Raheja QBE Hospital Cash Insurance Policy

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      Raheja QBE Hospital Cash InsurancePolicy

      Raheja QBE Hospital Cash Insurance provides financial assistance to the insured to cover incidental expenses arising out of hospitalization, including food, travelling, etc. It helps the policyholder to manage the additional hospitalization expenses that are not covered by most regular health insurance plans.

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      Raheja QBE Hospital Cash Policy Overview

      Raheja QBE Hospital Cash policy provides a cash allowance to the insured for each day of hospitalization resulting from an illness or injury. It is available under the Raheja Health QuBE insurance plan for those who opt for a sum insured of Rs 1,00,000 to Rs 2,00,000.

      The Raheja QBE Hospital Cash policy comes with a hospital cash benefit of Rs 500 per day per hospitalization. It is available for a maximum of six hospital cash days per hospitalization. The applicant can opt for either individual or floater coverage under this policy.

      Raheja QBE Hospital Cash Policy Eligibility Criteria



      Minimum Entry Age

      18 years

      90 days (children)

      Maximum Entry Age

      65 years

      25 years (children)


      Individual/ floater

      Hospital Cash Amount

      Rs 500 per day

      Number of Hospital Cash Days

      6 days

      Policy Term

      1 year/ 2 years

      Pre-existing diseases waiting period

      48 months



      Key Features of Raheja QBE Hospital Cash Policy

      Raheja QBE Hospital Cash policy comes with the following key features and benefits:

      • It offers individual as well as floater coverage.
      • It provides a hospital cash benefit for each day of hospitalization.
      • It provides tax benefits for the premium paid as per section 80D of the Income Tax Act.

      Inclusions of Raheja QBE Hospital Cash Policy

      The Raheja QBE Hospital Cash policy offers a daily hospital cash benefit of Rs 500 per hospitalization for a maximum of six consecutive days. However, the applicant must opt for a sum insured between Rs 1,00,000 to Rs 2,00,000 to avail this cover.

      Exclusions of Raheja QBE Hospital Cash Policy

      The following medical expenses are excluded by the Raheja QBE Hospital cash policy:

      • OPD treatment
      • Maternity expenses
      • Treatment for alcohol or drug abuse
      • Dental treatment
      • Obesity or weight control procedures
      • Injuries due to participation in adventure or hazardous sports
      • Plastic or cosmetic surgery
      • Treatment taken outside India

      The above-mentioned exclusions are not exhaustive. Find the full list of exclusions by going through the Raheja QBE Hospital Cash policy brochure.


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