Accidental & sickness medical expenses
Baggage Delay/ Loss
Trip Delay / Cancellation
Passport Loss
Emergency Medical Evacuation
Missed flights
Medical expenses
Passport Loss
Study interruption
Bail Bond , Personal Liability
Trip Delay / Cancellation
Compassionate visit
No medical tests
Instant policy

Apollo Munich Educare Student Travel Insurance Plan


Apollo Munich General Insurance offers Apollo Munich Educare Student Travel Insurance plan to make studying abroad an easy, safe, and secured experience. Every year a number of students travel abroad from India to pursue higher education. But only a few know that a Student travel insurance policy is a pre-requisite for most International Universities. And Apollo Munich Student Travel Insurance has been tailor-made to meet the requirements of Indian students who wish to pursue education abroad. Here is a quick rundown of the plan coverage and benefits.

Apollo Munich Educare Student Travel Insurance Features

  • Get international travel insurance for studentsfor travel duration between 30 days and 3-years
  • Availability of add-on benefits at an affordable premium
  • Option to get cancer screening cover
  • This travel insurance plan also offers HIV cover to students travelling abroad
  • The coverage limit ranges from USD 50,000 to USD 500000
  • Apollo Munich Student Travel Insurance plan comes in three variants- Bronze, Silver, Gold, and Platinum to meet students’ travel/medical needs in a foreign land

Apollo Munich Educare Student Travel Insurance Coverage

This travel insurance plan offers the following coverage benefits to all the insured students while pursuing education overseas:

Medical Treatment Cover

Dental Treatment Cover

Medical Evacuation Cover

Repatriation of Mortal Remains

Medical Cover for Trips Back in India

Medical Treatment Cover

Dental Treatment Cover

Medical Evacuation Cover

Repatriation of Mortal Remains


The insurer also offers add-on coverage options to the students.

Apollo Munich Educare Student Travel Insurance Add-ons

This plan is perfect for Indian students travelling abroad for higher studies as they can tailor-made the plan to meet their requirements and even University criteria:

  1. Accidental Cover- You can also opt for personal accident and felonious assault cover
  2. Travel Inconvenience Cover- Apollo Munich travel insurance planfor students also offers coverage for loss of passport, total loss of checked-in baggage, and delay of checked-in baggage while travelling to study abroad
  3. Non-Medical Cover- This overseas travel insurance plan for students gives an option to getpersonal liability, compassionate visit (two-way), bail bond, study interruption and sponsor protection cover
  4. Additional Benefits- Treatment of mental disorder/ drug dependency/alcoholism, cancer screening/mammography examinations, medical cover for inter-collegiate sports injuries, emergency financial support, and HIV cover.

Apollo Munich Educare Student Travel Insurance Coverage Table

Medical Cover

Benefits

Bronze

Silver

Gold

Platinum

Deductible

Medical Treatment Cover

USD 50,000

USD 100,000

USD 250,000

USD 500,000

USD 100

Dental Treatment Cover

USD 250

USD 250

USD 250

USD 500

USD 100

Medical Evacuation Cover

Covered

Covered

Covered

Covered

 

Repatriation of Mortal Remains

Covered

Covered

Covered

Covered

 

Medical Cover for Trips Back in India

Covered

Covered

Covered

Covered

 

Balance Period of Policy + 30 Days

Covered

Covered

Covered

Covered

 


Apollo Munich Educare Student Travel Insurance- Optional/Additional Benefits Table

Benefits (All Figures in USD)

Deductible

Bronze

Silver

Gold

Platinum

Accidental Cover

Personal Accident Cover

N/A

USD10,000

USD 25,000

USD 25,000

USD 25,000

Felonious Assault Cover

N/A

USD7,500

USD7,500

USD 7,500

USD 7,500

Travel Inconvenience Cover

Loss of Passport Cover

USD 30

USD 250

USD 250

USD 250

USD 250

Checked-in Baggage Loss Cover

10%/50%

USD 1,000

USD 1,000

USD 1,500

USD 2,000

Checked-in Baggage Delay Cover

12hrs

USD 150

USD 150

USD 150

USD 150

Non-Medical Cover

Sponsor Protection

N/A

USD 10,000

USD 10,000

USD 15,000

USD 20,000

Study Interruption

N/A

USD 7,500

USD 7,500

USD 10,000

USD 10,000

Compassionate Visit (2-way)

N/A

USD 7,500

USD 7,500

USD 7,500

USD 7,500

Personal Liability

N/A

USD 100,000

USD 100,000

USD 100,000

USD 100,000

Bail Bond

N/A

USD 2,500

USD 5,000

USD 5,000

USD 5,000

Maternity & Childcare Benefits

Childcare Benefits

N/A

USD100 per day for max 7 days

Maternity Benefit

N/A

USD500

Add-on Benefits

Treatment for Mental and Nervous Disorders/ Overdose of Alcohol or Drugs

N/A

USD1,000

Emergency Financial Assistance

N/A

USD 500

Cancer Screening and Mammography

N/A

USD 2,000

HIV Cover

N/A

USD 500


Apollo Munich Educare Student Travel Insurance Exclusions

Apollo Munich Educare Student Travel Insurance Plan doesn’t offer compensation to Indian students studying abroad and filing claim for emergencies resulting due to the following reasons:

Travelling overseas for medical treatment

Any pre-existing illnesses or complications arising due to pre-existing illnesses; unless it has been opted while purchasing the policy

War like activities, act of foreign enemy, public defense, riots, rebellion, civil war, insurrection, revolution, terrorism, radioactive, chemical, or nuclear contamination

Any breach of law/ criminal intent

Participation in military, naval, aviation or air force operations

Participation in adventure activities like scuba diving, parachuting, diving, racing, rock or mountain climbing

Suicidal attempts, self-inflicted injuries

Cost incurred on non-allopathic treatment


Apollo Munich Educare Student Travel Insurance FAQs

Q1. What is international travel insurance for students?

International student travel insurance is a type of travel health insurance policy that offers compensation to students in case of any medical/travel/financial/legal emergency. It covers medical expenses, trip delay, loss of passport, maternity benefits, trip cancellation, and more. Overseas travel insurance takes care of all these mishaps during your trip to a foreign destination for education purposes.

Q2. What is global medical insurance in student travel plans?

Student travel health insurance plans offer comprehensive medical coverage to students who are living outside of India for further studies. These travel insurance plans offer cashless treatment in network hospitals to the insured students, and 24-hour emergency assistance for medical as well as non-medical purposes. It is essential to buy student travel insurance to ensure immediate help is provided should any emergency arise in a foreign land.

Q3. What does Apollo Munich Educare student travel insurance covers?

Apollo Munich student travel insurance pays off insured students for emergencies arising due to trip cancellations, travel delays, medical emergencies, and lost luggage. The travel health plan can be tailor made to enhance coverage from a number of untoward perils that may cause a financial loss before or during your trip.

Q4. How much does Apollo Munich Educare student travel medical insurance cost?

There are four variants of this Apollo Munich student travel health insurance plans and the cost of premium for all the plan options is given below:

  • Bronze Plan- USD 50,000 coverage  at the premium cost starting from Rs. 1250
  • Silver Plan-USD 100,000 coverage  at the premium cost starting from Rs. 1424
  • Gold Plan-USD 250,000 coverage  at the premium cost starting from Rs. 1919
  • Platinum Plan-USD 500,000 coverage at the premium cost starting from Rs. 2677

Q5. Are there deductibles in Apollo Munich Educare Student Travel Insurance plans?

Most international student travel insurance plans have a portion of deductibles. This is the percentage of the amount that you need to pay at the time of claim. For instance, the insurer will pay 90% of the expense and the remaining 10% is to be paid by you at the time of claim.

Written By: PolicyBazaar - Updated: 14 November 2019

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