Bharti AXA Health Insurance Super Top up Plan

Bharti AXA Smart Super is a super top-up health insurance policy that offers medical coverage in case your existing coverage amount crosses the deductible limit as given in your Super-top up plan. When you pay the deductible amount from your current policy, the amount over and above it, is covered by the Bharti AXA Super top-up policy. The product is designed to enhance the base sum insured to enable the policyholder to pay off huge hospitalization expenses that may require more than the insured amount.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Bharti AXA Health Insurance Super Top up Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Bharti AXA Health Super top-up policy offers higher sum insured options up to Rs 100 lakh. For instance, if you buy a Bharti AXA super top-up plan of Rs 15 lakh and the deductible is Rs 3 lakh, and the hospital bill comes out to be Rs 10 lakh then the insurance company will pay off the amount over and above Rs 3 lakh i.e. Rs 7 lakh.

    Bharti AXA Health Super Top-up Eligibility Criteria

    Criteria

    Specifications

    Minimum Entry age

    Adult: 18 years

    Child: 1 day (floater)

    Individual: 5 years

    Maximum Entry Age  

    Adult: No age limit

    Children: 24 years

    Sum Insured

    Rs 3 lakh to Rs 100 lakh

    Plan Variants

    Value/Classic/Uber

    Deductible in Enhance 1

    Rs 1 lakh- Rs 10 lakh

    Deductible in Enhance 1

    Rs 5 lakh- Rs 20 lakh

    Renewability

    Lifelong

    Waiting period for Pre-Existing Diseases

     

    48 months

    Key Benefits of Bharti AXA Super Top-up Policy

    Check out the features and benefits of this BHARTI AXA Super top-up plan as given below:

    • There are no sub-limits to room rent, doctor's fees, etc., as per policy conditions
    • 1,2 and 3 year policy period options are available
    • Cashless facility is available at more than 4500+ network hospitals
    • Waiting periods for specific pre-existing diseases are limited to 60 days, 90 days, 2 years, 3 years and 4 years. For a specific list of waiting periods, please refer to the Bharti AXA Smart Super Top-up Policy Terms and Conditions
    • 394 day care procedures/ surgeries covered up to the Sum Insured
    • Hospital Daily Cash benefit is provided up to specified limits
    • Bharti AXA Health Insurance Claim settlement ratio is 92.37%
    • The policyholder can claim Income Tax benefits for the premium paid under the Section 80D

    Inclusions of Bharti AXA Super Top-up Policy

    Bharti AXA Smart Super Top-up health insurance plan covers the following expenses:

    • All pre-existing diseases included after the first 48 months of Policy.
    • In-patient treatment covered, including doctor’s fees, fees for the surgeon, specialist, anaesthetist, ICU charges, room rent, etc., are covered.
    • Ambulance charges, including air ambulance charges are covered
    • Organ donor’s medical expenses are compensated as well
    • Pre & post hospitalization expenses covered up to the sum Insured
    • AYUSH Treatment/Dental treatment/Home Nursing expenses are covered
    • Critical illness cover is provided with 60 days waiting period and 30 days survival period
    • Maternity benefit is available with a short waiting period of 9-months
    • Emergency Hospitalization Cover (Worldwide Basis)
    • Convalescence Benefit in the form of a fixed sum upon hospitalization of 10 days or more

    Prospective policyholders should use the Bharti AXA Health Super Top-up Premium Chart to establish the amount of premium payable. You can also refer to Bharti AXA Health Top-up Plan Brochure for details.

    Exclusions of Bharti AXA Super Top-up Policy

    Bharti AXA Smart Super Top-up Health Insurance plan does not cover the following expenses:

    • Genetic disorders, congenital external diseases, anomalies or defects
    • Growth hormone therapy or stem cell therapy
    • Venereal disease, sexually transmitted disease or illness
    • Dental treatment that does not require hospitalization
    • Crutches, artificial limbs, or other external appliances

    *For the complete list of exclusions, please refer to the Bharti AXA Smart Super Top-up Policy Terms and Conditions

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Health Insurance for Autoimmune Diseases in India

    16 Sep 2021

    Every human body comes with an immune system to fight against...
    Does Health Insurance Cover Multiple Sclerosis In India

    15 Sep 2021

    Due to a hectic lifestyle leading to unnecessary stress and...
    Critical Illness Insurance Policy For Stroke Patients In India

    14 Sep 2021

    Medical emergencies are unpredictable and it brings a lot of...
    Which Health Insurance to Buy for People below Poverty Line?

    09 Sep 2021

    Although the penetration of health insurance in India is quite...
    List of Diseases Covered by Star Health Insurance

    07 Sep 2021

    Getting diagnosed with a major illness is not only stressful but...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Top Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy...
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL