Accidental & sickness medical expenses
Baggage Delay/ Loss
Trip Delay / Cancellation
Passport Loss
Emergency Medical Evacuation
Missed flights
Medical expenses
Passport Loss
Study interruption
Bail Bond , Personal Liability
Trip Delay / Cancellation
Compassionate visit
No medical tests
Instant policy

Bharti AXA Travel Health Insurance Plan


Travel insurance is important to keep yourself protected from any unanticipated situation involving a medical, financial and legal emergency. When you are travelling abroad or leaving your home country with some pre-existing medical conditions, travel health insurance is important to keep yourself protected from any unanticipated situation involving a medical, financial and legal emergency. It would keep you covered from any medical emergencies overseas and evacuations.  

Bharti AXA travel health insurance plan has been designed by Bharti AXA General Insurance to ensure that your trip becomes all the more fun. The plan will ensure that you are financially secured in case of any emergency on the trip.  Bharti AXA travel health insurance plan caters to all the geographies and age groups for both personal and medical emergencies. Moreover, with the help of travel health insurance premium calculator you can find a plan that fits your budget, travel purpose and duration.

Features of Bharti AXA Travel Health Insurance Plan

Bharti AXA Travel Health Insurance plans offer coverage against various health and travel-related risks on your trip and the following features make it even more useful:

  • Flexible Plans: The insurer offers the flexibility to customize your plans as per your needs and requirements
  • Extensive Coverage:  It covers not only travel-related risks but also health emergencies that arise during the trip
  • Covers Pre-existing Illnesses- The plan is customizable for specific illnesses in case of any pre-existing health condition
  • Worldwide Assistance: Bharti AXA travel Insurance offers a huge network of service provides and hospitals worldwide

Why Choose Bharti AXA Travel Health Insurance Plan?

Purchasing overseas travel insurance from Bharti AXA General is a good idea because of the following reasons:

  • Bharti AXA Travel insurance isavailable in more than 130 countries
  • The plan does not require medical check-up for applicants up to the age of 70 years
  • Bharti AXA General Insurance offers 24/7 claim assistance and worldwide customer support
  • Emergency financial assistance
  • Availability of comprehensive travel insurance plans at an affordable premium

Types of Bharti AXA Travel Health Insurance Plans

Bharti AXA travel insurance plans offer coverage to you and your family members and are categorized on the basis of the country of travel and your duration of stay. The four types of Bharti AXA travel health insurance plans are listed below:

Bharti AXA Single Trip Travel Insurance

If you are planning to go on a single trip then it makes sense to opt for a single trip travel insurance plan. You can select a plan for the country you are visiting and the duration of your visit.

Bharti AXA Annual Multi-Trip Insurance

If you travel frequently alone or with family, it will be wise to buy a multiple travel insurance plan as per your travel schedule. This will save you from buying a travel time every time you are travelling abroad.

Bharti AXA Schengen Travel Insurance

Bharti AXA Schengen travel insurance plan is designed for anyone travelling to any of the 26 countries in Europe that fall under the Schengen zone. A Schengen travel insurance policy is essential for anyone travelling within the Schengen territory.

Bharti AXA Non-Schengen Travel Insurance

This travel insurance plan is valid in all the other countries in Europe that do not fall under the Schengen zone. It is a popular travel insurance plan as comes in different variants and has a wide scope of coverage. It is a highly recommended travel insurance plan for trips ranging from 2 days to even 365 days. The plan is easily customizable as per your travel duration.

Bharti AXA Travel Health Insurance Policy Coverage

With Bharti AXA travel insurance policy you don’t need to fret about any accidental injuries or illnesses in a foreign land, as your travel health insurance would cover the medical expenses for you. Usually, it covers dental treatment, if its sudden and urgent, also ambulance charges or medical transportation services are given a cover. Basically, Bharti AXA travel insurance policy would enhance your entire journey by offering the following coverage benefits:

Unforeseen/unanticipated medical emergencies

Sudden dental emergencies arising out of an accident

Advance medical payments in case of accidental injuries and also emergency medical transportation

Medical evacuation services to home country or to the concerned medical authorities to help you get appropriate medical care and treatment

Personal accident cover

Daily hospital cash allowance

Emergency accommodation cover

Hijack distress allowance

Third-party legal liabilities

Any damage caused to things in your home back in India while you are on your trip

Trip cancellation/interruption

Loss of passport and documents


Bharti AXA Travel Health Insurance Policy Exclusions

Please note that the Bharti AXA travel health insurance plan would not compensate under the following circumstances:

Pre-existing illnesses or diseases that have not been informed to the insurer.

Suicidal attempt or self-inflicted injuries, cosmetic surgeries, mental inabilities, HIV, STDs, and AIDS.

If you are traveling against the counsel of the doctor.

Medical expenses incurred on non-allopathic treatments like Ayurveda, Unani, Siddha, and Homeopathy.

Medical emergency arising due to overdose of drugs or alcohol or any other intoxicants.

Involvement in riots, criminal act, or civil uproar.

Involvement in any life-threatening activity or a hazardous occupation.

Act of terrorism, civil war, revolt, rebellion, warfare, mutiny, or use of military weapons.

Any use, discharge or break out of nuclear materials which may result in nuclear radiation or radioactive contagion.

Medical emergency arising due to involvement in adventure sports and risk involving activities.

Treatment that can be delayed until return to India.


Bharti AXA Travel Health Insurance Policy FAQs

Q1. What types of medical coverage are provided under the Bharti AXA travel health insurance plan?

The plan covers the following medical expenses:  emergency repatriation expenses, emergency medical evacuation, dental care expenses, accidental injuries, and hospitalization costs.

Q2. Is Bharti AXA General Travel Insurance good?

Bharti AXA travel insurance has a widespread presence in more than 130 countries that can ensure you immediate help in case of an emergency abroad on a vacation. This makes Bharti AXA travel insurance a safe travel insurance option as you can be sure of assistance at the time of need. Not only it covers travel-related perils, but it also covers different medical expenses.

Q3. How is loss of documents and passport compensated?

In the case of passport or loss of important documents, the insurer will reimburse the expenses incurred on obtaining a new passport and documents.  

Written By: PolicyBazaar - Updated: 06 November 2019
How helpful was this page?
Average Rating / 5 ( reviews)
Page Rating