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Bharti Axa Network Hospitals in Madurai

Overview of Bharti Axa Network Hospitals

Network Hospitals Overview

Without health insurance, getting sick or injured could mean going bankrupt, going without needed care, or even dying needlessly’- Jan Schakowsky

Indeed!

With the surging healthcare costs, most of us buy health insurance plans as a means to reduce our medical expenses. Health insurance is a boon for people looking for quality medical treatment, as it frees them from worrying about hefty medical bills. Though the sum of money you spent from your own pocket would be reimbursed, you might have to bear the initial amount.

We found a way for you to put this concern to rest, and that is Cashless Claims. But, what are cashless claims?

A cashless claim is an option that states you are not required to pay for the medical procedure or treatment that is covered by your health insurance policy. Your insurance provider will compensate your medical bills directly with the concerned hospital.

This facility makes medical treatments more accessible and affordable, as you do not have to worry about paying a hefty amount of money during hospitalization as well as during the treatment. However, you can avail this facility only at partner hospitals or network hospitals.

What is a network hospital?

A network hospital is a hospital that ties up with your insurance provider and allows you to avail of cashless medical treatment based on deferred payment. Insurance companies, generally, have wide network of hospitals across the country. These network hospitals are also known as Cashless Network Hospitals.

How do Cashless Network Hospitals work?

Cashless network hospitals work similar to non-network hospitals or regular hospitals for the most part. You can visit a network hospital and get health care without having to pay to the hospital. This includes room rent (subject to a limit), admission charges, doctor or specialist fees, ambulance cost, and not to forget the treatment cost.

Your insurance provider would settle your medical bills against the Sum Assured, which you chose while purchasing your health insurance policy.

The insurer would bear all the aforementioned expenses, provided that the treatment was assured by your health plan.

You simply have to inform the hospital that your treatment cost would be covered under the cashless facility, and submit a valid identity proof, such as an identity card issued by the insurance provider or your policy documents.

Benefits/Advantages of Cashless Network Hospital:

When you get hospitalized for any treatment - be it emergency or routine check-up, it’s a stressful time for your family and you. Many hospitals insist on periodic clearance of the medical bills. In such a case, your family has to run around to pay exorbitant bills and make sure you receive quality healthcare at the same time.

With the cashless medical service, your insurance provider pays your bills after the completion of your treatment.

In case you are away from your residence and you need to get hospitalized, you can use any of your insurance provider’s network hospitals across the country to avail the treatment without making any payments or having to settle the incurred medical cost.

How do you file a claim through Cashless Network Hospitals?

In order to file a claim, you need to follow the procedure mentioned below:

  • In the event of a planned surgery, you need to inform your insurer to authorize the cashless treatment.
  • In case of an emergency treatment or surgery, you must inform your insurance provider within 24 hours of you being hospitalized.
  • In certain cases, you will be given an identity card. You can use this ID card to avail cashless services at any of your insurer’s partner hospitals.
  • You can undergo a treatment at any network hospital without making any payment.
  • The insurance provider would then send you a summary of all the charges applicable, and you have to pay for the exclusions (if any).

List of Treatments covered by Cashless Network Hospitals:

Cashless hospital claims cover the treatment that requires a hospital stay over 24 hours.

The list of the day-care facilities (requiring less than 24 hours stay) is as follows:

Operations on Eyes-this consist of the following treatments:

  • Eyelid incision
  • Cataract operation
  • Tear duct operation
  • Corneal incision
  • Corrective surgery for ectropion, entropion
  • Removal of foreign body

Operation on Ears:

  • Stapedectomy
  • Stapedotomy
  • Operation on the middle-ear
  • Operation on auditory ossicles
  • Reconstruction of the middle ear
  • Tympanoplasty
  • Other operations on the inner ear
  • Incision of the inner ear

Operation on the tongue:

  • Glossectomy
  • Reconstruction of tongue
  • Other operation on the tongue

Operation of sinus and nose:

  • Nasal sinus aspiration
  • Foreign body removal
  • Operation on the nasal concha
  • Other operation on the nose

Operation of bones:

  • Dislocation surgery
  • Meniscus tear and ligament tear surgeries
  • Sutures and fractures of tendons
  • Orthopaedics and trauma surgeries
  • Other bone and joint surgery

Operation of subcutaneous tissues and skin:

  • Skin restoration and transplantation
  • Incisions of subcutaneous tissues and skin
  • Excision of subcutaneous tissues and diseased skin
  • Chemosurgery to the skin

Operation on face:

  • Incisions to face, jaw and mouth
  • Plastic surgery to mouth
  • Other operations to the face and mouth

Operations:

  • Chemotherapy
  • Radiotherapy (for cancer)
  • Lithotripsy
  • Haemodialysis
  • Coronary angiography

Cashless claims also cover surgical treatments and procedures in the digestive tract along with female and male reproductive organs.

Exclusions under the Cashless Network Hospitals:

While cashless hospitalization covers a number of treatments and medical procedures, there is a list of exclusions as well, under which your insurance provider does not pay for the treatment. Some of the exclusions are listed below:

  • Treatments arising out of suicide, self-injury or self-harm when insane or sane
  • Hospitalization due to radiation, biological or chemical weapons, or war
  • Treatments due to the complications arising out of AIDS/HIV, unless mentioned in the document of the policy
  • Items of personal convenience or comfort
  • Hospitalization arising out of the abuse of alcohol or psychotropic substances
  • Additional cost such as special diets
  • Mental disorders and congenital diseases as mentioned in the document of your policy
 

Bharti Axa Network Hospitals List in Madurai

Network Hospital Address City State Pin Code Map
Abhiman Kidney Centre 10e, Bb Road, Balarengapuram Madurai Tamil Nadu 625009 Map
Anbu Hospital 150/1, Kamarajar Salai Madurai Tamil Nadu 625009 Map
Apollo Speciality Hospitals Lake View Road, K.k. Nagar Madurai Tamil Nadu 625020 Map
Aravind Eye Hospital 1, Anna Nagar Madurai Tamil Nadu 625020 Map
Aristo Speciality Hospital 50-b, Bye Pass Rd Madurai Tamil Nadu 625010 Map
Ashwini Hospital 7/17-2, Iyer Bungalow Road, Moondrumavadi, Pudur Madurai Tamil Nadu 600007 Map
Atchay Speciality Hospital 378 A G.s.p Road Madurai Tamil Nadu 625004 Map
Avss Hospitals, Advanced Trauma Center 32 A, Kuruvikaarran Salai Madurai Tamil Nadu 625009 Map
Bgm Hospital 249, New Natham Rd, Iyyer Bungalow Madurai Tamil Nadu 625014 Map
Bhagavathi Hospitals Private Limited 77, Kamarajar Salai, Arasamaram Pillaiyar Koil Madurai Tamil Nadu 625009 Map
Devadoss Multi Speciality Hospital Door No. 75/1, Kodikulam Ist Street,alagarkovil Main Road Madurai Tamil Nadu 625007 Map
Dr.chidambaram Memorial Hospital No.10,valluvar North Street,2nd Main Road,jaihindpuram Madurai Tamil Nadu 625011 Map
Easvara Hospital 1 B, Old Post Office Road, Tallakulam Madurai Tamil Nadu 625002 Map
G.s. Hospital 15/9, Ramnad Main Road Irarathanallur Madurai Tamil Nadu 625009 Map
Guna Sundari Bose Hospital 46, Cmr Road Madurai Tamil Nadu 625009 Map
Guru Hospital Multispeciality Centre 94, T.p.k. Road, Pykara, Madurai Madurai Tamil Nadu 625004 Map
Harshitha Hospital 41, East Marret Street, 4th Lane Madurai Tamil Nadu 625001 Map
J.k. Hospital 190 Alagar Nagar K. Pusur Madurai Tamil Nadu 625007 Map
Janet Hospitals No:18, 1st Street,arasaradi,arasaradi Eb Office Madurai Tamil Nadu 625016 Map
Jeyan Hospital 43\1-a, Venkatapathy Lyengar Street, Kamarajar Salai Madurai Tamil Nadu 625009 Map
Lakshmana Hospital 93, Tpk Main Road, Pykara Madurai Tamil Nadu 625004 Map
Madurai Institute Of Orthopaedics And Traumatology Plot No-629 K K Nagar Madurai Tamil Nadu 625020 Map
Meenakshi Mission Hospital And Research Centre Lake Area, Melur Road Madurai Tamil Nadu 625107 Map
Mithraa Hospital No.22,sivagangai Road, Sathamangalam Madurai Tamil Nadu 625020 Map
Om Sakthi Hospital 187-2 Alagar Koil Main Road, Kpudur Madurai Tamil Nadu 625007 Map
Preethi Hospital 115/5, 120 Feet Road Madurai Tamil Nadu 625007 Map
Quality Care Hospital 32, Sarvodaya Main Road, Ellis Nagar Madurai Tamil Nadu 625010 Map
R.r Hospital No-345,80 Feet Road,anna Nagar Madurai Tamil Nadu 625020 Map
Raghavendhar Hospital 36-e, Kuruvikaran Salai Madurai Tamil Nadu 625001 Map
Rio Childrens Hospital Pvt. Ltd 9and10,west Main Rd. Anna Nagar Madurai Tamil Nadu 625020 Map
Saravana Hospitals 7-a, Maruthupandiar Nagar, 4th Main Road, Narimedu Madurai Tamil Nadu 625002 Map
Shenbagam Hospitals Pvt. Ltd 15 And 16, North Cross Street, Annanagar Madurai Tamil Nadu 625020 Map
Skg Hospital 19/1, Chinnamani Street Pudhunagar Madurai Tamil Nadu 625709 Map
Sri Devi Meenakshi Hospital 7/1, New Mahalipatti Road Madurai Tamil Nadu 625001 Map
Sri E N T Hospital 48a, Pandian Nagar West, Bye Pass Road Madurai Tamil Nadu 625016 Map
Sri Rajan Ortho Hospital No.64 Old 29b T.b. Road Mahaboopalayam Madurai Tamil Nadu 625016 Map
Srinivasa Hi-tech Multi Speciality Hospital 7-a Kalpalam Road Goripalayam Madurai Tamil Nadu 625002 Map
Thembavani Hospital 15, A.a Road,m Arapalayam Madurai Tamil Nadu 625016 Map
Vadamalayan Hospital Pvt Ltd 15, Jawahar Road, Chokkikulam Madurai Tamil Nadu Map
Vasan Eye Care Hospital 342, 80 Feet Road, Anna Nagar Madurai Tamil Nadu 625020 Map
Vasan Eye Care Hospital No 56/57, M. S. Road Vadesry Madurai Tamil Nadu Map
Vasan Eye Care Hospital No.72/128, A.v.a.r. Plaza Ponmeniputur Bypass-road Madurai Tamil Nadu 625106 Map
Vijay Nursing Home No.95,2nd Street,harveypatty,tirupparangkundram Madurai Tamil Nadu 625005 Map
Vikram Hospital And New Vikram Hospital 9 And 10, West Main Road, Korovikaran Salai Madurai Tamil Nadu 625020 Map
Vikram Multispeciality Hospital 3/424, Sivagangai Main Road, Ring Road Junction Madurai Tamil Nadu 605602 Map
Vn Neuro Hospital And Vn Neuro Center No. 256, Good Shepherd Street Madurai Tamil Nadu 625001 Map
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