Raheja QBE General Domestic Fire Insurance Plan

Introduction –

Raheja QBE’s Domestic Fire insurance policy provides you a complete protection against any fire and special perils by providing financial compensation against loss or damage.

Coverage –

 

Add-on-covers –

The policy offers following benefits on an additional premium payment -

  • The policy also covers 3% of claim amount that can be used as architects, surveyors, consulting engineer’s fees.
  • The policy also covers 1% of claim amount that can be used as debris removal charge.
  • Impact damage due to own vehicles, fork lifts, cranes.
  • Spontaneous combustion.
  • Omission to insure additions, alterations and extensions.
  • Earthquake.
  • Leakage and contamination cover.
  • Loss of rent.
  • Terrorism damage.

Exclusions –

The policy does not cover following –

  • Damage due to earthquake.
  • Damage due to boilers or steam generating vessel.
  • Fire due to own fermentation, natural heating, and spontaneous combustion.
  • Stocks undergoing heating or drying process.
  • Loss or damage to electrical machine/apparatus which is the source of fire.

Documents Required –

To buy the policy, fill up an ‘Application form/ proposal form’ and submit it with the address proof and a photograph.