Bharti AXA Life eProtect Plan

Bharti AXA Life eProtect is an online term insurance plan which enables the policyholder to secure his future by the click of a mouse. The plan offers high coverages at low rates

Key Features

  • It is a pure term insurance plan with regular pay premium paying options.
  • The policy term can be customized depending on the entry age of the policyholder.
  • Easy and hassle-free application process.


  • The nominee gets the Sum Assured on death of the policyholder
  • Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.

Product Specification:




Entry Age (Last Birthday)

18 years

65 years

Maturity Age (Last Birthday)


75 years

Policy Term (PT) in years




Cover ceasing age chosen (the ages being 60, 65, 70, 75) – entry age

Premium Paying Term (PPT) in years

Equal to policy term

Premium Paying Frequency

Annual and half-yearly

Yearly Premium

Depends on Sum Assured and policy term

Sum Assured


No limit

Details About Premium

Annual premium in Rupees for a SA of 1 crore

Age (in years)

Term 10 years

Term 20 years

Term 30 years

















Policy Details

  • Grace Period: 30 days grace period is allowed for payment of premium
  • Policy Termination or Surrender Benefit: there is no surrender value under the plan
  • Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 30 days of receipt of the policy documents, provided there has been no claim.

Additional Features or Riders

  • The plan offers inbuilt Family Care Benefit where on death of the policyholder and on submission of relevant documents, 1 lakh is paid within 48 hours to the nominee and the balance Sum Assured is settled later
  • Premium discounts are given for non-smokers for coverages above 50 lakhs
  • Premium discounts for female lives


  • In case of suicide committed within 12 months of policy inception or revival only 80% of premiums paid are returned to the nominee.

Documents Required

Policyholder has to fill up an ‘Application form/ proposal form’ online and provide self-attested copies of KYC/AML Documents.

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
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Bharti AXA Life eProtect Plan Reviews & Ratings

0 / 5 (Based on 3 Reviews)
(Showing Newest 3 reviews)
Hariyana, September 16, 2021
Tax savings
The term plan is beneficial to save the tax amount too. I have saved a lot of tax and got a rebate too under my plan. I am happy and it is a part of investment. I took the plan for the financial safety of me and my family. Thanks team for good plans.
Punjab, September 16, 2021
Time and money saving plans
I have saved a lot of money when I bought the term insurane plan online. I visited the policybazaar and check the premium calculator page. From there I searched for various good plans. I saved a lot of money and time too. I would recommend the policy to my friends and also tell them to buy a plan from policybazaar.
Amritsar, September 16, 2021
Customer experience team
Great to know that the customer care team of Policybazaar is superb and friendly. I opted a term plan from policybazaar and found it the best one. I was facing the issue related to name spelling and connected to policybazaar. The team immediately worked into my case and it was resolved. Thank you so much team Policybazaar.
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