We promise limited calls
Without health insurance, getting sick or injured could mean going bankrupt, going without needed care, or even dying needlessly’- Jan Schakowsky
With the surging healthcare costs, most of us buy health insurance plans as a means to reduce our medical expenses. Health insurance is a boon for people looking for quality medical treatment, as it frees them from worrying about hefty medical bills. Though the sum of money you spent from your own pocket would be reimbursed, you might have to bear the initial amount.
We found a way for you to put this concern to rest, and that is Cashless Claims. But, what are cashless claims?
A cashless claim is an option that states you are not required to pay for the medical procedure or treatment that is covered by your health insurance policy. Your insurance provider will compensate your medical bills directly with the concerned hospital.
This facility makes medical treatments more accessible and affordable, as you do not have to worry about paying a hefty amount of money during hospitalization as well as during the treatment. However, you can avail this facility only at partner hospitals or network hospitals.
A network hospital is a hospital that ties up with your insurance provider and allows you to avail of cashless medical treatment based on deferred payment. Insurance companies, generally, have wide network of hospitals across the country. These network hospitals are also known as Cashless Network Hospitals.
Cashless network hospitals work similar to non-network hospitals or regular hospitals for the most part. You can visit a network hospital and get health care without having to pay to the hospital. This includes room rent (subject to a limit), admission charges, doctor or specialist fees, ambulance cost, and not to forget the treatment cost.
Your insurance provider would settle your medical bills against the Sum Assured, which you chose while purchasing your health insurance policy.
The insurer would bear all the aforementioned expenses, provided that the treatment was assured by your health plan.
You simply have to inform the hospital that your treatment cost would be covered under the cashless facility, and submit a valid identity proof, such as an identity card issued by the insurance provider or your policy documents.
When you get hospitalized for any treatment - be it emergency or routine check-up, it’s a stressful time for your family and you. Many hospitals insist on periodic clearance of the medical bills. In such a case, your family has to run around to pay exorbitant bills and make sure you receive quality healthcare at the same time.
With the cashless medical service, your insurance provider pays your bills after the completion of your treatment.
In case you are away from your residence and you need to get hospitalized, you can use any of your insurance provider’s network hospitals across the country to avail the treatment without making any payments or having to settle the incurred medical cost.
In order to file a claim, you need to follow the procedure mentioned below:
Cashless hospital claims cover the treatment that requires a hospital stay over 24 hours.
The list of the day-care facilities (requiring less than 24 hours stay) is as follows:
Cashless claims also cover surgical treatments and procedures in the digestive tract along with female and male reproductive organs.
While cashless hospitalization covers a number of treatments and medical procedures, there is a list of exclusions as well, under which your insurance provider does not pay for the treatment. Some of the exclusions are listed below:
|Network Hospital||Address||City||State||Pin Code||Map|
|Vardan Maternity Hospital||112,shahanoormiyan Darga Road||Aurangabad||Maharashtra||431005||Map|
|Hitech Critical Care And Bonde Hospital||107, Samata Nagar,adalot Road||Aurangabad||Maharashtra||431001||Map|
|Radhika Hospital||109, Samarth Nagar||Aurangabad||Maharashtra||431001||Map|
|Sanjeevani Criticare And Research Centre Pvt Ltd||14, Kushalnagar, Jalna Road||Aurangabad||Maharashtra||431005||Map|
|Dongre Hospital||1st , Shrinathji Apartment||Aurangabad||Maharashtra||431001||Map|
|Shatauyshi Rugnalaya||3, Jai Vishwabharati Colony,chetak Choda Chowk||Aurangabad||Maharashtra||431001||Map|
|Sarakshi Netralaya||32, Shri Niketan Colony, Jalna Road||Aurangabad||Maharashtra||431001||Map|
|Citicare Superspeciality Hospital||3, Raghuveernagar,jalna Road||Aurangabad||Maharashtra||431005||Map|
|Sushiladevi Sharma Hospital||8, Bansilal Nagar||Aurangabad||Maharashtra||431005||Map|
|Dande Hospital And Research Centre||49,bhagwat, Mayanagar, N-2 Cidco||Aurangabad||Maharashtra||431003||Map|
|Unity Hospital||6,7, 33 To 35, Survey No 10, Shahanoor Wadi||Aurangabad||Maharashtra||431005||Map|
|Kodlekeri Hospital And Trust||8, Manjeet Nagar||Aurangabad||Maharashtra||431001||Map|
|Pawade Nursing Home||Banlilal Nagar,station Road||Aurangabad||Maharashtra||431001||Map|
|Bembde Hospital||Beed Bypass Road||Aurangabad||Maharashtra||431010||Map|
|Chaitanya Childrens Hospital||Central Bus Stand||Aurangabad||Maharashtra||431001||Map|
|Jalna Mission Hospital||Devalgaon Raja Road||Aurangabad||Maharashtra||431203||Map|
|Bhamare Hospital||H - 6, Cidco||Aurangabad||Maharashtra||431003||Map|
|Kamat Hospital||Gat No 43, Beed By Passs Road, Satara Parisar||Aurangabad||Maharashtra||431005||Map|
|Manish Hospital||Plot Ni. 647, Shivneri Nagar,garkheda Parisar||Aurangabad||Maharashtra||431005||Map|
|Nairs Eye Clinic||Plot No.2and3,ranjanwan Housing Society,n-9 M-2 Road,hudco||Aurangabad||Maharashtra||431003||Map|
|Sai Multi Speciality Hospital||Saubhagya Chowk, Jalgaon Road||Aurangabad||Maharashtra||431001||Map|
|Dumir Maternity And Nursing Home||Warad Ganesh Mandir Road,samarth Nagar||Aurangabad||Maharashtra||431001||Map|
|Rudra Hospital And Critical Care Centre||160161 Tilak Nagar Veer Savarkar Chowk||Aurangabad||Maharashtra||431005||Map|
|Wagh Nursing Home||126, Madhushree Varad Ganesh Mandir Road, Samarth Nagar||Aurangabad||Maharashtra||431001||Map|
|Shraddha Surgical Hospital||Plot No.27 Manjeet Nagar, Akashwani Chowk, Jalna Road||Aurangabad||Maharashtra||431001||Map|
|Life Surgical And Materity Home||Plot No-6, N-2 Cidco Sector-a Ramnagar Corner, Jalna Road||Aurangabad||Maharashtra||431003||Map|
|Safalya Fertility Endoscopy And Intensive Medical Care Centre||41/151/29,khadkeshwar||Aurangabad||Maharashtra||431001||Map|
|Shree Balaji Research Centre And Hospital Pvt Ltd||P-84, More Chowk Walunj, Midc Bajaj Nagar||Aurangabad||Maharashtra||431136||Map|
|Health World||A-102, 1st Floor, Jovekar Complex, Karanja Road||Uran||Maharashtra||400702||Map|
|Dr. Akerkar Hospital||No. 630, Nasir Apt,bazar Peth||Uran||Maharashtra||400702||Map|