Did you know hospitalisation expenses in India are rising at 14% annually?

Here's how health insurance cover these IPD expenses 

IPD refers to the medical facility at a hospital where patients are admitted for intensive care, surgeries, or prolonged treatments for 24 hours or more.

Types of IPD Services

Patient visits hospital after doctor’s advice for admission.

Basic details, ID proof, insurance, and advance payment submitted.

Room/bed given based on availability and patient’s needs.

Getting Admitted

Registration

Bed Allotment

How Does IPD Work in a Hospital?

Nurses do basic tests and check-up before treatment.

Patient gets treated, monitored, and given medicines on time.

Consent Form

Health Check

Treatment & Care

Patient or family signs consent for treatment or surgery.

Doctor approves discharge. Patient gets medicines, care tips, and follow-up date.

Dishcharge

₹6,788 per day in private hospitals and ₹2,833 per day in government hospitals

is the average IPD consultation according to a study conducted by IIT Jodhpur.

Most mediclaim policies cover IPD treatment. It covers the following:

✔️ Room rent ✔️ Surgeon fees ✔️ Operation theatre charges ✔️ Nursing fees

Many health insurance for senior citizens and families also pay for pre-hospitalisation and post-hospitalization expenses resulting from in-patient treatment.

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