HDFC ERGO Health Insurance in Tamil Nadu

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      HDFC ERGO Health Insurance in Tamil Nadu

      HDFC ERGO health insurance in Tamil Nadu provides extensive coverage for medical expenses incurred by people living in Tamil Nadu. It offers specific health plans for dengue, cancer, and critical illnesses, along with offering unique benefits, such as Global Health Cover, Protect Benefit, etc. The HDFC ERGO General Insurance Company promises to settle 2 claims every minute, ensuring quick settlement of claims.

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      Why Should You Buy HDFC ERGO Health Insurance in Tamil Nadu?

      The following reasons highlight why you should purchase HDFC ERGO health insurance in Tamil Nadu:

      • Sum insured options between ₹1 lakh and ₹2 crore can be chosen.
      • Unlimited restoration of the sum insured on partial or complete exhaustion.
      • Option to increase the coverage amount up to 4x in some plans.
      • No room rent limit in some health insurance plans.
      • Daily cash for shared accommodation is available.
      • Cost of consumable items is covered with the Protect Benefit.
      • Free preventive health check-up at every renewal, irrespective of claims.
      • Overseas hospitalisation expenses are covered under the Global Health Cover.
      • Up to 10% of wellness discount is available.
      • E-opinion from qualified doctors for listed critical illnesses.
      • Premiums paid are eligible for tax deduction under Section 80D of the Income Tax Act, 1961.
      • Customer support team is available round-the-clock for assistance.

      What is Covered by HDFC ERGO Health Insurance in Tamil Nadu?

      Take a look at the medical expenses covered by HDFC ERGO health insurance in Tamil Nadu:

      Note: The medical expenses covered under HDFC ERGO health insurance plans may differ from one plan to another.

      What is Not Covered by HDFC ERGO Health Insurance in Tamil Nadu?

      Here are the medical expenses not covered by HDFC ERGO health insurance in Tamil Nadu:

      • Obesity/weight control treatments
      • Dental treatments
      • Maternity expenses
      • Investigation and diagnostic treatments
      • Suicide or self-inflicted injuries
      • Cosmetic surgery
      • Substance abuse like alcohol and drugs
      • Hospitalisation due to war

      Note: The medical expenses excluded may differ across various HDFC ERGO health insurance plans.

      How to Buy HDFC ERGO Health Insurance in Tamil Nadu Online?

      To buy HDFC ERGO health insurance in Tamil Nadu, follow the steps below:

      Step 1: Visit Policybazaar Insurance Brokers Private Limited website and click on ‘Health Insurance’.

      Step 2: Choose your gender and select the family members you want to add in your health insurance policy, along with their ages.

      Step 3: Type in your city in Tamil Nadu or the pin code, and proceed by entering your name & contact number.

      Step 4: Provide details about your medical history and specify if you have any mediclaim insurance policy from your employer.

      Step 5: Click on the ‘View Plans’ button, and all the HDFC ERGO health insurance plans will be displayed on the screen.

      Step 6: Opt for the suitable mediclaim policy as per your needs and provide additional details to complete the purchase.

      Step 7: Make the health insurance premium payment online.

      Once the payment is successfully processed, your policy will be issued and sent to your registered email ID.

      Top Branches of HDFC ERGO Health Insurance in Tamil Nadu

      Check out the top branches of HDFC ERGO General Insurance Company Limited in Tamil Nadu:

      City in Tamil Nadu Branch Address Contact Number
      Chennai 23/47, Heavi Tree Building, Mayor Ramanathan Salai, Spur Tank Road, Chetpet, Chennai – 600 031 044 2821 5434
      Coimbatore 508-1 & 508-1A, 2nd Floor, Diwan Bahadur Road, R.S.Puram, Coimbatore – 641 002 0422 230 7360
      Madurai 248B, B-1, C,C-1, Rekha Towers, Kamarajar Salai Road, Madurai – 625 009 0452 262 6360
      Vellore 42, 1st Floor, Thayumanavar Street, Thirunagar, Vellore – 632 006 0416 224 4266
      Erode 408, Sakthi Super Market, 3rd Floor, Perundurai Road, Erode – 638 011 0424 222 1373
      Tiruchirappalli (Trichy) 111, G3, G4 Part, Achyuta Complex, Bharatidasan Salai, Cantonment, Tiruchirappalli – 620 001 0431 241 4205
      Tirunelveli 75 A, 3rd Floor, Thiripura Arcade, Trivandrum High Road, Palayamkottai, Tirunelveli – 627 002 0462 257 8288
      Cuddalore 13A, Nethaji Road, Manjakuppam, Cuddalore – 607 001 0414 223 2367
      Thanjavur 1718, Ground Floor, Vishodhan Towers, West Main Street, Thanjavur – 613 009 0436 222 4407
      Nagercoil 82, 3rd Floor, Kalluveettil Center, Court Road, Nagercoil – 629 001 0465 222 4002

      HDFC ERGO Health Insurance in Tamil Nadu: FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

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