ICICI Lombard Overseas Student Travel Insurance

*Please note that the quotes shown will be from our partners

Introduction

Studying abroad is an exciting opportunity. There will be new places to explore and opportunities to unwind. But there is always a sense of some nervousness. What if something untoward happens? Well, no need to fret anymore. Buy Overseas Student Travel Insurance of ICICI Lombard to combat any medical and other expenses. It is a comprehensive plan that covers both expected and unexpected medical & other expenses during your overseas stay.

Key Benefits

  • You can buy the policy in Indian currency
  • Varied sum insured options available up to $5,00,000
  • This plan enjoys acceptance of most of the foreign university as a substitute of the compulsory insurance
  • The insurer has tie-ups with renowned US based Health Care provider- UnitedHealth International which offers better health care benefits and services
  • The policy can be further extended to 3 months in advance
  • No pre-medical checkup required to buy the policy

Plan Coverage

The Overseas Student Travel Insurance comes in 3 different variants- Bronze, Gold and Gold Plus. These plans offer the following coverage-

Coverage Details

Coverage Amount

Bronze Plan

Gold Plan

Gold Plus Plan

Medical Expenses (including Medical Evacuation)

US$ 50,000, US$ 100,000,
US$ 250,000 & US$ 500,000

No

Yes

Yes

Dental Treatment

US$ 250

No

Yes

Yes

Repatriation of Remains

Up to medical sum insured

No

Yes

Yes

Checked-in Baggage Loss

US$ 1,000

Yes

Yes

Yes

Passport Loss

US$ 200

Yes

Yes

Yes

Bail Bond

US$ 5,000

Yes

Yes

Yes

Study Interruption

US$ 7,500

Yes

Yes

Yes

Two-way Compassionate Visit

US$ 7,500

Yes

Yes

Yes

Treatment for Mental and Nervous Disorders

US$ 1,000

No

No

Yes

General Exclusions

The policy doesn’t offer coverage in respect of the following-

  • Any claim relating to events which occur before the commencement of the policy
  • Any claim if the insured is travelling against the advice of a doctor
  • Any claim which arises due to illnesses or accidents that have intentionally caused or by committing a crime
  • Any claim arising out of stress, mental anxiety, depression, etc.
  • Any act of terrorism
  • Illnesses and accidents that occur due to war like occurrence or invasions
  • Any claim which arises out of sporting activities