*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Some plans are available only after a certain time
SBI Retail Health Insurance policy from SBI Health Insurance offers financial comfort in case of medical emergencies and financially empowers one to tackle all the costs of medical procedures. The policy covers the insured for in-patient medical expenses including pre and post hospitalisation expenses.
Type of Coverage
Individual or Family floater
Pre-policy Medical Test
Not required up to 45 years
Metro Plan, Semi Metro Plan & Rest of India
Based on their requirements, one can either opt for an Individual Plan or a Family Floater plan under the SBI Health Retail Health Insurance Policy. The sum insured can be chosen from Rs 50,000 to Rs 5 lakh. To buy online SBI Health Retail Insurance, one can fill in the required information on the SBI Health Insurance website and get the desired plan.
Everything that the SBI Retail Health Insurance Policy covers is detailed below:
Anyone planning to buy SBI Retail Health Insurance Policy should be aware of the benefits offered by the policy. The SBI Retail Health Insurance Policy has the following benefits included:
The SBI Retail Health Insurance Policy does not cover the treatments listed below:
Please refer to the policy document for a detailed list of exclusions.
The SBI Retail Health Insurance plan offers the following benefits and features:
Guidelines on cancellation of the SBI Health Insurance policy are mentioned below:
One has to fulfill the following eligibility conditions to buy this policy:
Minimum Entry Age
Child:3 months (if parent covered)
Adult: 18 years
Maximum Entry Age
Number of people covered
Individual, spouse, dependent children and parents
Under the floater plan, Dependent parents are not covered
Indian Citizens and Permanent Residents
Ans: Yes, there is a waiting period of 48 months for pre-existing diseases.
Ans: On an additional premium payment, one will not have to pay room rent, ICU charges and no sub-limits on operation and consultancy expenses.
Ans: One can buy SBI Health Insurance as per their location as the policy offers plan prices based on a metro or semi metro location.
Ans: To make a claim, one can email or make a call to the insurance company.
Ans: Tenure of 1 year is provided under this policy.
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