Benefits of Maruti Car Insurance

Get Car Insurance starting at only ₹2,094/year #
Car Insurance
Processing

As per the Motor Vehicles Act, 1988, it is mandatory to carry third-party insurance car insurance whenever you are driving on Indian roads. However, it depends on the car owner whether they want to opt for the comprehensive cover or not. If you wish to renew or purchase car insurance for your Maruti online, read ahead to have a detailed understanding of Maruti car insurance.

Read more

  • Renew policy in 2 minutes*

  • 20+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Car Insurance

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Email
      Mobile No.
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Features of Maruti Car Insurance

      Maruti Suzuki is one of the most reputed, popular, and reliable automotive brands in India. The automobile giant enjoys this reputation due to its best-in-class services, available for every income group available across the nation. Following are some of the best features of a car insurance plan from the Indian automotive giant:

      1. Cashless repairs Pan-India: With Maruti Suzuki's vast network of partner garages and service stations across India, making convenient cashless claims becomes a dream come true. The policyholder is not required to pay the cost of the repair and is only required to pay the compulsory excess and charged depreciation. Every other invoice is settled directly by the company with the garage.
      2. Transparent claim settlement process: Policyholders can expect a completely fair claim settlement process with Maruti car insurance given their vast network of cashless garages, surveyors, and reliable services.
      3. Quality service: With Maruti Suzuki's high-quality after-sales service, policyholders can experience the best-in-class quality customer experience. Vehicles are only repaired at Maruti Suzuki authorized service centers with state-of-the-art services.
      4. Towing facility: Policyholders get assisted towing facility in case of an accident. MSIL dealers tow the immobile vehicle to the nearest partner garage for making the necessary repairs.

      Benefits of Buying Maruti Car Insurance

      Following are the benefits of owing Maruti Car Insurance:

      1. Peace of mind: It gives happiness knowing that you are financially secure while driving on the road. Unforeseen mishaps can arrive at any time leading to unplanned financial and legal liabilities. Having car insurance keeps us secured against such liabilities, hence, allows us to drive stress-free.
      2. Legal mandate: Alongside being covered against unforeseen liabilities, you will also be fulfilling the legal mandate of having valid motor insurance while driving on Indian roads.
      3. Own-damage: In case you have opted for a comprehensive car insurance package, you get are also covered for any unplanned cost of repairs for your car arising due to road accidents.
      4. Personal accident coverage: In India, it is mandatory to opt for a personal accident cover irrespective of the type of car insurance planyou have purchased. A personal accident cover provides coverage for the owner-driver in case of an accident, providing compensation to deal with unforeseen mishaps.

      Add-on Covers You Can Buy Under Maruti Car Insurance

      Add-on covers enhance the overall coverage of comprehensive car insurance by providing extended protection under various circumstances. You can opt for add-on covers at the time of purchasing or renewing Maruti car insurance. by paying an additional premium amount. Following are the most commonly bought add-on covers with Maruti car insurance:

      • Return to invoice cover
      • Engine protection cover
      • Zero depreciation cover
      • Outstation emergency cover
      • Tyre protection cover
      • No claim bonus cover
      • Key replacement cover
      • Passenger cover

      Please note that add-on covers increase the premium amount, hence, increasing the cost of car insurance. If you wish to know about the premium amount after including your preferred add-on covers, you can estimate car insurance using an online car insurance calculator available at the official website of Policy Bazaar Insurance Brokers Private Limited.

      What is Not Covered Under Maruti Car Insurance?

      Here are the conditions under which Maruti car insurance will not provide cover.

      • Loss or damage caused to the car during commercial use or any kind of race.
      • Loss or damage caused to the car during a war or because of any nuclear activity.
      • Loss or damage caused to the car outside India.
      • Loss or damage caused to the car if the driver is found driving the car under the influence of alcohol or drugs. Driving with a valid driving license.
      • Depreciation of the car’s parts.
      • Regular wear and tear of the car.
      • Electrical/Mechanical breakdown.
      • Any kind of fraudulent claim raised.
      • If the car is used in illegal activities.

      How to Ensure Low Premium Cost for Maruti Car Insurance?

      1. Purchase multi-year car insurance: An ideal way to ensure a lower cost of car insurance is to opt for multi-year car insurance or a long-term motor insurance plan. You can either purchase long-term third-party car insurance or a comprehensive plan valid for 3 years. This will come with additional discounts on the premium amount to be paid.
      2. Avoid car modifications: Modifications require changing original car parts with after-market parts that are much more expensive than the original parts. This dramatically increases the car insurance premium as the cost of replacing or repairing such damaged parts will also be high.
      3. Buy car insurance online: If you wish to drastically reduce the cost of car insurance renewal, make sure that you renew/purchase car insurance online. Insurance companies offer a lot of discounts on renewing car insurance online, however, if you opt for renewing your car insurance offline through a middleman, you would have to forego all those discounts and give commission or brokerage to the agent.
      4. Renew before the policy period expires: One of the biggest mistakes you can make while trying to save on the cost of car insurance is to renew car insurance after the policy has lapsed. Hence, make sure that you renew early to enjoy additional discounts from the insurer as well as save on your accumulated no claim bonus.

      To Conclude

      Without a valid car insurance policy, you are not allowed to drive in India as the Motor Vehicles Act, 1988 makes it compulsory to carry car insurance while driving on Indian roads. Understandably, not everyone can afford a comprehensive car insurance policy. For this reason, you can also opt for third-party car insurance if you want to abide by the law and also drive your car peacefully.

      Having said that, while carrying valid car insurance is vital, it is also important to drive responsibly. Make sure that you follow all traffic signals, drive under the speed limit, and do not drive while under the influence of intoxicating substances to mitigate the possibility of road accidents.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      IDV in Car Insurance

      22 Feb 2024

      In layman's terms, the IDV full form is the Insured Declared Value
      Read more
      Must-Have Car Insurance Addons for Brand New Cars

      31 Jan 2024

      Investing in a full-coverage car insurance policy is essential for
      Read more
      No Claim Bonus (NCB) in Car Insurance

      29 Jan 2024

      No Claim Bonus (NCB) is a reward given by an insurer to a
      Read more
      How to Choose the Right Car Insurance for Your First Car?

      17 Jan 2024

      Buying their first car is no less than a milestone unlocked for
      Read more
      Things To Know Before Purchasing Sedan Car Insurance

      12 Dec 2023

      The type of four-wheeler you purchase also impacts its insurance
      Read more
      Check Vehicle or Car Insurance Status/Validity Online
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      Find Car Insurance Details By Registration Number
      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due
      Read more

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL