ManipalCigna Corona Rakshak Policy

ManipalCigna Corona Rakshak Policy also known as COVID standard benefit-based health policy was introduced by IRDAI last year. The policy is now offered by ManipalCigna Health Insurance Company. In this policy, the payout is in Lumpsum upon positive diagnosis of COVID. The sum insured can be used to pay for Coronavirus treatment in any of the reputed hospitals near you.

Read More

ManipalCigna Corona Rakshak Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Eligibility Criteria for ManipalCigna Corona Rakshak Policy

    Check out the eligibility criteria for ManipalCigna Corona Rakshak policy:



    Sum Insured (in Rs.)

    50k – 2.5 L

    Relationships Covered

    Spouse, Children, Parents & Parents-in-law

    Age Eligibility

    18-65 years

    Policy Term

    3.5 months (105 days), 6.5 months (195 days) and 9.5 months (285 days)

    Payment of Sum Insured

    Lumpsum on an individual basis

    Pre-medical Examination


    Waiting Period

    15 days

    Key Features of ManipalCigna Corona Rakshak Policy

    The policy features and benefits are given below:

    • Lumpsum Individual Coverage- Coverage for individuals and multiple individuals is offered
    • All India Coverage- Treatment can be availed anywhere within India
    • Tax Benefits- The premium paid helps you save taxes every year from your taxable income
    • Multiple Relationships can be covered- The policyholder can get individual cover for spouse, children, parents, and in-laws
    • Policy Term- You can choose any policy duration i.e. 3.5 months, 6.5 months, and 9.5 months

    What’s covered under ManipalCigna Corona Rakshak Policy?

    ManipalCigna Corona Rakshak policy covers the following expenses. The policy benefits get terminated once the payment is made:

    • Lumpsum Payment of Sum Insured- The insurer provides a lump sum benefit equal to 100% of the Sum Insured if the insured tests COVID positive.
    • Hospitalization Cover-It requires hospitalization for at least 72 hours and a positive diagnosis of COVID-19 from a government authorized diagnostic Centre Incidental expenses are also covered.
    • Home Treatment Cover- The sum insured can be used for SARS CoV2 home treatment expenses
    • Cost of the Consumable Items-The policy helps in paying for the cost of important consumable items that are required during COVID-19 treatment such as PPE kits, ventilators, masks, gloves, oxygen, etc.

    What’s not covered under ManipalCigna Corona Rakshak Policy?

    ManipalCigna Corona Rakshak policy does not cover the following expenses:

    • Medical expenses related to evaluation and diagnostic purposes
    • Any COVID treatment based on reports from a non-government recognized testing Centre
    • Any non-COVID related expenses are not claimable
    • Travel history traced to countries on which travel restrictions have been imposed

    To buy this plan or to get more information you can email us at or call us at 1800-208-8787


    Health insurance articles

    Recent Articles
    Popular Articles
    Best Travel Quotes to Inspire Wanderlust (Ultimate List)

    01 Dec 2022

    The yearning for going to a place faraway out of your comfort zone...
    Read more
    Sum Insured in Health Insurance: Meaning & Importance

    11 Nov 2022

    People who are new to the world of insurance may not understand...
    Read more
    How to File a Reimbursement Claim Under Health Insurance?

    03 Nov 2022

    The biggest reason for buying health insurance is to get financial...
    Read more
    Monkeypox: Dos and Don’ts of the Disease That You Should Know

    15 Sep 2022

    Monkeypox has slowly and steadily spread to more than 85 countries...
    Read more
    Why is It Important to Disclose Pre-existing Diseases to Your Insurer?

    06 Sep 2022

    As we grow old, the chances of developing a disease or a medical...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more

    Download the Policybazaar app
    to manage all your insurance needs.