Your RTO details
RTO name
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Get Car Insurance starting at only 2094/year #
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 21+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

    Other models
    Other variants
    Select your variant
    View all variants
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Know About Outstation Emergency Cover in Car Insurance

      Travelling outstation for a long weekend is one of the best respites from your daily life. The thought of finally taking a break and going on long drives with family and friends is exciting. But things do not always go how you plan. You might face unwanted situations while travelling to an unknown place, such as a car accident. To get timely emergency assistance in such situations, you can buy an outstation emergency cover as an add-on under your comprehensive car insurance policy.

      Read more

      How Outstation Emergency Cover in Car Insurance Works?

      The outstation emergency cover is an add-on cover that provides you with emergency assistance when you meet with a road accident or your car breakdowns while travelling outstation. With the help of this cover, your insurer will assist you in obtaining car repair services during a roadside emergency as per the terms and conditions of your car insurance policy. They will also bear the emergency expenses incurred on repairing your car during an outstation trip. All you need to do is raise a claim with your insurer.

      Let's understand this better with the given scenario. Mr. X went on a 4-day trip with his family outside the city. While driving, he met with an accident and suffered minor injuries. But the car was damaged adversely. So, he informed his insurer and sent his car for repairs. Once he got his car back, he raised a claim against the outstation emergency cover, which he had bought as an add-on cover with his car insurance policy. Eventually, he received a reimbursement for the amount that he had spent on the repair of his car.

      Since emergency assistance cover is an add-on cover, it is only available under comprehensive car insurance plans and excluded under third party car insurance. Moreover, you need to purchase it by paying an additional premium while buying or renewing the policy.

      Claim Process for Outstation Emergency Cover in Car Insurance 

      The steps for raising a claim against the emergency assistance cover are as follows:

      Step 1: Claim Intimation

      You must inform your insurer about the incident as soon as possible. Your customer relationship manager will guide you with the exact claim process. Follow their instructions so that you can easily file a claim on time.

      Step 2: Car Inspection

      Your motor insurance company will send an inspector to assess the level of damages sustained by your car. Answer all the questions asked by the inspector honestly and cooperate with him/her. 

      Step 3: Documents Submission

      There are some documents that you are required to submit for claim settlement. The following is the list of documents- 

      1. A duly filled claim form
      2. A written application for raising a claim
      3. Copy of an FIR, if applicable
      4. Copy of your car insurance policy
      5. Copy of your driving license
      6. Any other supporting documents as conveyed by your customer relationship manager.

      Step 4: Car Repair

      Allow your car to be repaired at a garage. Once the car has been repaired, pay the bill amount in case of reimbursement claim and take your car home. Submit the repair bill and payment receipt to the insurer.

      Once the documentation process is successful, your insurance company will scrutinize all the documents and a claim settlement will take place.

      Special Conditions Applicable to Outstation Emergency Cover

      Here are some special conditions under which the outstation emergency add-on cover will be effective-

      • This cover will be claimable if the time required to get the car fixed and repaired exceeds 12 hours.
      • The add-on cover is only applicable if the emergency takes place outside a radius of 100 kilometres from your residence.
      • The claims made under the outstation emergency assistance cover do not affect the No Claim Bonus (NCB) cycle.
      • The total number of claims admissible under this add-on is restricted for a policy year and can be checked by going through the policy documents. 

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Types of Outstation Emergency Cover in Car Insurance

      Your emergency assistance cover for road trips should be effective and customized based on your requirements. There are two types of emergency assistance cover that you can buy under your comprehensive car insurance policy. They are as follows-

      1. 1 Year Outstation Emergency Cover - This type of emergency assistance cover is valid for a period of 1 year from the car insurance policy commencement date.
      2. 3 Years Outstation Emergency Cover - This type of emergency assistance cover is valid for three years from the date of commencement of the car insurance policy.

      Benefits of Outstation Emergency Cover in Car Insurance

      The outstation emergency cover will help you save a significant amount of money if an unforeseen incident occurs with your car while driving outside the city. Take a look at the following benefits of purchasing an emergency assistance cover with your comprehensive car insurance policy-

      1. Financial Security

      The outstation emergency cover offers financial security in case of a car accident when you are in an unknown place. All you need to do is get in touch with your insurer and fulfil the formalities of raising a claim. After getting the details of the incident and the required documents, your insurer will reimburse the car repair amount at the time of claim settlement. 

      2. Smooth Repair Process

      In India, most motor insurance companies have a tie-up with a large number of network garages across the country. A network garage is a car repair workshop where you can avail cashless repair facility. Under this add-on cover, you can take your car for repair and raise a cashless claim even when you are away from your city.

      3. Peace of Mind

      Facing an emergency when you are in an unknown place can be a scary situation. It can get very stressful if you have no idea where you will find a garage while driving outstation. This add-on cover, thus, provides you with peace of mind and allows you to enjoy your journey with fewer worries. 

      Final Thoughts

      Make your weekends thrilling & exciting and go on a road trip with your friends & family. Ensure that you have good car insurance with essential add-ons like an outstation emergency cover for a carefree drive and an enjoyable trip.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      21 May 2024

      Get Faster Claim Settlement with Policybazaar Claim...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance Policy...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      View Plans
      Download the Policybazaar app
      to manage all your insurance needs.