ManipalCigna Corona Rakshak Policy

ManipalCigna Corona Rakshak Policy also known as COVID standard benefit-based health policy was introduced by IRDAI last year. The policy is now offered by ManipalCigna Health Insurance Company. In this policy, the payout is in Lumpsum upon positive diagnosis of COVID. The sum insured can be used to pay for Coronavirus treatment in any of the reputed hospitals near you.

Read More

ManipalCigna Corona Rakshak Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Eligibility Criteria for ManipalCigna Corona Rakshak Policy

    Check out the eligibility criteria for ManipalCigna Corona Rakshak policy:

    Criteria

    Specifications

    Sum Insured (in Rs.)

    50k – 2.5 L

    Relationships Covered

    Spouse, Children, Parents & Parents-in-law

    Age Eligibility

    18-65 years

    Policy Term

    3.5 months (105 days), 6.5 months (195 days) and 9.5 months (285 days)

    Payment of Sum Insured

    Lumpsum on an individual basis

    Pre-medical Examination

    N/A

    Waiting Period

    15 days

    Key Features of ManipalCigna Corona Rakshak Policy

    The policy features and benefits are given below:

    • Lumpsum Individual Coverage- Coverage for individuals and multiple individuals is offered
    • All India Coverage- Treatment can be availed anywhere within India
    • Tax Benefits- The premium paid helps you save taxes every year from your taxable income
    • Multiple Relationships can be covered- The policyholder can get individual cover for spouse, children, parents, and in-laws
    • Policy Term- You can choose any policy duration i.e. 3.5 months, 6.5 months, and 9.5 months

    What’s covered under ManipalCigna Corona Rakshak Policy?

    ManipalCigna Corona Rakshak policy covers the following expenses. The policy benefits get terminated once the payment is made:

    • Lumpsum Payment of Sum Insured- The insurer provides a lump sum benefit equal to 100% of the Sum Insured if the insured tests COVID positive.
    • Hospitalization Cover-It requires hospitalization for at least 72 hours and a positive diagnosis of COVID-19 from a government authorized diagnostic Centre Incidental expenses are also covered.
    • Home Treatment Cover- The sum insured can be used for SARS CoV2 home treatment expenses
    • Cost of the Consumable Items-The policy helps in paying for the cost of important consumable items that are required during COVID-19 treatment such as PPE kits, ventilators, masks, gloves, oxygen, etc.

    What’s not covered under ManipalCigna Corona Rakshak Policy?

    ManipalCigna Corona Rakshak policy does not cover the following expenses:

    • Medical expenses related to evaluation and diagnostic purposes
    • Any COVID treatment based on reports from a non-government recognized testing Centre
    • Any non-COVID related expenses are not claimable
    • Travel history traced to countries on which travel restrictions have been imposed

    To buy this plan or to get more information you can email us at care@policybazaar.com or call us at 1800-208-8787

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Reasons to Purchase High-Value Health Insurance Cover

    21 Feb 2024

    When you decide to purchase a health insurance plan for you and
    Read more
    Surgeries Covered by New India Assurance Health Insurance Plans

    22 Feb 2024

    In an era where healthcare expenses are skyrocketing in India, the
    Read more
    Is a 10 Lakh Health Insurance Adequate in Your City?

    10 Jan 2024

    An ongoing medical inflation of 14 percent in India (the highest
    Read more
    Dental Treatment Coverage from Star Health Insurance

    21 Dec 2023

    The rising costs of healthcare services have made it necessary for
    Read more
    11 Reasons Why Senior Citizens Should Buy Aditya Birla Activ One Plan

    05 Dec 2023

    Health insurance is one of the biggest assets that senior citizens
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
    Read more
    Best Health Insurance Plans for Senior Citizens
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
    Read more
    Does Health Insurance Provide Coverage for LASIK Eye Surgery?
    A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
    Read more
    How Senior Citizens can save Tax with Medical Bills u/s 80 D?
    Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
    Read more

     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL