Best Student Travel Insurance

Best Student Travel Insurance Plans in India

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Are you going abroad for further studies? To ensure hassle free studies, you should first get a student travel insurance. Studying abroad involves a number of unforeseen risks. Overseas travel insurance makes sure your study is not interrupted by any financial contingency whilst abroad. Travel insurance coverage protects the students against medical and non-medical contingencies. Here are some more reasons why you should consider getting a student travel insurance before leaving India.

 Most of the universities abroad make it mandatory for their students to get travel insurance coverage.

  • Medical expenses abroad are unbearably high, which makes it very important for the students to get a student health travel insurance.
  • Getting a student travel insurance from India is far cheaper than getting it from UK or US
  • The parents are always concerned about their children when they go abroad for higher education. But when they know their children are covered under student travel insurance, it brings a mental relief to them.

The best student travel plans combines the features of both medical insurance and regular travel insurance. Further, it provides comparatively wider coverage than other forms of insurance. It includes what is usually excluded from regular insurance policies such as dental treatment, mental and nervous disorders and maternity cover. Here's out top pick of the best travel insurance plans for students.

1). ICICI Lombard Overseas Student Travel Insurance

ICICI Lombard, the largest private sector general insurance company in India, has one of the highest claim settlement ratio among insurers. The company has joined hands with US based health care provider United Health Care, to offer the best of health care benefits to the students pursuing education in US. ICICI has tie-ups with a network of over 500 universities worldwide. Overseas student travel insurance provides a comprehensive coverage including:

  • Medical expenses during your study abroad
  • Non-medical expenses
  • Dental treatment
  • Loss of baggage/passport/documents
  • Personal liability
  • Study interruptions
  • Sports injuries
  • Mental and nervous disorders
  • Maternity cover
  • Family visit expenses
  • Repatriation of remains

2). TATA AIG Student Guard Plus

TATA AIG promises the insured of quick disbursement of claims via its vast web of network hospitals worldwide. Student Guard Plus comes with 24 hrs. worldwide emergency assistance service. But what really sets this plan apart is Red 24 Service, that is a kind of an advanced information center aimed at informing the insured about the specific potential risks and threats in a particular location. Another unique feature is that it covers medical expenses on cancer screening and mammography. It covers the following:

  • Emergency medical evacuation
  • Repatriation of remains
  • Felonious assault
  • Study interruption
  • Sponsor protection
  • Accident medical expenses
  • Parents/guardians visit to student
  • Visit by student
  • Personal accident cover
  • Maternity benefits for termination of pregnancy
  • Mental and nervous disorders

3). Bajaj Allianz Student Elite Plan

Every student is unique and so is his/her insurance needs. The best insurers understand this and offer distinct and tailor made coverage to meet individual needs. That's why Student Elite Plan comes in three variants, standard, silver and gold. Bajaj Allianz boasts of being the only insurance company with in-house international toll-free numbers. Student Elite gives a wide coverage for the following: 

  • Hospitalization expenses
  • Loss of baggage
  • Family visit and other incidental expenses
  • Bail bonds and tuition fee
  • Loss of passport
  • Dental pain relief
  • Cancellation/curtailment of trip
  • Home burglary cover

Compare and Save Big!

To find the best student travel insurance online, always compare the plans being offered in the market. Never make sum insured and premium, the sole basis of comparison. Research well and compare the available options on parameters such as claim settlement ratio, online facilities, network of hospitals and awards and recognitions earned by the insurer.

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