellation
Passport Loss
Emergency Medical Evacuation
Missed flights
Medical expenses
Passport Loss
Study interruption
Bail Bond , Personal Liability
Trip Delay / Cancellation
Compassionate visit
No medical tests
Instant policy

HDFC ERGO Health Easy Travel Senior Citizen Policy (formerly known as Apollo Munich Easy Travel Senior Citizen Policy)


Introduction:

Available in two variants, Silver and Bronze, the plan dedicates itself to meet the travel insurance needs of senior citizens.

Plan Benefits:

  • Medical Treatment, Assistance & Evacuation – Covers medical situations requiring inpatient or outpatient care, dental Care including medical evacuation.
  • Repatriation of Mortal Remains – Covers the expense of transporting mortal remains to the place of residence or a cremation/burial ceremony in the foreign country.
  • Hospital Daily Cash - Offers a daily cash benefit for every period of 24 hours of hospitalization.
  • Personal Accident - The policy will cover against death or permanent & total disablement due to an accident.
  • Expenses incurred for obtaining new passport or other documents.
  • Delay in flight or missed departure/connection, situation involving hijack distress
  • Financial Emergency Cash – In case of theft/robbery an amount is paid so as to replace the travel funds lost.
  • Personal Liability – It offers coverage against any legal liability (including defence costs). Hijack Daily Allowance – Incase of hijacking, expenses are borne.

Schedule of Benefits:

Covers Deductibles Silver Bronze
Medical Expenses 6639 6639495 1659873
Dental 6639 16598 16598
Repatriation of Mortal Remains Nil 497962 497962
Total Loss of Checked in Baggage Nil 33197 -
Delay of Checked in Baggage 12 hrs 13278 -
Loss of Passport 1991 13278 13278
Personal Accident Nil 663949 663949
Personal Accident Common Carrier Nil 331974 331974
Personal Liability Nil 3319747 663949
Financial Emergency Nil 13278 -
Hijack Daily Allowance 12 hrs 3319 to 16598 3319 to 16598

*The above premium rates may change. Please check the policy wordings for more information.

Policy details:

  • Sum Insured Rs. 3319747 to Rs. 6639495.
  • Maximum liability for medical expenses will be limited to Rs. 995924 for any illness and Rs. 1659873 for accidents.
  • Covers Worldwide [W], Worldwide excluding US & Canada [X]
  • Maximum trip duration would be is 180 days.

*The above premium rates may vary. Please check the policy wordings for more information.

Exclusions:

  • Traveling abroad for obtaining medical treatment.
  • Expenses War/invasion/public defence/ riot, terrorism or any breach of law with criminal intent.
  • Self-inflicted injury, suicide or attempted suicide.
  • Pregnancy, childbirth & its complications.
  • HIV/AIDS, sexually transmitted diseases.
  • Pre-existing conditions & their complications.

View Apollo Munich Senior Citizen Travel Insurance brochure to know everything about this plan by clicking here

Written By: PolicyBazaar - Updated: 18 March 2020

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