5 Things Your Car Insurance Might Not Cover

Damages While Driving Under the Influence

Accidents occurring when the driver is under the influence of alcohol or drugs are excluded.

Raising Claims Under a Lapsed Policy

If your insurance policy has expired or lapsed, any claim made will be rejected.

Damages When Driving Without a Valid License

If the driver doesn’t hold a valid license at the time of the incident, coverage is denied

Damages Due to Wear & Tear

Normal deterioration or wear from regular use isn’t insurable.

Damages from Mechanical or Electrical Failure

Issues not caused by an accident like part failures or faults—aren’t covered.

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