Hello Devasani, thanks for reaching out. Senior Citizen Health Insurance is a type of health insurance policy that covers medical expenses for people over the age of 60. It provides preventive health check-ups for the elderly as well as cashless hospitalisation at the insurance company's network hospitals. It covers pre-existing diseases, hospitalisation costs, critical illness, as well as pre- and post-hospitalisation costs and coronavirus treatment.

A senior citizen insurance policy provides a number of advantages to the elderly. The following are some of the primary advantages of purchasing a senior citizen policy in India:

Medical Coverage for the Elderly- Senior citizen health insurance plans cover people over the age of 60, whereas regular family health insurance plans typically cover people up to the age of 65.

Pre-medical Screening- Unlike regular plans, most health plans do not require elderly people to undergo any medical screening before purchasing the policy.

Things to consider while purchasing a Senior citizen insurance policy
1. Day Care Treatment
2. Cashless Hospital
3. Efficacy of Health Insurance
4. No Claim Bonus

You can learn more about the Senior Citizen Insurance policy

Hope this helps.