Group Health Insurance

Get the best group health insurance plan for your employees at PolicyBazaar. Compare and choose the best plan that offers comprehensive cover

Group Health Insurance

Group Health Insurance provides risk coverage to the people who belong to a specific group. Generally, this policy comprises employees of an organization or members of a group. This insurance plan can also be called as Corporate Health Insurance policy. To understand Group Health Insurance more precisely, we can say that it is an insurance plan given by employers to its employees.

A Group Mediclaim policy is the best way to protect your employees and their families, especially with the constant rise in medical expenses. This is because the Group Mediclaim policy covers the expensive medical treatments costs incurred by the employee if hospitalized due to an illness or an accidental injury.

When the group health insurance is provided by the employer, then both employee and employer are supposed to be the beneficiary. This is because; the plan addresses both the parties of a group.

Advantages of Group Health Insurance Policies

Employees are the treasured part of any organization. These days more and more companies are becoming employee-centric and corporate health insurance has emerged as one of the most preferred benefits to lure new talent. It plays a crucial role in influencing the psychology of an employee. It makes him feel part of a company and thus, it curtails employee attrition rate and unrest in labor unions. Moreover, it increases their productivity which increases profitability of a business. Special insurance schemes where families are also covered for benefits make employees faithful towards their employers. Moreover, by offering coverage to your employees, you become eligible to get tax deductions under Income Tax Act. So group or Corporate health insurance policy is a win-win situation for both employees and employers.

Advantages for Employers:

  • Helps in Employee Retention: In this modern era when there are a lot of jobs in all the fields, employee retention has become a difficult task. However, if the employer provides benefits like health insurance coverage to all its employees and his/her families as well, then the chances of an employee staying in the company increase.   
  • Tax Benefits: As mentioned above both employer and employees are the beneficiaries in a health insurance plan for the group, thus the employer also gets tax benefits for providing such policies to its employees.
  • Motivated Employees: Today, when the medical costs are at its peak, having a corporate health insurance plan, motivates employees.
  • Better Benefits in Low Cost: Health insurance for employees provide better benefits in comparatively lesser cost than individual health insurance policy.

Advantages for Employees:

  • Pre-Existing Disease is Covered from Day 1: Unlike any individual health plan, a group health insurance policy starts covering pre-existing diseases from the day an employee joins the organization. In this way, there is no waiting period for any pre-existing disease.
  • An Extensive Range of Coverage with No Limited on Diseases: Apart from covering pre-existing diseases, a group health insurance plan for employees provides a wider coverage with no limit on diseases.
  • Larger Maternity Coverage: A wider maternity cover is one of the best advantages given to young employees. Most of these plans provide coverage for both C-section and normal deliveries. Some plans as well cover the newborn babies without a standard 90 days of maternity cover.

Companies Offering Group Mediclaim Insurance Policy in India

In the below grid, find the highlights of the different insurance companies providing group mediclaim policy:

Insurance Provider Waiting Period (Pre-existing Diseases) Incurred Claim Ratio Renewability Network Hospitals
Aditya Birla Health Insurance 4 years 59% N/A 6000 and above
Bajaj Allianz General Insurance 3 years 85% Lifelong 6500 and above
Bharti AXA General Insurance 3 years 89% N/A 4500 and above
Cholamandalam MS General Insurance 4 years 35% N/A 8100 and above
Digit General Insurance N/A 11% N/A 5900 and above
Edelweiss General Insurance 4 years 115% Lifelong 2500 and above
Future Generali General Insurance 4 years 73% Lifelong 5100 and above
HDFC ERGO General Insurance 4 years 62% N/A 10,000 and above
HDFC ERGO Health Insurance (Formerly Apollo Munich Health Insurance) 4 years 63% N/A 10,000 and above
ICICI Lombard General Insurance N/A 76% N/A 5000 and above
IFFCO Tokio General Insurance N/A 102% N/A 5000 and above
Kotak Mahindra General Insurance 4 years 47% Lifelong 4800 and above
Liberty General Insurance 4 years 82% N/A 5000 and above
ManipalCigna Health Insurance 4 years 90% Lifelong 6500 and above
Navi General Insurance (Formerly DHFL General Insurance) 90 days 46% N/A 4900 and above
Oriental General Insurance 4 years 108.80% N/A 4300 and above
Reliance General Insurance N/A 94% N/A 7300 and above
Religare Health Insurance No Waiting period 55% N/A 7400 and above
Royal Sundaram General Insurance N/A 61% N/A 2200 and above
SBI General Insurance 4 years 52% N/A 6000 and above
Star Health and Allied General Insurance (Withdrawn) 4 years 63% N/A 9,900 and above
Tata AIG General Insurance N/A 78% Lifelong 6300 and above
United India General Insurance N/A 110.51% Lifelong 7000 and above
Universal Sompo General Insurance N/A 92% N/A 4000 and above
See More Plans

*Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer. The data for shown in the above table are for IRDA Annual Report 2018-2019.

Let us discuss the key highlights of the plans offered by the above-mentioned insurance providers:

  1. Star Health MediClassic Insurance Policy 

The key highlights of the policy are: 

  • Non-allopathic treatment is covered up to a predefined limit.
  • Cover for pre-hospitalization costs that have occurred 30 days before hospitalization and for a predefined point of confinement of time in the event of after hospitalization.
  • Cover for day-care procedures.
  • Cover for expenses if in case you have been admitted in the hospital for a minimum 24 hrs inclusive room charges, boarding charges, expenses of the specialist, consultation, ambulance, and so forth. 
  1. ICICI Lombard Group Health Insurance Policy 

The key highlights of the policy are: 

  • Can be customized relying on the requirements.
  • Cover for medical expenses if the individual has been hospitalized for at least 24 hrs.
  • Cover for a 30 days pre-hospitalization and 60 days post-hospitalization.
  • Cover for 9 major critical illness.
  • The plan additionally offers cashless facility at any of the selective accomplice hospitals. 
  1. Future Generali Group Health Insurance 

The key highlights of the policy are: 

  • Cover for each treatment-related cost, for instance, blood, diagnostic, dialysis, chemotherapy, surgical appliances, and so forth.
  • It provides a completely cashless facility for the employees and hassle-free documentation and bills.
  • Cover for every one of the costs acquired from the time an individual is hospitalised it gets discharged, for example, medicine and drugs cost, consultation fees, and so on. 
  1. HDFC ERGO Group Health Insurance Policy 

The key highlights of the policy are: 

  • Cover for pre and post-hospitalization expenses.
  • Cover for domiciliary hospitalization and day-care expenses.
  • Cover for costs identified with a hospitalization brought about by sickness or an unfortunate accident.
  • Cover for medical treatment expenses such as diagnostic materials, blood, x-ray, oxygen, and so on. 
  1. Reliance Group Mediclaim Insurance Policy 

The key highlights of the policy are: 

  • Coverage for pre and post-hospitalization costs for a specified number of days.
  • It provides coverage for hospitalization expense, which includes charges for room, operation theatre, fees of a medical practitioner, anaesthetist, nursing expenses, and so on.
  • Coverage for expenses related to medicines and drugs, diagnostic expenses, which includes blood, anaesthesia, oxygen, and so on, surgical appliances, radiotherapy, X-rays, dialysis, artificial limbs and organs, consumables, etc.
  • Coverage under domiciliary hospitalization wherein the patient is being administered at home due to lack of accommodation in the hospital, the patient is restricted from shifting to the hospital given the medical condition.
  • Coverage if in case the patient is hospitalized for more than 24 hours at a stretch.
  • Provides value-added benefits such as family floater clause, one-day cover for maternity, pre-existing illness, etc.
  • Cashless claims across network hospitals. 
  1. Oriental Group Mediclaim Insurance Policy 

The key highlights of the policy are: 

  • Cashless treatment across network hospitals.
  • The benefit of daily cash allowance depending upon the sum insured.
  • Expenses incurred in case of hospitalization for a minimum period of 24 hours.
  • Expenses incurred towards domiciliary hospitalization wherein the condition of the patient is such that the patient cannot be moved towards the hospital or when there is no room in the hospital.
  • Medical expenses incurred under pre-hospitalization for a period of up to 30 days before the date of admission.
  • Medical expenses incurred for a period up to 60 days from the date of discharge from the hospital. 
  1. Bajaj Allianz Group Mediclaim Policy 

The key highlights of the policy are: 

  • It offers coverage for pre-existing diseases, nursing charges, ambulance charges, charges for operation theatre, organ transplant, dialysis, radiotherapy and so on.
  • Coverage against expenses related to day-care procedures.
  • Expenses incurred in the process of pre and post-hospitalization.
  • The benefit of cashless claim settlement at network hospitals.
  • Round-the-clock assistance.
  • Quick disbursement of claims with an in-house Health Administration Team.
  • Availability of individual and floater cover.
  • Tax Benefit under section 80 D of the Income Tax Act. 
  1. IFFCO Tokio Group Mediclaim Policy 

The key highlights of the policy are:

  • Expenses incurred towards various hospitalization charges are covered.
  • Provides coverage for diagnostic expenses, consumables and medicine and drugs.
  • Coverage for pre and post-hospitalization costs.
  • Coverage for day-care treatment and domiciliary hospitalization.

Features of Group Health Insurance Plans

There are several group or corporate health insurance policies available in the market. Listed below are some common features present in all employee health insurance plans.

  • Employee health insurance companies typically cover medical benefits for insured (self), spouse, children and dependent parents
  • Some health insurance providers cover pre-existing illness and maternity as well
  • Employee health insurance offers cashless hospitalization at network hospitals
  • Group health insurance can cover ancillary charges such as ambulance costs too.
  • Some employee health insurance policies provide fee reimbursements of specialists and other medical practitioners for follow checkups

Why Is Group Health Insurance Required?

Employees are the treasure of any organization and thus the companies provide various facilities to give them a healthy work environment. These days organizations are becoming more employee-centric than before and hence they offer health insurance plans to its employees. Some of the reasons why group health insurance plans are required and beneficial for both employers and employees are:

  • Wide Coverage and Better Benefits: Most of the group health insurance plans provide wide coverage and elaborated benefits to the policyholders.
  • Option to Get Customize Cover: The health insurance policies for groups and corporate give the option to customize coverage. For example, an employer can take a plan that provides maternity cover or OPD coverage.
  • Affordable Premiums: Comparing individual health insurance plan with group health insurance in terms of premiums shows groups health plan as affordable. This is because the premiums that one has to pay in respect of coverage that one gets is always higher in group health plans.

Group Health Insurance Inclusions

The common inclusions that most of the group health insurance plans provide to its policyholders are:

  • Pre-existing diseases are covered from day one.
  • Maternity cover is provided in all the group health insurance plans; however, some has a waiting period of 9 months whereas some do not.
  • The infant is covered from the day of his/her delivery.
  • Some plans also cover ambulance charges.
  • Pre and post-hospitalization expenses.
  • Domiciliary and daycare expenses.
  • Fees of a medical practitioner and specialists.
  • Room rent and nursing charges.
  • Anesthesia, oxygen, blood, OT charges, medicines, drugs, and cost of diagnostic such as x-ray, etc.
  • Some plans also cover radiotherapy, chemotherapy, pacemaker cost, etc.

Group Health Insurance Exclusions

The common exclusions that all the plans under this category have been:

  • Some policies do not cover the parents of the employee.
  • Non-allopathic treatments like homeopathy, Ayurveda, etc. are not covered.
  • The validity of a corporate health insurance policy for employees is always limited and is valid only until the employee works with the organization.
  • Congenital diseases and all the expenses incurred in the treatment of AIDS and other related alignments.
  • Alignment or complications arising out of the use or abuse of alcohol or drug. 

How to Claim for Group Health Insurance?

The common steps that most of the health insurance providers follow in order to file a claim are:

  • Contact the health insurance provider in order to file a claim as soon as possible by calling the toll-free number.
  • The customer care representative guides on the claim process and all the documents required.
  • An insured can download the claim form from the website of the insurance provider or can ask for the same to the customer care representative of the company.
  • Duly fill and sign the claim form.
  • Attach all the required documents with the form.
  • Send the claim form with all the documents to the specific address of the insurance provider.

Note: The policyholder is suggested to keep the copy of all the documents and claim form with him/her.  

Documents Required for Making a Claim

Documents always play a major role in the approval of the claim. The list of documents required in this case while making a claim are:

  • Duly filled claim form with the sign of concerned doctor or hospital.
  • Final investigation report.
  • Doctor’s prescription.
  • Medical reports.
  • Final bill with the breakup.
  • In case of accident, police report.
  • Cash memos and itemized bills.
  • Discharge summary with a suggested line of treatment.
  • Any other document required by the health insurance provider.

Note: The policyholder has to submit the original copies of all the documents.

Buy Group Health Insurance Policy at PolicyBazaar

Group health insurance is a medical insurance that covers a group of people, who are usually the members of societies, employees of a common company, or professionals in a common group. Group health insurance helps companies identify and mitigate the risks faced by their employees. Rising costs of healthcare have made it necessary for every employer to cover their employees and their families from financial instability that may arise in case of hospitalization. Also, corporate health insurance helps companies in attracting talented staff. Whether you are a small group or a company, you can easily retain best talent in the industry by offering comprehensive health insurance coverage.

Almost all health insurance companies offer flexible covers at affordable premium rates, which depend on conglomeration of factors, like size of the group, profile of members, etc.  It works under certain terms & conditions, which are applicable to all insured members.

At PolicyBazaar, we strive to use highly innovative approach to help you in comparing best health plans. Compare and choose the right health plan, which provides coverage to all members in a single policy.

Want a Healthy Workforce? We can Help!

It is no secret that employees’ value benefits of group health insurance. However, as premium costs escalate and claim procedure being stringent; employee health insurance has become a tight rope walk in India. We at PolicyBazaar introduce a wide gamut of group health insurance policy products to help you in choosing best corporate insurance plans that will suit both parties i.e. employers and employees. Blending the entire service right from expert advisory, purchase assistance and policy renewal in one package, PolicyBazaar works towards making insurance process easy and convenient.

Group Health Insurance- FAQs

  • Q: What is Group Health Insurance?

    Ans: Group Health Insurance (or Group Mediclaim) provides healthcare coverage to a group of people belonging to a common community (typically as employees of a company). Group Health Insurance plans are generally uniform in nature, offering the same benefits to all employees or members of the group. However, the biggest advantage of Group Health Insurance is that it can be customized to meet unique needs of the company. A group health insurance policy offers several other benefits employees cannot get to avail of on an individual basis. These benefits include coverage for pre-existing diseases. In case of a group health insurance policy, an individual does not have to wait for specific diseases to be covered (i.e. there is no waiting period), including maternity coverage. A customized insurance coverage can be enjoyed only with the group medical insurance scheme, making the employees feel more secure when it comes to health. Most of the companies provide Group Health Insurance as a part of their Employee Welfare program. Every company, however, opts for a plan that is customized, based on their requirements.
  • Q: What different covers are available?

    Ans: It is very critical to customize a Group Health Insurance plan for each group. Read the benefits provided in group health insurance below. Each group can customize the benefit structure, based on its unique need. Click on the below link to learn more about how each attribute can be customized in Group Health Insurance. 1. Maternity Benefit 2. Waiver of waiting periods (30 days, 1 year, 2 years, & 4 years) 3. Domiciliary Hospitalization Expenses 4. Pre-Existing Disease Covers 5. Cover for dependents (spouse, kids, parents)
  • Q: What are various waiting periods in Group Insurance?

    Ans: A standard individual health insurance policy has several waiting periods for specified reasons and diseases. One of the biggest advantages of having a group insurance (or group mediclaim) is that these waiting periods can be waived off. Also, it is important to understand the implications of the waiting periods.
  • Q: What is the ‘30-days’ waiting period?

    Ans: This is put by the Insurer to ensure that policy was not taken for a planned surgery immediately after the policy. Hence, emergency hospitalization and accident cases are covered in this period. All other hospitalization cases are not covered for the first 30 days of the inception of the policy. This condition can be waived off (if desired).
  • Q: What is the one-year waiting period?

    Ans: Group health or medical insurance policies exclude certain high incidence diseases, including Cataract, Kidney Stone, and Gallbladder etc. The list of ailments varies from Insurer to another. Because of this condition, the member cannot claim this benefit until the expiry of 1 year in the plan. This condition can be waived off, if desired, under group insurance.
  • Q: What are 2-year and 4-year waiting periods?

    Ans: Several insurers would extend the waiting period for above-discussed ailments to 2 years and 4 years, respectively. This condition can be waived off (if desired).
  • Q: What is the ‘9-months’ waiting period for maternity?

    Ans: Group health insurance policies that provide maternity benefits have a 9-months waiting period before the person can claim the benefit. However, if the company so desires, this waiting period can also be waived off, essentially making the member eligible to claim maternity benefit from Day 1.
  • Q: What is room rent capping in Group Insurance (Group Mediclaim)?

    Ans: Hospital costs are dependent upon the type of room selected, e.g. fees for doctor consultation in single A.C. room would be higher when compared to the shared room in the hospital. Hence, insurance companies put conditions on room eligibility. All costs thereafter are payable as per the eligible room rent. Typical eligibility is 1% of sum assured as room rent cap.
  • Q: How does health-care cost vary by room type?

    Ans: Below figures, shows the cost of Single AC room and Shared Room, along with are mentioned the package cost of Heart By-pass surgery for these rooms respectively. These are actual costs for a leading hospital in Delhi. Room rent per day: 1. Single AC Room: 9900 2. Shared Room: 4000 Cost of heart surgery by room type: 1. Single AC Room: 292,000 2. Shared Room: 200,000
  • Q:How does claim admissibility vary by room type?

    Ans: In case the policyholder selects a room with higher rent than the one mentioned in the policy document, the charges to be paid shall be limited to the charges applicable to the entitled category. So if for instance, one had a health policy with sum assured of Rs. 4 Lakhs, and a room eligibility of up to Rs. 4000, then the claim payable would be limited to Rs. 2 Lakhs. So despite the sum assured being much higher, the Insured would have to pay 92,000 out of pocket.
  • Q:Can room rent be customized under group insurance policy?

    Ans: Fortunately, one can customize the Group Health policy to choose the room rent type. Following options are available: 1. As proportion of Sum Assured (1%, 1.5%, & 2%) 2. Single AC room (irrespective of the costs) 3. No room rent capping at all
  • Q: How are pre-existing diseases covered in Group Health Insurance?

    Ans: The primary advantage of group health insurance is that one can enhance the coverage over a standard policy. One such benefit that most companies take while buying Group Insurance is the pre-existing diseases. A few commonly asked questions regarding pre-existing diseases are mentioned below:
  • Q: What is a Pre-existing disease?

    Ans: A pre-existing disease is an ailment or sign of an ailment present before the inception of the insurance policy. For instance, many of the cardiovascular diseases are classified as pre-existing diseases, in case one has a heart attack. The same is valid in case one has a problem of severe blood pressure abnormalities, which can also be classified as a pre-existing disease in the name of cardiovascular issue.
  • Q: Are pre-existing diseases covered in a standard health insurance?

    Ans: Many insurance companies start providing coverage for pre-existing diseases after a waiting period of 4 years. Some other insurers would have a lower criterion of 3 years. Pre-existing medical conditions are permanently excluded before policy issuance. This is in order to prevent any fraud or misuse so that people do not buy insurance to over pre-existing diseases.
  • Q: Can pre-existing be covered from Day 1 in Group Health Insurance?

    Ans: Yes. Group health insurance policies offer coverage for pre-existing diseases right from day one. Since group insurance is purchased for numerous families together, the chances and the impact on frauds are considerably reduced. Hence this benefit can be offered by Insurance companies.
  • Q: Should we go for pre-existing disease waiver?

    Ans: It depends on the demographic to be covered and the benefits you want to offer to your group members. For instance, if the group includes youngsters who don’t have a medical history, including coverage for a single person, the benefits of the policy are comparatively less important. On the other hand, if the group has an average age of 40 with parents covered, then the significance of this benefit is much more. In addition, it is dependent on the group’s policy as well as on the cost it wishes to incur. Some group members might be entitled to the benefits of the policy only after they have been with the system for 4+ years. At the same time, this benefit comes only at an additional cost.
  • Q: What is maternity Benefit in Group Health Insurance?

    Ans: One of the key benefits that young employees value in the Group Health Insurance (Group Mediclaim) provided by the company is the Maternity Benefit. There are several aspects to the Maternity benefit that should be considered while designing and purchasing the group health insurance plan. These aspects are covered below:
  • Q: How is maternity sum assured different from overall sum assured under group health insurance?

    Ans: The maternity sum assured is different from the overall sum assured of the group mediclaim policy. This sum assured is fixed different for Normal and Caesarean delivery. Generally, companies provide higher sum assured for Caesarean delivery. The market average is to provide 25,000 as sum assured for Normal and 35,000 for C-Sec delivery. While most Insurance companies limit the benefit to 50,000, some would provide as high as 100,000. Group insurance plans for young group offers maternity benefits. Hence HR managers have to evaluate the extent of benefit to be offered carefully.
  • Q: What is the application of co-pay on Maternity?

    Ans: In case your policy has co-pay, it is generally not applicable for the maternity claims. The rational being that benefit is already capped. However, it is important for your Insurance Broker to clearly specify this in the policy terms since ambiguity later can lead to claim disputes and employee dissatisfaction.
  • Q: What is the cover for Abortion in Maternity?

    Ans: Group Health Insurance generally does not cover self-inflicted, or fertility related treatment. Similarly, voluntary abortion is not covered under Group Health Insurance by most Insurance companies. However, emergency abortion, i.e. for the life-saving purpose is covered by most insurance companies. It is important to note that each company has its own view on this, so important to get it clarified through your insurance broker.
  • Q: Does the policy provide coverage to a newborn baby under maternity coverage?

    Ans: In a standard policy, a newborn is not covered under the health insurance policy unless it is at least 90 days old (some companies increase the restriction to make it 150 days). However, one can get it customized to cover a newborn from Day 1. Within this, the employer has a choice to fix the sum assured for the newborn for the period between 0-90 days. It can be either the maternity sum assured or the sum assured available to the employee. It is highly recommended that the higher sum assured should be chosen, since if any complication arises to the newborn, the maternity sum assured would be highly inadequate.
  • Q: What is the waiting period for maternity?

    Ans: Some of the individual policies that offer maternity benefit have a waiting period of 3-4 years. However in a Group Health Insurance (or Group mediclaim) the waiting period comes down to 9 months i.e., the member should be at least be enrolled in the policy for nine months. This condition for 9 months waiting period can also be waived if desired by the company. This would mean that from Day 1 of the policy, the enrolled members can claim the maternity benefit.
  • Q: Is internal congenital disease covered under group health insurance?

    Ans: It is a standard exclusion with most insurers. Again, this exclusion can be waived off and get it covered in the group insurance policy. Do note that all companies do exclude external congenital disease.
Written By: PolicyBazaar - Updated: 21 September 2020
Group Health Insurance Reviews & Ratings
4.4 / 5 (Based on 14 Reviews)
(Showing Newest 14 reviews)
Ambika
Adivada, August 18, 2020
Delay in customer support
Though I am not upset with the services of the policybazaar but I felt that sometimes they delay in providing with the services from the customer care. But day by day their work is going good and I feel they are improving a lot. I had taken the group medical cover from them.
Lalit
Babhleshwar, August 18, 2020
Online buying of the policy
We recently bought the group accidental insurance for our employees. It is an amazing plan with great safety features and the premium rate is less. Not so costly at all. Even, we bought the policy online. It is very easy and hassle free to buy the policy online. Thank you so much team policybazaar for giving the best plans at low premium rates and the prices.
Zeenat
Baarod, August 17, 2020
Documentation to be required
We provided the group accidental cover to our employees for the safety and security of them. As nowadays the life has become quite risky. So, while the policy was been issued all the documents were duly checked. And it is much required so the policybazaar does their work properly. Thank you
Akansha
N.paravur, August 17, 2020
Better benefits
I have received a great number of support and the benefits from the policybazaar at the time of buying of the group medical cover. But recently I faced the delay in issuance of the policy copy. But that was little delay which was resolved in few hours. It’s good that Policybazaar helps their customer at each and every step
Vartika
Vadali, August 14, 2020
Helps in employee retention
The group health insurance plans are really good as it helps in the retention of the employees into the organization. If the employer provides the health benefits schemes to the employees then there are chances that the employee will stay in the organization. It is a good plan and I really love it.
Anand
Vadali, August 14, 2020
Gets medical expenses covered
We have taken the group medical insurance policy for our office employees as it is much needed thing for the now time. So, it provides the medical support to our employees and helps them to get the medically treated well. It brings the positive thing into the mind of the employees. Thank you team Policybazaar.
Litika
B.khajuripada, August 05, 2020
Compare plans easily
I recently took the personal accident cover insurance for my employees and it was suggested by many people and for the happiness of our employees we have taken such great plan. Along with that I search the website of policybazaar and got to know about various plans. I compared all kind of plans and finally choose the best one for our employees.
Akash
Vadali, August 05, 2020
Maternity coverage included :
The group health insurance plan which we have taken for our employees of the organization is well good. It is also good for the females as it covers the maternity insurance and services of the customers. It gives 90 days of assistance to pregnant females. A good plan.
Kirat
Fakirsahi, July 30, 2020
Better benefits with low premium
We have taken the group health insurance plan for the employees of the organization. It is a good plan which have the best benefits and the add on covers for the employees. Also, the premium rate of the policy is very good and not so costly. To help the employees for their health this is really good package we came across. Thanks team.
Karan
Hadol, July 29, 2020
Great plans
I have come across various better plans and policies for the group health insurance policy. The policybazaar team has diversified form of plans and policies and you can choose out of them easily. A great place where you can choose the secured and safer plan.
Naman
Nabadwip, July 29, 2020
It gives motivation to employees
We, as a company has taken the group health insurance for our employees. It is a good plan and helps our employees to stay motivated. It is a best plan for our all employees and we believe in the safety and the security for everyone. In this policybazaar sales team helped us a lot to get the latest and useful group health plans.
Umang
Jabalpur, July 29, 2020
Tax Benefits to be given
We have provided the group health insurance to our employees of our organization. It is a good plan which helps each and every one provides with the tax benefits. In this both the employee and the employer gets the ultimate amount of tax benefits. It helps in securing the health and the money.
Neeraj
Gorakhpur, February 17, 2020
Customer satisfaction
I feel that policybazaar is such a nice cpmpany who actually thinks about customer. They provide good customer assistance.
Avinav
Kallara, February 06, 2020
Best policy
I got the best and perfect group policy for my team and I am happy that my employees are getting a good benefits out of it.