Life can throw challenges at the most unanticipated time. Similarly, a medical emergency can also strike at the most unexpected time when everything is going just fine. If any family member gets diagnosed with a major disease or a critical illness, succumbs to accidental injuries and needs to be hospitalized, it can be heartbreaking for a family to go through the emotional and financial stress together at the same time. That’s when one realizes how important it was to invest in a health insurance policy that could offer the required financial support during such hard times.
A good health insurance policy works as a shield to offer the desired medical protection to you and your family. You can get extensive medical coverage that assures good medical care without worrying about the hospitalization expenses and medical bills. Health insurance optimizes your money in the right direction, which can be used in the future for the well-being of your loved ones.
To combat health and financial emergencies in an easy manner, a health insurance plan proves to be highly beneficial. People from all walks of life can utilize HDFC ERGO health Suraksha gold plan to meet their health insurance requirements.
It is a comprehensive health insurance plan that offers maximum coverage during health emergencies. The plan covers pre, post, and in-patient hospitalization expenses. There is no sub-limit on the room charges, diseases covered and other medical expenses. The plan also includes a 10% cumulative bonus (on the sum assured) as an add-on benefit for every claim free year.
Once your sum assured gets exhausted, the amount is automatically reinstated during the policy period. The additional benefits of this plan are - maternity cover, coverage to organ donor expenses, day care treatment, AYUSH cover with no sub-limits, domiciliary hospitalization, and convalescence benefits along with e-opinion for life-threatening diseases.
HSFC Ergo Health Suraksha Gold with Regain and ECB Health insurance plan promises complete financial and emotional security to the insured members at the time of medical exigencies.
It is only applicable to future claims and not during that particular period for which the premium has not been paid
Sum Insured ranges between Rs. 3 lakhs & Rs. 10 lakhs
Before a policy application is accepted, the proposer needs to undergo a pre-policy medical screening to ascertain their health status. There is a certain age criterion for pre-medical check-ups. When buying a health Suraksha plan, a medical check is not required unstill 45 years of age, this is subjected to the declaration of pre-existing diseases.
People above the Pre-policy medical check-up age can apply online -
You can check the status of the application online and simultaneously you will be informed over email and SMS.
* The acceptance of the application is subjected to underwriting approval and pre-medical screening
* Once the proposal is accepted HDFC Ergo health insurance will bear all the pre-policy check-up expenses
Click Here To Read About All Plans Offered by HDFC ERGO Health Insurance
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