PUC is Mandatory in India for Two Wheeler Insurance Renewal

PUC is compulsory at the time of two-wheeler insurance, it certifies that your two-wheeler is under the emission levels. The Insurance Regulatory and Development Authority of India has made it compulsory for the insurance companies to renew the two-wheeler insurance policy only when the policyholder provides an updated PUCC.

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What is Pollution Under Control (PUC) Certificate?

Pollution Under Control (PUC) Certificate is a document that certifies your two-wheeler to be following and under the pollution rules. The government of India issues the certificate after testing the emission levels of the two-wheeler. You can get your two-wheeler tested to check the levels at any authorized emission testing centers; these centers are mostly located at petrol pumps.

The certificate carries certain details like the serial number of PUCC, PUC test validity date, registration number of your bike/scooter, the date of emission test.

Importance of PUC Certificate

  • As per the Motor Vehicles Act 1988, it is mandatory to carry a PUC certificate while riding a two-wheeler on the roads.
  • The two-wheeler insurance renewal demands an updated PUC certificate from the policyholder.

Why is The PUC Test Necessary?

It is mandatory as per the government to get your two-wheeler tested and just like the insurance document, carry the PUC certificate with yourself every time you're riding on the road. Omitting to carry the document would lead to a heavy fine.

Now, the question is why the government has mandated the PUC test?

It is because the PUC test will keep the track of your two-wheeler's health. If your two-wheeler is healthy then it will keep the environment healthy 

Meaning hereby, when the two-wheeler burns the fuel in the wrong way it pollutes the environment, a mandatory PUC test helps to keep this under control.

PUC Certificate for Two Wheelers

Below mentioned are the levels of pollution that a two-wheeler can emit:

Vehicle Type

Carbon Mono-Oxide

HydroCarbon (PPM)

Two- Wheelers manufactured on or before 31 March 2000 (Two/Four-stroke)

4.5%

9000

Two- Wheelers manufactured after 31 March 2000 (Two-stroke)

3.5%

6000

Two- Wheelers manufactured after 31 March 2000 (Four-stroke)

3.5%

4500

The Validity Period of a PUC Certificate

When you will buy a two-wheeler the dealer will provide you with the PUC certificate. That certificate is valid only for 1 year. After that, you must renew it at any authorized emission testing center. The PUC from the emission center is valid for 6 months. Hence, you are required to renew your PUC certificate every 6 months. 


Advantages of PUC Certificate for Two Wheeler

Following are the advantages of having a PUC certificate for two-wheelers: 

1. Protects The Environment

The true picture of the global environment is in front of everyone and the little contribution in the deterioration of the climate is of the pollution. Carrying a PUC certificate along with your two-wheeler insurance reflects that you are a responsible citizen and care for the environment. Testing your two-wheeler for pollution and ensuring that it is following the permitted emission levels. 

2. Awareness of Your Two wheeler's Condition

If you will check the health of your two-wheeler, you will stay aware of its fluctuating pollution levels. You can get your vehicles for servicing at regular intervals. If you notice the higher level of pollution emission you can instantly get it checked with the mechanic to avoid any further issues. The regular check-up, testing, and updating of the PUC certificate will help you maintain the condition of your two-wheeler.

3. Law Abiding Citizen

Carrying a PUC certificate makes you a law-abiding citizen. Following the rules set by the government of India makes you avoid penalties that may incur if you'd not obey them. 

4. PUC is Compulsory For Insurance Renewal

An updated PUC certificate is a mandatory document required at the time of two-wheeler insurance renewal. The Insurance Regulatory and Development Authority of India has made it compulsory for insurance providers to renew the vehicle's insurance only when the documentation is complete with the PUC certificate.

How Can You Get a PUCC for Your Two Wheeler?

Follow the below-mentioned steps:

  • Find an authorized emission testing center, it is either available at petrol pumps or you can find locate a licensed RTO-approved PUC center online by visiting the Parivahan platform.
  • Once you will locate the PUC center, take your two-wheeler there and get it tested by the mechanic. He will insert the emission testing tube into the exhaust pipe of the two-wheeler which will provide the emission levels.
  • Once it is done, he will draft the PUC certificate of your vehicle that will be generated electronically and contain the emission levels of your two-wheeler.

The Final Word

It is pretty much evident that updated pollution under control (PUC) certificate is very important for the policyholder. Not only it comes in handy at the time of two-wheeler insurance renewal process but also keeps the health of the two-wheeler in check. You must stay aware that not following the rule may lead to prosecution under Section 190(2) as per the Motor Vehicles act 1988 which means the charges as penalty. 

Written By: PolicyBazaar - Updated: 16 September 2021
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