Special Story

Break the bias: Motor insurance for women and gender-neutral car care tips

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Women can’t drive, you said? This mindset needs a change.

In recent years, there has been a significant increase in the number of female drivers in India. Women are now taking to the roads in large numbers, challenging traditional gender roles and stereotypes. Many women are choosing to drive to work, run errands, and take their children to school. In fact, in India’s business capital, Mumbai, every third driving license holder is a woman. And contrary to popular belief, research has shown that women are actually safer drivers than men. A recent study found that women drivers exceed speed limits 12% less than male drivers. Women are also more likely to wear seatbelts and less likely to drive under the influence of alcohol.

Protection first, please

Purchasing motor insurance is a non-negotiable for anyone who owns and drives a car, regardless of gender. With rising traffic, road accidents, and cases of theft, car owners have become more sensitized toward motor insurance. This has further been backed by the Motor Vehicles Act of 1988 which makes motor insurance mandatory for all vehicles.

And here’s a little secret: Since women are considered better drivers than men, they usually have to pay less premium on motor insurance. And now, with innovative products like ‘Pay As You Drive’ in the market, women drivers will pay even less premium.

Always remember to compare your motor insurance policy before buying as it ensures you have the right coverage for your vehicle. It’s also important to note that in order to make a successful claim, it is essential to understand your motor policy and follow the correct claim process.

Care for it, like a baby

Car care is often seen as a masculine domain, but in reality, anyone who drives a car should be able to take care of it. Regular maintenance and care can help extend the life of your car and keep it running smoothly. Here are some gender-neutral car care tips to keep your car in a good condition.

  • Pay attention to maintenance checks

    Your car’s manufacturer recommends a maintenance schedule in the owner’s manual. Follow this schedule closely to keep your car running at peak performance.
  • Keep your tires inflated and rotated

    Check your tire pressure regularly and make sure they are properly inflated. Overinflated or underinflated tires can affect your car’s fuel efficiency and handling. Rotate your tires every 5,000 to 7,500 miles to extend their life.
  • Change your oil routinely

    Regular oil changes are essential to the health of your engine. Check your owner’s manual for the recommended oil change interval. Typically, it is every 3,000 to 5,000 miles, but it can vary depending on the car’s model.
  • Keep your car clean

    Regular car washes not only keep your car looking good but also help prevent damage to the paint and body. Salt, bird droppings, and other debris can corrode your car’s exterior, so it’s important to wash your car regularly.
  • Watch out for warning signs

    Pay attention to warning lights on the dashboard, strange noises, or changes in the way your car functions. Addressing problems early can help you prevent further damage and avoid costly repairs.
  • Check your battery

    Your car’s battery is essential to starting your car. Have it checked regularly to make sure it’s holding a charge. If your car is slow to start, it may be a sign that your battery is failing.
  • Have your brakes inspected regularly

    Your brakes are one of the most important safety features in your car. Have them inspected regularly to make sure they are working correctly. Squeaking or grinding noises when you brake are signs that your brakes need attention.
  • Check your fluids regularly

    Your car's fluids, including coolant, brake fluid, transmission fluid, and power steering fluid, need to be checked regularly and topped off as needed. Low fluid levels can cause serious damage to your engine and transmission, so be sure to check them at least once a month.
  • Drive carefully

    Avoid harsh acceleration and braking, and try to drive at a steady speed on the highway. This can help reduce wear and tear on your engine and transmission, and save you money on fuel.

The rise of female drivers in India is a positive trend that should be celebrated. Women are proving to be safe and competent drivers, challenging traditional gender roles. And it’s about time we finally let go of the stereotype that women can’t drive.

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