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Term Insurance in Himachal Pradesh Barmana

Himachal Pradesh, known as the "Land of Gods," faces rapid development, urbanization challenges, and environmental concerns. With a growing population of over 68 Lakh residents, access to healthcare services and safety concerns present significant hurdles. In such a dynamic environment, term insurance emerges as an essential safeguard, offering indispensable financial protection for your family. Understanding its significance helps secure your loved ones amidst the region's evolving landscape.

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Need for Term Insurance Based on the Statistics of Himachal Pradesh

Here is a list of statistics that can help understand the importance of term insurance in ensuring family’s financial security:

  • The state has a total population of 68 Lakhs as per the latest census of 2011

  • The sex ratio of Himachal Pradesh is around 972 females per 1000 males

  • The total literacy rate, as per the last census of 2011, is 82.20%

  • Himachal Pradesh has a death rate of 6.9, as per the latest data

  • The state recorded a total of 4,246 deaths due to COVID-19 out of the total 3,23,096 cases registered

These reasons stress the importance of term insurance in Himachal Pradesh. State residents can easily buy term insurance online at premiums starting from just Rs. 473 per month for a 1 Crore life cover.

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+Price is calculated for salaried, annual income 10 Lacs & education is graduate and above.

Best Term Life Insurance Quotes in Himachal Pradesh Barmana

Himachal Pradesh Barmana, known for its natural beauty and economic growth, attracts people from all over India. The state's rapid development has led to rising living costs. To secure their families' financial future amidst challenges like environmental hazards, infrastructural strain, and limited healthcare access, residents should opt for term insurance plans catering to Himachal Pradesh Barmana's specific needs.

Policybazaar enables residents to find the best term life insurance plans in India, tailored for Himachal Pradesh Barmana, by comparing offerings from over 15 insurers. Selecting the right plan safeguards your family's finances amidst the evolving landscape.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Term Insurance Plan Entry Age Sum Assured Additional Benefits
ICICI Prudential iProtect Smart 18 to 65 years Rs. 50 Lakhs to Rs. 20 Crores
  • Terminal Illness benefit
  • Waiver of Premium
  • Life stage benefit
HDFC Life Click 2 Protect Super 18 to 65 years Rs. 50 Lakhs to Rs. 20 Crores
  • Terminal illness Benefit
  • Waiver of Premium on Critical Illness and Total and Permanent Disability
  • Return of Premium option
Max Life Smart Secure Plus 18 to 60 years Rs. 25 Lakhs to Rs. 1 Crore
  • Terminal Illness
  • Accelerated Critical Illness Benefit
  • Special Exit Value
  • Joint Life option
TATA AIA SRS Vitality Protect 18 to 60 years Rs. 50 Lakhs to Rs. 2 Crores
  • Early payout on Terminal illness
  • Accidental Death 
  • Accidental Total & Permanent Disability 
Bajaj Allianz Life eTouch 18 to 55 years Rs. 50 Lakhs to Rs. 10 Crores
  • Terminal Illness
  • Waiver of Premium
  • Early exit benefit 
PNB MetLife Mera Term Plan Plus 18 to 50 years Rs. 50 Lakhs to Rs. 10 Crores
  • Life stage benefit
  • Terminal Illness 
  • Accelerated Critical Illness
  • Waiver of premiums on ATPD or CI
Canara HSBC Young Term Plan - Life Secure 18 to 45 years Rs. 25 Lakhs to Rs. 20 Crores
  • Block Your Premium
  • Special Exit Value
  • Child Care Benefit
Kotak Life e-Term 18 to 65 years Rs. 50 Lakhs to Rs. 10 Crores
  • Smart Exit Benefit
  • Wellness Benefit
Bandhan Life iTerm Prime 18 to 65 years Rs. 25 Lakhs to Rs. 20 Crores
  • Special Exit Value
  • AD Rider
  • CI Care Rider
Edelweiss Life Zindagi Protect 18 to 65 years Rs. 50 Lakhs to No Limit
  • Flexible Death Benefit Payment Modes
  • Tax Benefits
ABSLI Salaried Term Plan 21 to 55 years Rs. 50 Lakhs to Rs. 5 Crores
  • Exclusively designed for salaried individuals
  •  Accelerated Critical Illness
  • Tax Benefits
SBI Life eShield Next 18 to 65 years Rs. 50 Lakhs to Rs. 10 Crores
  • Terminal Illness
  • Flexible Death Benefit Payment Modes
  • Better Half Benefit

* You can use a term insurance calculator to check the premiums applicable to your profile

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 10%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

How To Contact Policybazaar in Himachal Pradesh Barmana To Buy Term Plan?

You can buy a term plan or get in touch with Policybazaar’s Claim Assistance Helpline 1800-258-5881, log in to the 'My Account' section on their official website, or simply use the Policybazaar app to resolve your policy-related queries.

How to Buy Term Life Insurance from Policybazaar?

Why Should You Buy Term Insurance in Himachal Pradesh Barmana?

In Himachal Pradesh Barmana, amidst its picturesque landscapes and serene tranquility, lie challenges unique to the region. The state, nestled in the Himalayas, contends with harsh weather conditions, including heavy snowfall and landslides, which pose risks to residents and infrastructure alike. Additionally, remote areas face limited access to healthcare services, increasing concerns during medical emergencies. Such unpredictable circumstances emphasize the need for term insurance as a crucial safety net in Himachal Pradesh Barmana.

Given the state's rugged terrain and diverse climatic conditions, the importance of life insurance cannot be overstated. Here are compelling reasons why purchasing term insurance in Himachal Pradesh Barmana is imperative:

  • Financially Secure Family: With term insurance in Himachal Pradesh Barmana, you can financially secure your loved ones, as these plans payout the entire sum assured to the nominee on the death of the policyholder during the policy term.

  • Affordable Premiums: Term insurance plans in Himachal Pradesh Barmana start with premiums as low as Rs. 473 per month for a 1 Crore term insurance. You can easily buy the most suitable plans with the right life cover by comparing plans based on their premiums.

  • Child’s Future Expenses: Your children can use the benefit amount to take care of their financial needs, like pursuing higher education, funding business endeavors, or getting married.

  • Pay off Loans and Debts: Your family might be burdened with the repayment of outstanding loans and debts in your absence. A term insurance payout can help them pay off these debts.

  • Live a Stress-free Life: Term insurance for Himachal Pradesh Barmana allows you to live a stress-free life as you don’t have to worry about your family’s financial security in your absence anymore.

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Why Buy Term Plans From Policybazaar? 

  • Dedicated claim support for family FREE

  • Discounts up to 10% on buying online

  • 100% calls recorded to ensure no mis-selling

  • Advisors available in your city

  • Refund at the click of a button

FAQs

  • Q: What is term insurance?

    Term insurance is a type of life insurance that offers large life cover at highly affordable premiums allowing people of all age groups and economic backgrounds to buy term plans.
  • Q: How does term insurance work?

    Term insurance works providing the required life cover to the policyholder in exchange for regularly paid premiums. You can select the life cover to fit your needs and ensure your family’s financial stability in the event of your unfortunate demise.
  • Q: Is term insurance tax-deductible?

    Yes, you can claim term insurance tax benefits as per the prevailing tax laws under sections 80C and 10(10D) of the Income Tax Act, 1961.
  • Q: Can I buy term insurance online in Himachal Pradesh Barmana?

    Yes, you can easily buy term insurance online in Himachal Pradesh Barmana from Policybazaar offline or online as per your convenience.
  • Q: How can I contact the customer support to resolve queries of term insurance?

    You can easily get in touch with the Policybazaar insurance advisor to get your doubts and queries resolved and to know about various term plans available.
  • Q: How can I find out the best term insurance plans in Himachal Pradesh Barmana 2024?

    Policybazaar is an online aggregator which offers its own comparison engine that allows you to compare plans from over 15+ top insurers.
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in


Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
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