Bharti AXA Bike Insurance Premium Calculator

Bharti AXA Bike Insurance Premium Calculator helps in getting the premiums to be paid towards two wheeler insurance. If you’re buying insurance from the insurer and want to confirm the premiums, here’s how you can use Bharti AXA two wheeler insurance calculator!

Read more

Get Two-Wheeler Insurance
Starting @ only ₹482/year*
  • Save up to 85%

    Lowest 2W Premiums
  • 20+ Insurers

    To Choose From
  • 1.2 Crore+

    Bikes Insured

TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply

Stay home & renew bike insurance in 2 minutes
No Documents Required
Enter Bike Number

What is Bharti AXA Bike Insurance Premium Calculator?

The Bharti AXA Bike Insurance Premium Calculator is a digital tool used to calculate the payable premium depending on the basic bike information. If you are keen to check and compare the applicable premium for your bike, the Calculator is the right tool to access. It is a simple and user-friendly tool, where you have to enter basic information like the make, model, registration year, and most importantly, your RTO location, among others, to get the premium displayed instantly. The best part is that the Bike Insurance Premium Calculator Bharti AXA is free without any bar on its usage.

How to Use Bharti AXA Two-Wheeler Insurance Premium Calculator?

The Bharti AXA Bike Insurance Premium Calculator works in the following simple steps:

  • The first entry for the quote is the bike registration number, mail ID and the contact cell number.  Click on ‘Get Quote’ for the next page.
  • The RTO is automatically populated, and the subsequent inputs are the Make, Model, Variant, Claim information, and the registration month. Click on the ‘Continue’ button to proceed.
  • Check the displayed information on the next page and click on the ‘Get Quote’ button.
  • The quote for the Comprehensive Plan is displayed, showing the calculated IDV, the policy expiry date, and the base premium.

Follow the above steps in the Bharti AXA official portal. The aggregator portal may vary, but the working principle remains the same.

Benefits of Bharti AXA Two-Wheeler Insurance Premium Calculator

The premium outcome of the Bharti AXA Bike Insurance Premium Calculator and other significant information displayed instantaneously should interest you. Let us check them out:

  • Premium Accuracy: The accurate premium quoted is the key to make an informed decision to buy the Bharti AXA Bike Insurance Premium Calculator Policy with the best comparable features.
  • Calculated Insured Declared Value (IDV): The IDV is critical information denoting your Bike’s market value based on the inputs you have supplied to the Calculator.
  • Helps Decision Making: Using the Bharti Axa Two-Wheeler Insurance Premium Calculator optimally, you get the comparable insurer values to make an informed choice.
  • Land a Good Deal: The Bharti Axa Two-Wheeler Insurance Premium Calculator’s sole purpose is to lead you to the most affordable two wheeler insurance policy, other than creating awareness about your dream bike.

Bharti AXA Third-Party Two-Wheeler Insurance Premium Rates

Engine Volume

Premium  (Rs)

New 5 Year Policy

Existing 1Year Policy

Below 75 CC



Between 75 and 150 CC



Between 150 and 350 CC



Above 350 CC



*Source IRDAI

Bharti AXA Comprehensive and Standalone Own-Damage Bike Insurance Plans

According to the MV Act, 1988, the Third-Party Two-Wheeler Insurance is mandatory in India Still, it is in your interest that you consider buying a Comprehensive or a Standalone Own Damage Policy as a matter of routine. The premium for these plans is higher and based upon various critical factors like your Bike’s Make, Model, Variant, Registration Year and Place, among others. The Calculator uses furnished information to display the premium instantly.

Factors Affecting Two-Wheeler Insurance Premiums

Bharti AXA Bike Insurance Premium Calculator Policy for third-party liability is compulsory for all two-wheelers plying on the Indian Roads. The factors to consider are:

  • Policy Type: The compulsory third-party policy is the cheapest among all for its limited coverage. On the other hand, the Comprehensive and Own damage policies are expensive and the ancillary elements determine the premium.
  • Vehicle Type: Your bike type is essential for the premium for its diverse features comprising capacity, age, and usage. The engine capacity is vital as the premium goes up with higher capacities.
  • Brand Value: Your Bike’s make, model, and variant are the critical components to fix the premium. The premium for a luxury Ducati is higher than any other brand of similar capacity.
  • Insured Declared Value: The IDV is based on your Bike’s age. The older the Bike, the lower the IDV, which is essentially the market value is crucial for a lower premium quote.
  • No-Claim Bonus: Every claim-free year of your bike insurance rewards you with a lower premium, by as much as 20% to 50%.
  • Added Features: Bikes with added features to enhance their aesthetics and other accessories like Anti-Theft Device are reasons for a higher premium quote over the standard model.
  • Add-on Covers: It is sensible to choose add-on covers with prudence. Every add-on cover enhances the payable premium for the additional coverage.

Bharti AXA Bike Insurance Premium Calculator FAQs

Two Wheeler insurance articles

Recent Articles
Popular Articles
Renewal of Two-Wheeler Insurance Policy On Time

23 Dec 2021

Two-wheelers are one of the most convenient vehicles and...
Read more
Can Engine Capacity Of Bike Be The Reason Behind Accident Claim Denial?

03 Dec 2021

A road accident took place in Ludhiana, Punjab that led to the...
Read more
Maintain Speed Upto 40km/hr While Riding With Kids Below 4 Years

28 Oct 2021

The Road Transport Ministry has ruled out a draft making the...
Read more
Differentiating Bike Warranty & Bike Insurance

08 Sep 2021

Purchasing a bike is dream come true for many. When you...
Read more
Two Wheelers: Anti-Lock Braking System And Some Important Factors

01 Mar 2021

There are billions of people in this world and every other...
Read more
Best Two Wheeler Insurance Plans in India
When it comes to choosing the best two wheeler insurance plans, we’re sure you have heard enough from different...
Read more
Traffic Rules in India That Every Two Wheeler Rider Should Know
A two wheeler is probably the first vehicle that most people learn to ride after a bicycle. Nothing ever compares...
Read more
Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do
A bike insurance policy is one of the important documents required for claim settlement. You won’t be able to...
Read more
How to Renew Two Wheeler Insurance Online in 3 Easy Steps?
Automobile business in India has boomed over time. The automobile sales are skyrocketing. With this rise, there is...
Read more
Zero Depreciation Bike Insurance
Every two-wheeler goes through depreciation. Simply put, depreciation of a vehicle means a reduction in its value...
Read more

Bharti AXA Bike Insurance Premium Calculator Reviews & Ratings

4.5 / 5 (Based on 61 Reviews)
(Showing Newest 25 reviews)
Nagpur, October 09, 2021
Easy to compare
I recently gifted a bike to my brother. After a few days I thought of insuring the bike. at first I checked the plans at different places then I got Bharti axa Two Wheeler Insurance from Policybazaar which was according to my need and budget.
Thane, August 18, 2021
Good Customer Support
I have been using Bharti AXA two wheeler policy for a long time which i had taken from the policy bazaar website. my vehicle i met an accident last month then i contacted policy bazaar and i got claim easily. company has fastest claiming process and will give you 24*7 customer support.
Lucknow, June 04, 2021
A great assistance
I have recently bought a two wheeler insurance policy from the website of the Policybazaar. It is one of the best plan I had for my two wheeler and it has helped me to protect my two wheeler from uncertainties. Thank you policybazaar.
Kanpur, June 04, 2021
In my budget
The two wheeler insurance plan of bharti axa was under my budget and it has been really good. I have got to know various plans under the website of Policybazaar and I finalize the relevant one for my two wheeler. So, I feel it is best and worthy enough.
Gonda, June 04, 2021
Lowest premiums
I feel for the lowest premiums of two wheeler insurance plans it is good to go for bharti axa two wheeler insurance policy. A best plan for my two wheeler and I can check different plans at one place. Thats why I consider policybazaar and bharti axa the best one.
Baarod, February 17, 2021
Vast Range of Network Garages
The network garage list of Bharti AXA Bike Insurance Company is vast. I was able to locate one of the nearest network garages from the website of Want to thank them.
Nabadwip, February 16, 2021
Hassle-Free Claim Process
After an accident, my bike needed repair. I contacted customer support of for the same as I bought my Bharti AXA Bike Insurance from them only. The executive suggested me the steps to file a claim to get cashless service at a network hospital. The claim process was hassle-free and got the claim easily.
Jabalpur, February 16, 2021
Authentic Bike Insurance Plan is an authentic platform to buy a genuine bike insurance policy. I was not very sure about selecting a bike insurance policy for me, but when I landed at my problem was resolved. I got many options as per my needs and I selected Bharti AXA Bike Insurance as it was as per my needs. I got good coverage at an affordable premium.
N.paravur, February 16, 2021
A Vast List of Insurers As Per my Suitability
I was very happy to see a vast list of insurance providers according to my requirements at This is because when I contacted some of the insurers personally and told my requirements from a bike insurance policy they quoted a very high premium. But at I got a long list according to my needs and I finalized Bharti AXA Bike Insurance.
K.c. Pur, February 16, 2021
Learned About the Network Garages of Bharti AXA Bike Insurance
Getting to know about the list of network garages of Bharti AXA Bike Insurance is very simple at If you do not want to search on their website, you can call their customer support as they are also very easily accessible.
Padampur, February 16, 2021
Accessible Customer Care
I want to thank the customer support team of for helping me throughout the purchase process of Bharti AXA Bike Insurance online. I contacted their customer care and the executive helped me in not only selecting a plan but also buying it online as I was buying it for the first time.
Padampur, February 01, 2021
Add-On Coverage Details
I wanted add-on covers to extend the coverage of my Bharti AXA Bike Insurance policy. So, I called customer support of, and the executive there, helped me a lot to understand the available add-on covers for my policy. I purchased Roadside assistance and Zero Dep cover for my bike.
Idar, February 01, 2021
Reliable Website
I hardly trust websites and online services for purchasing insurance plans, but I want to say that is a reliable site. I trusted them due to lockdown and it was the best decision. I was able to renew my Bharti AXA Bike Insurance policy through a smooth online purchase process. So, I can say that they are very reliable.
N.paravur, January 29, 2021
Hassle-Free Purchase
I was able to get Bharti AXA Bike Insurance Policy for my Bajaj Pulsar 180 without any problem because of The purchase process of a two-wheeler insurance policy at this site is hassle-free.
Dabhoi, January 29, 2021
Cost-Effective Bike Insurance Policy
I purchased Bharti AXA Bike Insurance policy for my Honda Activa and I am very much happy with its coverage and affordable premium. I can select this plan for my two-wheeler is Thank you for providing me the most cost-effective bike insurance policy.
Tadpatri, July 02, 2020
Compare prices
You can compare the prices on the website of policybazaar. I compared various plan on the website and purchased the affordable one.
J. P. Nagar, July 01, 2020
I am happy to be a part of policybazaar. As, I purchased the two wheeler insurance I compared a lot many plans and which suits me I bought that one.
Anlaberini, June 30, 2020
Add on covers
There is one good point in buying the insurance is that we can add on the covers into our insurance plan.
Adoor, June 29, 2020
NCB assistance
The assistance provided by the company is very nice. I called the customer care team and they helped me in NCB assistance.
Tadpatri, June 29, 2020
Customer service
The after sales service team is very nice and they helped me a lot in certain documentations. Easy way to communicate with them.
Dabugam, June 20, 2020
Safety and security
The two wheeler plan helps in the safety and security of the policy. It helped me in safety fromtheft, loss and accident.
Faridabad, June 20, 2020
Good services
I am happy with the services of the policybazaar. They actually help in getting a good insurance policy.
Machalisahar, June 20, 2020
Digital media
Today’s digital world is progressing a lot. So, the policybazaar. They provided me the best online policy and I am really happy with the services.
Hagaribommanahalli, June 18, 2020
Sober agents
The agents of policybazaar is quite good. They are well trained and make people understand about plans.
Jadcherla, June 18, 2020
Some legalities
So, everything will be covered under the insurance. But if any accident occurred under the circumstances of alcohol or liquor then it will not be covered.