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Max Bupa General Insurance

Max Bupa General Insurance

Max Bupa Health General Insurance Company is a joint venture between Max India Limited and the UK based Bupa Finance Plc. Max India Limited a multi-business corporate provider of private healthcare solutions. With a customer base of over 7 million and 310 offices across 216 locations in the country, Max India Limited has a well-entrenched position in its businesses. Bupa, an international healthcare group was established in 1947 as the British United Provident Association. Bupa brings in rich experience of providing health and care to over 29 million customers in more than 190 countries and Max India brings local expertise and service excellence in healthcare and insurance. Together, they provide exemplary products and service in the insurance industry.

Analjit Singh is the Chairman of Max Bupa Health Insurance Company. The company has been awarded the coveted Golden Peacock Award 2015 for its flagship product Heartbeat Health Insurance Plan.

Max Bupa was declared as General Insurer of the Year at the ABP News Banking, Financial Services, and Insurance (BFSI) Awards 2014. It also bagged the ‘IT Leadership Award’ at the Asia Insurance Technology Awards 2014 for effective implementation of business processes. The company was declared as the Health Insurance Company of the year at Indian Insurance Awards 2012. Max Bupa also received a special mention for its innovative and pioneering offering Health Companion Health Insurance Plan.

Max Bupa General Insurance Product Portfolio
Max Bupa Health Plans:

Max Bupa health plans offer customized insurance policies that can cover almost any health need that you might have. There are many choices and you must choose wisely. Health insurance or medical insurance is not just about premium, it is more importantly about what it covers.

  • Max Bupa Heart Beat – Individual: The Heartbeat Individual Health cover provides a comprehensive blanket cover for your medical expenses. The cover options come in different amounts – Rs. 5/7.5/10/15/20/50 lakh. The cost of medical treatment is covered in the event of hospitalization. It also covers pre- and post-hospitalisation expenses, cost of day care treatment, organ donation expenses, cost of treatment at home and emergency ambulances services.
  • Max Bupa HeartBeat Family Floater: Max Bupa’s Heartbeat Family Floater policy is an all-round health insurance plan providing a comprehensive blanket cover to the entire family. It helps prepare for future medical expenses with comprehensive cover options of Rs. 5/7.5/10/15/20/50 lakh. It insures against pre-, post- and in-hospitalisation expenses. It also takes care of expenses related to day care treatment, organ donation, home treatment, emergency ambulance services, maternity, new-born baby and vaccinations.
  • Max Bupa Heartbeat Family First: Heartbeat Family First Insurance offers coverage for up to 14 family members with an individual sum insured for everyone, and a floating sum insured accessible to any family member. The policy covers pre-, post- and in-hospitalisation expenses as well as other expenses such for day care treatment, organ donation, home treatment, emergency ambulance services, maternity, new-born baby and vaccinations.
  • Health Assurance – Critical Illness: The critical illness plan by Max Insurance provides cover against 20 critical illnesses. The policy comes with an option of a 2-year tenure and with a lifetime renewal option. The claims can be settled directly without the involvement of any third parties. The policy comes with a 15-day free trial period and allows you to save tax under Section 80D of the Income Tax Act.

          *Tax benefit is subject to changes in tax laws

  • Health Companion Health Insurance Plan – Health Companion – Individual: The Health Companion – Individual plan intends to provide the finest care possible at an affordable price. Sum insured options include Rs. 5/7.5/10/12.5 lakh. You can top up the sum insured with annual aggregate deductible of Rs. 1/2/3/4/5/10 lakh. This individual health insurance policy covers pre-, post- and in-hospitalisation expenses. It also allows for alternative AYUSH (Ayurveda, Unani, Siddha and Homeopathy) treatments up to the base sum insured.
  • Health Companion Health Insurance Plan – Health Companion – Family Floater: The policy protects the entire family including the insured, his/her spouse and up to 4 children through a comprehensive blanket coverage for medical expenses. Sum insured amounts are available in options of Rs. 5/7.5/10/12.5 lakh. One can top up the sum insured with annual aggregate deductible of Rs. 1/2/3/4/5/10 lakh. Most of the pre-, post- and in-hospitalisation expenses are covered under the policy.
  • Health Companion Health Insurance Plan – Health Companion – Family First: The Health plan provides cover for up to 19 family members with an individual sum insured for everyone, and a floating sum insured that is accessible to any family member. Individual sum insured amount comes in option of Rs. 1/2/3/4/5/10 lakh. Floater sum insured amount is available in Rs. 3/4/5/10/15/20 lakh. Sum insured can be topped up with annual aggregate deductible option of Rs. 1/2/3/4/5/10 lakh.
  • Hospital Cash: The Hospital Cash cover supplements one’s hospitalization health insurance policy to cover miscellaneous incidental expenses like attendant lodging, nursing costs, transportation expenses, and many more such related expenses. The plan relieves one of the financial burden that is normally associated with hospitalisation. A daily cash benefit up to Rs. 4000 per day for a maximum period of 45 days is available in case of hospitalisation. The cash benefit is doubled in case of admittance into the ICU.
  • Group Health Insurance: Max Bupa's Group Health Insurance plan provides health insurance to small as well as large organisations. It offers customised plans that allow businesses to choose up to 32 combinations of base benefits to suit their needs and budget. It also offers a comprehensive health insurance plan for the group’s employees and their family members.
  • Employee First Classic Health Insurance: Employee First Classic Health Insurance is a comprehensive health for small and medium enterprises. The sum assured amount ranges from Rs. 50,000 to Rs. 5 lakh. It includes benefits for new parents and their babies, as well as for pregnant women. Small and medium enterprises can opt to add a corporate cover that helps employees to take care of high medical expenses.
  • Employee First Health Insurance: Employee First is a comprehensive health scheme and is suited for all size of businesses as well as institutions that need a high sum insured and quality coverage. The sum assured amount ranges from Rs. 1-50 lakh.

Max Bupa Personal Accident:

Personal accident policy seeks to cover the insured against death or disability arising due to an accident. The biggest advantage of having a personal accident cover is that the neither the scale of injury nor how the injury was sustained matters at the time of claiming relief.

  • Group Personal Accident: TheGroup Personal Accident policy by Max Insurance is a comprehensive cover for large and small groups like corporates, communities, associations, bank customers, schools and colleges. The cover includes basic benefits like accidental death, permanent total disability, permanent partial disability and temporary total disability. It also gives the option to pick and choose additional benefits for all or select members of the group. There is also the flexibility to extend the coverage to dependants of group members.

Max Bupa Travel Plans:

Globe trotters swear by the utility of having a travel insurance policy because with the fun of travelling, there are certain risks also involved, especially if you are in a foreign country and no one to fall back on during an emergency. It offers you protection ranging from medical insurance to baggage theft and against many other unforeseen events, which may occur during the course of your vacation.

It is smart to compare all Max Bupa Health insurance plans with  other general insurance companies in India to make a wise choice.

Max Bupa Health Distribution Network:

Max Bupa Health Insurance Company provides for its customers easy channels of access to its products through its 24x7 call centre and a transactional website.

Max Bupa General Insurance - Latest News

  • Bupa purchases additional 23% stake in Max Bupa Health Insurance

    Max Bupa health insurance, a joint venture between global healthcare group Bupa and India’s leading conglomerate corporate Max India Limited recently got a 23 percent increase in the stake held by Bupa, leading its existing stake from 26 percent to 49 percent after successful completion of this transaction on Monday, 13th June.

    The company had to undergo such a drastic stake sale because of revision in the rules by the country’s foreign direct investment (FDI), which had mandated up to 49 percent ownership of foreign investors in various insurance companies in India. Bupa is amongst the topmost foreign investors in the country to submit an application for increasing shareholding and get Indian regulator’s approval for the same. The deal has been completed for a payment of Rs. 207 Crore in an all cash transaction. It also got a regulatory clearance from IRDAI.

    Max Bupa, as a Joint Venture, commenced its operations in 2010 and is already the 7th largest health insurance company in India. The company has a customer base of over 2 million customers across India and is growing at a faster pace, whereas Bupa operates in 190 countries globally and serves over 32 million customers.

Written By: PolicyBazaar - Updated: 08 July 2020
878,254 Confirmed Cases in India*
13,660,594 Confirmed Cases worldwide*
566,915 Confirmed deaths worldwide*
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 129 Reviews)
Max Bupa General Insurance Reviews & Ratings
4.7 / 5 (Based on 129 Reviews)
(Showing Newest 15 reviews)
Danish
Babina, July 09, 2020
Family floater plan available
We are 3 members in my family. My mom dad and me. So, I took a family floater plan with the good amount of coverage. It has low premium rate and provides the best facilities. I avail some add on covers too so that it can be needed at the time of any problem or obstacles. I really like the family floater plan of max bupa health insurance and it was recommended to me by policybazaar team. I am really much thankful to them. Thanks a lot.
Shivi
N.paravur, July 09, 2020
Good network hospitals
I always thrive to get that company’s health insurance policy which helps the customer in various ways. I opted for the health insurance of max bupa health insurance Company as advised and suggested by policybazaar. The company is very good and it has many network and good hospitals associated with it. All the hospitals are good and available in PAN India. The services provided by the Max bupa is best and I really love it. Great work both the companies.
Sahil
Vadnagar, July 09, 2020
Pay online like a pro
I have purchased my health insurance policy from policybazaar and max bupa and paid the premium amount via online basis. It is very much easy and everything is done in a very much transparent manner. You don’t have to go anywhere and by sitting at home you can get the best health insurance for you and your family. It is easy and digitalization has made it more easy and convenient. Thanks team max bupa and policybazaar.
Vikas
K.b.p. Pupri, July 08, 2020
Maternity coverage policy
My wife used to have a health insurance plan with max bupa and it was purchased from the website of the policybazaar. The plan is nice and under the same plan it covers the maternity coverage policy too. My wife was pregnant and she got all kind of facilities related to the same from policybazaar and max bupa. Her delivery and care facilities was all taken care by the max bupa and she was provided with the best in class facilities. Great work team and thanks a lot.
Sadiq
Gadat, July 08, 2020
Online plans available
I was looking for a health insurance plans for myself. So, I started searching for the same at the different websites. I got one website of policybazaar and I was looking for best plans. I found certain good plans of health. It was easy to check the plans online as you don’t have to go anywhere and you will get the great plans. It was easy to know about each and every details of insurance company. I selected the max bupa insurance plans. It was into my budget. Thanks policybazaar and max bupa insurance company.
Shubham
Maandhata, July 07, 2020
Less premium prices
I recently got the health insurance policy for and my family. It was all an individual plan which good amount of coverage. I got a very good health plan with the help of policybazaar and max bupa and the premium rates of the policy is quite affordable in nature. In my plan ambulance facilities is also available which is a bonus point for all of us. Even you can avail for some of the add on covers and the benefits. You can check on the website and can make your health plan more protective in nature. Great work team policybazaar.
Anjali
J. P. Nagar, July 07, 2020
Tax benefits available
It is good thing to know and to have a health insurance policy. I got the health insurance policy online via the website of policybazaar. It was very easy and the insurer name is max bupa health insurance Company. I along with the health plans got the tax benefits. It comes under the section 80D. Quite helpful and unique. I have recommended many of my friends to get the health plan from policybazaar and max bupa health insurance.
Kushagra
K.b.p. Pupri, July 06, 2020
Cashless treatment available
Recently, my dad was hospitalized for his minor operation for his kidney. So, everything was done perfectly without any problem. The max bupa representative was available there to assist my dad and they were taking care of everything. I had a cashless treatment from the hospital and had claimed for that. The whole process took no time and my cashless claim was accepted immediately. It was a wonderful services from them. Thanks a lot team.
Meghna
Jhabua, July 06, 2020
Easily renewed online
It is very easy to renew my health insurance policy online. With the great support of max bupa health insurance and policybazaar I was able to renew my health insurance plan very conveniently. I visited the mobile application of policybazaar and renewed my max bupa insurance policy. Along with that I have taken some of the add on benefits which helps me to secure my policy even more. It was easy, convenient, quick and hassle free. Thank you both the companies.
Zubi
Campierganj, July 06, 2020
Great health plans
I just got myself insured by getting the health insurance policy from the max bupa health insurance policy. It was purchased from the website of the policybazaar website. A good health plan which covers each and everything at best premium prices. I got a unique health insurance plan from policybazaar website. Even my friend was also looking for health plan and I suggested him to visit the website of policybazaar and max bupa for great results. I am thankful to both the team of policybazaar and max bupa health insurance for such tremendous services.
Gurmeet
Barielly, October 26, 2016
Insurance 4 family's health
I secured my family with health insurance policy which i have bought from max bupa general insurance. Service is fantastic which is provided, all my family members are satisfied with terms and conditions of the plan. Policy coverage is good, claims are high. Overall good health insurance policy.
Manisha
Siliguri, October 19, 2016
"Health is Wealth"
Max Bupa Health Insurance is the best insurance company. I have took a health insurance policy in very low price. Ambulance is facilitated to the patient at anytime and anywhere which is absolutely free of any charges. Huge number of hospitals are there for on time availability and good treatments.
Arnabh
Ooty, October 19, 2016
Less premiums
After having max bupa health insurance, i'm happy with the service given by the executives and staff members of the max bupa health insurance company ltd. Claims are high and it is easy to get. The paperwork is less due to online services.
Pranav
Bisalpur, October 19, 2016
'Good'
Ambulance service is free and at any location. Great service given by max bupa health insurance policy. The policy coverage is high ~90% and claiming is simple due to fast service given by the executives and staff members of the company.
Kaushik
Jaisalmer, October 07, 2016
Purchase Max Bupa Insurance
Max bupa general insurance company is on the top among all the others. Premium of my health insurance is less and claims are high. Policy covers maximum expenditures and reimbursed the amount which spend by the policyholder.
Keshav
Laxmipur, October 03, 2016
MAX Health Insurance
Great insurance policy i have purchased from max bupa general insurance company. Premium is less and claims are high. Policy coverage is good around 90%. Ambulance service is facilitated by the company for free at any location.
Manoj
Patherdewa, August 30, 2016
Health Insurance
Max bupa general insurance gave me the best health insurance. It has all the benefits and paybacks. Policy coverage is fantastic and premium is less. Claims are high and easy to sanction. The updates regarding the policy is easy get through website of the company and online renewal is the best thing.
Bhasker
Kota, May 13, 2016
Great Policy
I purchase max bupa travel insurance plan. The policy is awesome and premium is very less. Policy coverage is high and the service is fast. The claims are high and claiming is easy because fast and on time service provided by executives. The luggage and accidental benefits are inbuilt in this plan. I like it.
Dinesh
Lonavla, May 13, 2016
Fantastic plan
Max Bupa personal accident insurance is good policy. The service is fantastic and the premium is less. Good policy coverage ~89% and the claims are high. The claiming procedure is easy due to executives and staff members service. The ambulance is facilitate for free and large number of hospitals are working with this. I like the policy.
MR.
Adoni, May 04, 2016
JUST AWESOME
GREAT PLAN HEALTH COMPANION
Sachin
Delhi, February 06, 2016
"Damn Good"
I have health plan and a really good one which i took from max bupa. Policy coverage is 90% and the claim is five lakh. The service is very fast with toe benefit without any taking charges. Good policy, I like it.
Plan Name: Health Companion
Agent Code: BPW01735
Kailash
Amravati, February 06, 2016
"Fantastic"
The policy i have has great benefits which i took from general insurance. Claims are about two lakh and the coverage is 90%. The service is high but premium is little bit high as well. Happy...
Plan Name: Health Companion
Agent Code: BPW01735
Sandeep
Ambala, February 06, 2016
"Awesome"
My health is secure with max bupa. The policy provide the best services. Claims ~two lakh and the coverage is 80%. The hospitality is very nice with additional benefit of ambulance pick and drop for free. I'm happy with the policy.
Plan Name: Health Companion
Agent Code: BPW01850
Varun
Kanpur, February 06, 2016
"Awesome"
I buy health insurance which has great terms and conditions. Policy covers almost all the cases and the coverage is full with low premiums. Claims are very easy to get without any paper work or any form filling.
Plan Name: Health Companion
Agent Code: BPW01850
Atul
Faridabad, February 06, 2016
"Great"
Took health insurance by max general. The investment is less but the returns is much more then expectations. Policy coverage is 90% and the claim is two lakh. Ambulance come to door steps for pick and drop for free of cost. Really good work.
Plan Name: Family First Gold
Agent Code: BPW01735

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