Chevrolet Spark Car Insurance

Chevrolet Spark is a subcompact hatchback car sold by Chevrolet India. It was launched in the Indian market for the first time in 2007 as an upgrade to Daewoo Matiz and went to become a popular city car. It was known for its stylish design, comfort, safety, performance and affordability. However, the Company discontinued the car in 2017. In case you still own a Chevrolet Spark or are planning to buy it second hand, you must check out its specifications, features and car insurance premium below.

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Features of Chevrolet Spark Car

Here are a few attractive features of the Chevrolet Spark car:

  • It was equipped with an engine immobiliser and side impact beams.
  • It comes with a rear defogger, rear spoiler and rear fog lights.
  • It was fitted with a chrome grille and a roof rail.
  • It comes with a remote trunk opener and power windows.
  • It was fitted with a CD player and comes with a USB & Auxiliary input port.
  • It was available in seven colour options.

Specifications of Chevrolet Spark

Take a look at the specifications of the Chevrolet Spark car in the table below:  

Categories Specifications
Engine/ Displacement 995 CC
Cylinder 4
Maximum Power 62 bhp @5400 rpm
Maximum Torque 90 Nm @4200 rpm
Mileage 16.2 Km/l
Suspension Front: McPherson Strut with Anti Roll BarsRear: Torsion Beam Axle
Transmission 5-Speed Manual
Emission Norm Compliance BS IV
Fuel Variant Petrol
Fuel Tank 38L

Chevrolet Spark Car Model Variants With Insurance Price

Here are the model variants of the Chevrolet Spark car along with their car insurance prices:

Chevrolet Spark Variants(2017 Registration) Ex-Showroom Prices Insured Declared Value*(IDV) Zero Depreciation Price*(Add-On Cover) Estimated Chevrolet Spark Insurance Price*(Comprehensive Car Insurance)
Base Rs 3,63,000 Rs 1,48,429 Rs 1,392 Rs 2,583 onwards
LS Rs 3,90,000 Rs 1,52,229 Rs 1,428 Rs 2,596 onwards
LT Rs 4,20,000 Rs 1,64,664 Rs 1,545 Rs 2,638 onwards

*Disclaimer: The Chevrolet Spark insurance price may vary from one vehicle to another based on factors, such as RTO, age of the car, claim history, type of policy coverage, NCB, etc.

Inclusions of Chevrolet Spark Car Insurance

A Chevrolet Spark car will be covered for the following incidents under a Chevrolet insurance policy:

  • Third Party Liabilities - Any third party liabilities arising out of causing accidental loss or damages to the property of a third party or injuries to them with the Chevrolet Spark car is covered. It also provides compensation to the third party on the car owner’s behalf if the accidental injury results in the disability or death of the third party.
  • Own Damages to the Car - Any damages or losses incurred on the Chevrolet Spark car as a result of the following events are covered:
    • Theft of the Spark car
    • Natural disasters, such as floods, earthquakes, avalanches, etc.
    • Manmade calamities, such as terrorist attacks, vandalism, riots, etc.
    • Fire and explosion
    • Accidents
  • Personal Accident of the Owner-Driver - Any accidental injuries caused to the owner-driver of the Chevrolet Spark car while using the vehicle is covered. It also provides compensation in case the accident leads to the death or disability of the vehicle owner.

Add-On Covers Under Chevrolet Spark Insurance:

A Chevrolet Spark car owner will get access to several add-on covers under the Chevrolet insurance policy. These add-on covers can enhance the coverage of the policy on payment of a slightly higher premium. Take a look at some of the add-on covers available under a Chevrolet Spark car insurance policy:

Exclusions of Chevrolet Spark Car Insurance

The Chevrolet Spark insurance policy will not provide coverage for the following expenses:

  • Damages to the car while driving it without a valid license
  • Any loss or damages caused to the Spark car outside the geographical limits of the country
  • Normal wear and tear of the car
  • Damages to the Spark car caused while driving under the influence of drugs or alcohol
  • Any loss or damages to the car caused while using it for commercial purposes
  • Non-accidental damages to the tyres of the Spark car
  • Damages caused to the car while using it for illegal things
  • Any loss or damages caused to the Spark car due to nuclear activities
  • Damages caused to the car while using it for unauthorized purposes, such as speed testing
  • Any loss or damages to the Spark car caused due to a war or related perils
  • Electrical and mechanical breakdown of the car

How to Buy Chevrolet Insurance Online for Spark Car?

The process of buying insurance for a Chevrolet spark car is easy when done online. Here are some of the steps that need to be followed to buy Chevrolet Spark car insurance online:

  • Visit a website offering Chevrolet car insurance online, like Policybazaar.com
  • Click on the icon of ‘car insurance’ on the homepage
  • Provide details of your Chevrolet Spark car, such as registration year, RTO, model variant, etc. or choose to enter the car registration number only
  • Fill up the form with your contact details
  • Select the preferred coverage for your Chevrolet Spark car
  • A list of car insurance plans will be displayed with their premiums and benefits
  • Choose the plan that you want to buy and pay its Chevrolet Spark insurance price online
  • The insurance provider will issue the Chevrolet insurance policy for your Spark car

How to Renew Chevrolet Spark Insurance Policy Online?

Renewing a Chevrolet insurance policy online is an easy task. Make sure to renew the policy before the existing policy expires. Given below are the steps for Chevrolet Spark insurance renewal online:

  • Go to a website where Chevrolet insurance renewal is available
  • Click on the option of car insurance renewal
  • Enter the details of your Chevrolet Spark car, including its age, RTO, etc.
  • Provide details of your existing policy, such as expiry date, claim history, etc.
  • Select the Chevrolet insurance plan that you wish to buy
  • Pay the Chevrolet insurance price for the selected plan online
  • The Chevrolet Spark insurance renewal will be done by the insurance company

Chevrolet Spark Car Insurance FAQs

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