ManipalCigna Corona Rakshak Insurance Policy for COVID-19

Eligibility Criteria for ManipalCigna Corona Rakshak Policy

Check out the eligibility criteria for ManipalCigna Corona Rakshak policy:

Criteria	Specifications
Sum Insured (in Rs.)	50k – 2.5 L
Relationships Covered	Spouse, Children, Parents & Parents-in-law
Age Eligibility	18-65 years
Policy Term	3.5 months (105 days), 6.5 months (195 days) and 9.5 months (285 days)
Payment of Sum Insured	Lumpsum on an individual basis
Pre-medical Examination	N/A
Waiting Period	15 days

The policy features and benefits are given below:

Lumpsum Individual Coverage- Coverage for individuals and multiple individuals is offered
All India Coverage- Treatment can be availed anywhere within India
Tax Benefits- The premium paid helps you save taxes every year from your taxable income
Multiple Relationships can be covered- The policyholder can get individual cover for spouse, children, parents, and in-laws
Policy Term- You can choose any policy duration i.e. 3.5 months, 6.5 months, and 9.5 months

ManipalCigna Corona Rakshak policy covers the following expenses. The policy benefits get terminated once the payment is made:

Lumpsum Payment of Sum Insured- The insurer provides a lump sum benefit equal to 100% of the Sum Insured if the insured tests COVID positive.
Hospitalization Cover-It requires hospitalization for at least 72 hours and a positive diagnosis of COVID-19 from a government authorized diagnostic Centre Incidental expenses are also covered.
Home Treatment Cover- The sum insured can be used for SARS CoV2 home treatment expenses
Cost of the Consumable Items-The policy helps in paying for the cost of important consumable items that are required during COVID-19 treatment such as PPE kits, ventilators, masks, gloves, oxygen, etc.

ManipalCigna Corona Rakshak policy does not cover the following expenses:

Medical expenses related to evaluation and diagnostic purposes
Any COVID treatment based on reports from a non-government recognized testing Centre
Any non-COVID related expenses are not claimable
Travel history traced to countries on which travel restrictions have been imposed

To buy this plan or to get more information you can email us at care@policybazaar.com or call us at 1800-208-8787

Q1. Who can be covered under the ManipalCigna Corona Rakshak policy?
This policy can be availed for self-including the following family members:
- Spouse
- Children
- Parents and Parents-in-law
Q2. Does Corona Rakshak policy has any limit as to hospital stays?

No, there is no limitation to the number of days and the coverage is available up to the maximum sum insured.
Q3. What are the Sum Insured options available under the ManipalCigna Corona Rakshak policy?

The policy sum insured options are Rs 50000, 1 lakh, 1.5 lakh, 2 lakh, and 2.5 lakh.
Q4. What is the age limit to buy ManipalCigna Corona Rakshak Policy?

Anyone in India can buy this Corona Rakshak policy if they fall under the age group of 18 years to 65 years. A person above the age of 65-years can get the policy for other members who are lesser than 65 years of age.
Q5. How can I buy the ManipalCigna Corona Rakshak policy online?

You can visit Policybazaar.com and check out the Corona Rakshak policy benefits and features along with the premium rats. You can also call our toll-free service number 1800-208-8787 for details.