Wondering how to decide the
ideal cover amount for your term insurance?
Choose a sum that can cover your family's monthly expenses
It is advised to have a plan that can cover 10-15 times your annual expense to beat inflation and meet your family's day to day expenses
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Keep the sum higher for outstanding debts and loans
Let your insurance take care of the financial obligation in your absence. It can save your family from extreme financial and emotional stress.
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Plan your spouse retirement too
A higher sum assured is even more important if your spouse does not have any income source.
Secure your children future needs
Your term plan should have enough cover amount to take care of the rising
healthcare cost, education fees, marriage and other life events cost
, in your absence
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