IFFCO Tokio Critical Illness Insurance Policy

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Introduction

“Today is the chance to do something for your health.” critical illness insurance policy covers you against the serious ailments or injury. It prevents you from the expenses incurred on such diseases by giving you a financial stability.

Key Features

  • It provides coverage for major diseases like renal failure transplant, cancer and coronary artery diseases (bypass surgery, organ) etc.
  • Injuries like loss of limbs are also covered.
  • This policy can be issued to number of categories like employees, members of service clubs, students and teachers etc.

Benefits

  • Cashless hospitalization benefit is available in this policy.

Details about Premium

Premium will depend on the age and coverage taken.

Policy Details

Payment: This policy will only make a single payment for any of the critical illnesses. The cover will cease once the reimbursement of medical expenses is done.

Documents Required

The proposer has to fill an application/proposal form to avail this policy. Company can ask for the past medical history from a certified physician.

Eligibility Criteria

The Policy covers various categories of groups as under:

  • Employers covering their employees including dependents of the employees
  • Members of registered service clubs.
  • Credit card holders or other financial cards.
  • Holders of certificate of Banks/NBFCs.
  • Shareholders of public limited companies, cooperative societies etc.
  • Students/teachers of educational institutions.
  • Members of any other group who have common identification or interest

Exclusions

  • Dental treatment is not covered.
  • Maternity expenses are not covered.
  • Cosmetic surgery is not covered.