Network Hospitals

network hospitals allow the customers of the insurance company to obtain cashless hospitalization facilities. The customers do not have to pay the hospital bill if they get admitted to a network hospital of .

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Claim Process of

      offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:

      Cashless Process

      Step 1: Find network hospital
      • Find the nearest network hospital of
      • Get admitted to the hospital
      Step 2: Inform
      • Notify the insurance company about the hospitalization
      • In case of pre-planned hospitalization, intimate the insurer before hospital admission.
      Step 3: Get Pre-authorization
      • Fill up the pre-authorization form and submit it to the hospital staff
      • The pre-authorization form will be sent to for approval.
      • Once approved, obtain medical treatment.
      Step 4: Hospital Discharge
      • At the time of discharge, sign all the medical documents.
      • Pay for the items/services not covered under the policy
      Step 5: Claim settlement
      • The network hospital will send the hospital bill to .
      • After review, the insurance company will pay the bill amount directly to the network hospital.

      Reimbursement Claim Process:

      Step 1: Get Hospitalized
      Get admitted to a non-network hospital of
      Step 2: Intimate the Insurance Company
      • Intimate about the hospitalization
      • In case of planned hospitalization, inform the insurance provider before hospital admission.
      • Obtain medical treatment
      Step 3: Hospital Discharge
      • During discharge, pay the hospital bill in full.
      • Collect all the medical documents, hospital bills and receipts
      Step 4: Submit Documents
      Submit all the documents to
      Step 5: Settlement of Claim
      After reviewing the documents, will pay the claim amount