Car Insurance

Car insurance provides financial protection to policyholders against accidents, theft, total loss, natural calamities, man-made disasters, fire, and third-party death or property damage. A car insurance policy is mandatory in India for all four-wheelers as per the Motor Vehicles Act, of 1988.

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#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

What is Car Insurance?

Car insurance, also known as vehicle insurance or motor insurance, provides financial protection to you & your four-wheeler against any loss or damages resulting from accidents, theft, fire, calamities and third-party person or property. Major types of motor insurance covers include Third-Party car insurance, Standalone Own-Damage (OD) car insurance, and Comprehensive car insurance.

The insured can also buy a Personal Accident Cover to cover under both third-party liabilities cover and own-damage cover. Ensure that you are the registered owner of the car and hold a valid driving license to avail the coverage of Rs. 15 lakh.

Key Features of Car Insurance Policy

Categories Key Features
Third-party damages Death, injuries & property damages
Own damage cover Available under standalone and comprehensive
No Claim Bonus Up to 50%
Car insurance premium Starting at ₹2094*
Add-on covers More than 10 add-ons such as Zero dep, NCB protect, Roadside assistance, etc.
Buying/Renewal Process Online
Personal accident cover Up to ₹15 lakh
Cashless Garages/Repairs Available

*TP price for less than 1000 CC cars. **All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

Types of Car Insurance Policies

In India, there are three types of car insurance policies offered by the general insurance companies i.e. third-party car insurance, comprehensive insurance, and stand-alone insurance. You can choose a car insurance plan according to your budget and need.

  • Third-party or liability only policy is mandatory for all the car owners to drive on the Indian roads. Compensation is provided for damages/injuries caused to a third-person, and property (up to Rs 7.5 lakh). However, it does not cover damages caused to the insured car. Therefore, it is recommended to buy a comprehensive or standalone car policy.

  • A comprehensive car insurance policy covers both third-party liabilities and own damages. Under this plan, the insured person can avail cashless repair services at the network garages. Furthermore, the policyholder can enhance the policy coverage with add-on benefits or riders such as roadside assistance cover, zero depreciation cover, etc. by paying a nominal amount of extra premium.

  • A standalone own damage car policy financially covers the accidental damages caused to the insured car. It can be purchased with an active third-party insurance policy. In India, as per the Motor Vehicles Act, it is mandatory to hold at least a third-party liability cover for all car owners. However, having stand-alone insurance offers financial help in case of own-damages to the insured car and third-party liabilities as well.

Coverage Under Car Insurance Policy

  • Inclusion
  • Exclusion
  • Damages caused to the insured vehicle due to manmade acts like riots, strikes, terrorist acts etc.
  • Any third party damage like third party death, disability and property damage are covered
  • Losses arising out of theft, housebreaking or burglary of the insured car
  • Damages sustained by the insured car due to natural acts like earthquakes, hurricanes, cyclones, etc. 
  • Damages caused to the insured car while it was in-transit via railways, roads, waterways etc.
  • Damages caused to the insured car when the driver was driving under the influence of alcohol or drugs
  • Damages to the insured vehicle when the driver was not carrying a valid driving license
  • Damages arising out of commercial uses of a private vehicle are also excluded.
  • Losses arising out of any contractual liability of the owner/driver
  • Any claim cannot be raised if your existing four-wheeler policy has lapsed
  • Mechanical or electrical failure of the insured vehicle
  • Any damage arising out of the specified geographical limits are also excluded from policy coverage
  • Damages to engine, tyres and tubes of the insured vehicle are also not covered.

Add-On Covers in Car Insurance Policy

Add-ons in motor insurance are covers that can be used to enhance the coverage of your existing policy. You can purchase these add-ons by paying some extra premium. Following are some of the add-on covers offered under car insurance - No Claim Bonus Protection cover, Zero Depreciation cover, Engine Protection cover, Key protection cover, etc.

Let's discuss Car Insurance Add-Ons in more detail:

  • No Claim Bonus Protection Cover

    For every claim-free year, the policyholder is rewarded with a discount on the renewal premium. This discount is called - No Claim Bonus (NCB). It is cumulative and increases every year. It usually ranges from 10% to 50% and can save a substantial amount of money on the premium payable for your auto insurance.

  • Engine Protection Cover

    An engine is one of the most important parts of a car but it is not covered under a comprehensive plan. With an engine protection cover, you can get compensated for the cost of fixing the indirect damages that are caused to the engine due to lubricating oil leakage and water ingression. It covers the Gearbox parts, Engine parts, and differential​ Parts.

  • Zero Depreciation Cover

    This additional feature offers compensation even for the depreciating value of your car. With this feature, you will not have to pay for the depreciation value of your vehicle’s parts. It is mostly valid on private cars and is subjected to a specific number of claims during the policy period. Compulsory and voluntary deductibles (as per the case) will be applicable despite zero depreciation cover.

  • Consumables Cover

    Sometimes, a bunch of unforeseen expenses can drain all your savings. Consumables Cover includes all the expenses incurred on consumable items for any perils that are covered under the policy. Consumable items include screws, nuts and bolts, washers, AC gas, grease, lubricants, bearings, clips, engine oil, distilled water, oil filter, brake oil, and fuel filter are mostly covered.

  • Key Protection Cover​

    Once in a lifetime everyone would have lost or misplaced their car keys. In such cases, the insurer can offer help by covering the costs incurred on the replacement and repair of your car keys under this cover.

  • Daily Allowance Benefit​​​​​

    This add-on cover comes to your rescue when your vehicle is parked in the garage after an accident for repair. If you have this add-on cover the insurer will provide you a daily travel allowance if the damaged vehicle has to be in the garage for more than 3 days.

  • Personal Accident Cover:

    A comprehensive car policy not only provides third-party cover but as well as offers cover against personal accidents. In personal accident cover, you get a pre-defined amount against death because of the accident and permanent total disability. In addition to this, one can purchase this cover for co-passengers as well even on an unnamed basis, which will be maximum as per the seating capacity of the vehicle. However, the amount of coverage is pre-determined even in this case.

  • Roadside Assistance Cover

    In case you get stuck somewhere in the country within the specified distance as mentioned in the insurance policy, the insurer provides you with roadside assistance and sends a mechanic to your location to fix the damage caused to your car. Roadside assistance is not counted as a claim, thus your NCB stays the same.

  • Return To Invoice Cover

    Under Return to invoice add-on, if your car gets stolen or gets damaged beyond repair that is known as a total loss then the insurer will have to provide coverage as per the amount of invoice that you paid at the time of purchasing the car. This cover includes ex-showroom price, road tax and first-time registration charges.

  • Personal Possession Cover

    With this add-on cover, you get the coverage in case your personal possessions get damaged in an unfortunate car accident or get stolen from the car when it is parked in authorised parking, There is a limit on a coverage amount that varies from insurer to insurer.

  • Tyre Protection Cover

    A comprehensive plan does not provide coverage in case the tyres of the car get damaged. Thus, a tyre protection cover can be purchased to cover any damages sustained by your car’s tyres and tubes.

  • Driver and Passenger Cover

    Under this add-on, you get coverage in case any of the drivers or passengers get injured in the accident. The insurer will provide financial aid for the medical expenses.

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How to Calculate Car Insurance Premium?

Car insurance price is decided based on several factors. It is also easy to find out the four wheeler insurance premium using an online car insurance calculator. However, the insurance provider takes into consideration the following parameters before fixing the car insurance price:

  • Type of Cover - The standard premium of your car policy is decided based on the type of coverage you opt for your four-wheeler. Basically third party insurance carries the lowest premium as it only covers third party damages. The premium becomes higher if you add own damages cover to it or purchase comprehensive four-wheeler insurance.
  • Personal Accident Cover - Personal accident cover is provided in both third-party and comprehensive car insurance policies. The coverage limit is upto Rs. 15 lakh and it can be purchased by paying a nominal extra premium.
  • Insured Declared Value - IDV, which is the current market value of the car. It is the maximum amount for which the policyholder can raise a claim during the policy term. The higher the car's value means higher IDV and vice versa.
  • Make & Model - The make and model of the car you want to get insured plays a significant role in deciding the premium. Insuring a higher-end car model would be costlier than insuring a base model of the same car. The reason being the higher cost of repair or replacement of their parts
  • Fuel Type - Repairing a diesel or CNG car is an expensive affair than repairing petrol cars. Therefore, insuring a petrol car will cost less in comparison with the other fuel-types like CNG, LPG, and EV.
  • Location - The geographical location of the insured car also impacts the final cost of policy premium. Usually, the premium is higher in metropolitan cities as it has denser traffic, and also considering the higher probability of accidental damages on the city roads.
  • Year of Manufacture - The manufacturing year of the insured vehicle is also taken into consideration when deciding the car insurance premiums. Usually, insuring newly launched vehicles can be expensive since their spare parts might not be available in the market.
  • Add-on Covers - Enhancing the policy coverage with a car add-on cover or a rider benefit like roadside assistance, zero depreciation will increase the premium. However, it can be purchased only with a comprehensive car insurance plan. Therefore, buying add-on covers will increase the premium.
  • Claim History - If the policyholder has not filed any claims during the policy term, the insurer provides the benefit of a No Claim Bonus on their own-damage premium which results in a reduced premium.
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Best Car Insurance Companies in India 2022

The following table shows the complete list of the best car insurance companies in India with their incurred claim ratio and the number of network garages offered by the car insurers:

Car Insurers Network Garages Incurred Claim Ratio % 2021-22
Bajaj Allianz Car Insurance 4000 68.53%
Bharti AXA Car Insurance 5200 N/A
Chola MS Car Insurance 4636 65.05%
Digit Car Insurance Repair Anywhere 79.54%
Edelweiss Car Insurance 1500 84.61%
Future Generali Car Insurance 3500 62.43%
IFFCO Tokio Car Insurance 4300 84.12%
Kotak Mahindra Car Insurance 2327 82.67%
Liberty Car Insurance 4500 62.84%
National Car Insurance 3100 90.68%
New India Assurance Car Insurance 3000 91.00%
Oriental Car Insurance 3100 97.95%
Raheja QBE Car Insurance 1000 92.55%
Reliance Car Insurance 8200 75.57%
Royal Sundaram Car Insurance 3300 85.76%
SBI Car Insurance 16000 93.58%
Shriram Car Insurance 2000 72.97%
Tata AIG Car Insurance 7500 74.51%
United India Car Insurance 3100 98.90%
Universal Sompo Car Insurance 3500 91.32%
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Benefits of Buying Car Insurance Online

Buying car insurance online is a common practice today. By purchasing a 4-wheeler insurance policy online, you can insure your car against any damage due to an accident, theft, fire etc. within 2 minutes. Offering quick comparisons and safe payment modes, online buy has a clear win over offline mode because of the following reasons-

Categories Buying Car Insurance Online Buying Car Insurance Offline
Buying Process Can be purchased online from the insurer’s official website or Policybazaar.com using a smartphone or laptop. Requires physical visit to the insurer’s office or by connecting with the agent
Insurance Premium Lower premiums due to the absence of intermediaries. Higher premiums due to higher operational costs and involvement of agents.
Convenience More convenient as it only requires a smartphone and a good internet connection. Less convenient as customers need to meet with the insurance agent.
Transparency More transparent as there is no role of an agent or intermediary. There is less transparency as agents play a big role.
Customer Support Easy to connect with the customer support team 24x7 via emails and calls. Policyholders can connect with the customer support team or the agent during office hours.
Paperwork Minimum to zero paperwork. May require a lot of paperwork.
Renewal Process Easy to renew as the policyholder’s details are auto-saved with the insurer The renewal process is cumbersome and takes time.

Factors to Consider While Selecting Car Insurance Policy

While selecting a car insurance policy, there are multiple factors like policy scope of coverage, claim settlement ratio, cashless repairs, etc. that can help you select the right policy. Some of them are listed below-

  1. Scope of Insurance Coverage

    Third-party insurance is a mandatory cover that every car owner needs to buy. However, if you are looking for extensive coverage, it is recommended to choose comprehensive coverage. Moreover, check all the inclusions & exclusions of the vehicle insurance policy before buying it.

  2. Compare Car Insurance Online

    You can compare car insurance policies online and choose the one which fulfils all your requirements. This comparison can be based on policy premium, IDV, network garages, claim settlement ratio, customer support services, etc.

  3. Claim Settlement Ratio & Process

    The claim settlement ratio shows the number of claims settled by the insurer against the total number of claims raised by the customer. Thus, checking the ratio online will help you gauge the insurer's ability to settle the claim.

  4. Network Garages

    Before availing the services offered by the insured, check the number of cashless network garages registered in the area where you reside. It will broaden the scope of availing the cashless facility without paying the cash from your own pocket.

  5. Add-on Covers

    The insurance companies offer add-on covers with the comprehensive insurance policy to enhance the policy coverage and maximise the policy benefits. Depending upon the requirement and budget, you can choose the add-ons with your plan.

  6. Customer Assistance

    24x7 customer assistance is one of the vital factors to look at while choosing an insurance company. This will help you to settle your queries and claims at your convenience.

  7. IDV

    Based on the insured car’s market value the IDV is calculated. And with routine wear and tear, a cars market value reduces. Therefore, the newer the car is the higher will be the market value and vice versa. The newer a car is, the higher is its value, and also the sum insured and the premium. But a new car is less susceptible to risks, whereas if your car is old, the insurer will conduct an inspection before insuring it.

  8. Premium

    The car policy premium will vary as per your car’s IDV, make, model, fuel type, and also policy tenure that you will choose. The premium for two insurers for the same coverage benefits can also vary. Therefore, it makes sense to compare and choose the best one.

Difference Between Third Party, Own Damages and Comprehensive Car Insurance

To help you choose the right four-wheeler policy, here is a table to help you compare features offered under different types of car insurance policies in India:

Coverage Offered Third-party Car Insurance Cover Standalone OD Cover Comprehensive Car Insurance Cover
Third-party property damage Yes No Yes
Third-party bodily injury Yes No Yes
Own damages of car No Yes Yes
Car theft No Yes Yes
Personal accident coverage Yes Yes Yes
Availability of add-ons No Yes Yes

To get an instant quote, It takes a few minutes to buy or renew car insurance online. You need to enter your vehicle details, personal contact information and other asked details to choose the car policy as per your need on Policybazaar.com.

How to Buy Car Insurance Online?

To buy a car insurance policy online from Policybazaar.com, follow the steps given below:

  • Visit the ‘Car Insurance’ page from the ‘Insurance Products’ dropdown on the homepage
  • Enter car name or select any of the other two options from ‘Brand New Car’ or ‘Proceed without a car number’
  • Select your car details like model, variant, fuel type, and registration date
  • Fill in the registration form and proceed further.
  • From the mentioned four-wheeler insurance plans of best car insurance companies, select the one that suits your budget
  • You can also add or remove any add-on as per your requirement from the ‘Addons and Accessories’ tab. However, you can only purchase add-ons if you are purchasing a comprehensive plan. 
  • Once you are done with it, you can proceed to make the payment online
  • You can use your debit/credit card, UPI, and net banking to pay the premium amount. 
  • Once the payment is done, the insurer will send you the policy documents to your registered email ID as well as your home address.
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Benefits of Car Insurance Renewal Online

A new car insurance has a validity period after which it needs to be renewed. Thus, to continue receiving coverage from your existing car policy, you need to renew car insurance online before its expiry date. Here are some major benefits associated with online car insurance renewal-

  1. Easy Comparison

    When you renew your car insurance online, you can easily compare the plans offered by multiple insurers. This will also help you understand the additional services offered by the plan, such as a free pick-up and drop facility, 3-day repair assistance, cashless assurance, and self-video claims.

  2. Easy Customisation

    You can easily modify the coverage of your car insurance policy during renewal by adding or removing the add-on covers. However, before tailoring your policy with an add-on cover, remember that your car's premium depends on it.

  3. Easy to Switch the Insurer

    If you are not satisfied with your current insurer or want to enhance your coverage benefits you can switch to another insurer at the time of renewal. Moreover, if you find another insurer offering better features and services at a premium that suits your pocket then you can do that from the comfort of your home.

  4. Secured & Transparent

    Secured payment gateways make renewing a car insurance policy a secure and transparent process. Premium payment can easily be done using credit cards/debit cards/and UPI.

How to Renew Car Insurance Online?

Car insurance renewal online is an easy process and can be done in a few simple steps. Follow these steps for online renewal of your four-wheeler insurance policy from Policybazaar Insurance Brokers Private Limited:

  • Go to the car insurance renewal section.
  • Enter the details required on the page, such as your policy number, mobile number, date of birth, etc. and submit them
  • Choose the 4 wheeler insurance plan that you want to purchase
  • Select the riders or add-on covers that you want to buy or drop (if any)
    • The premium amount that you need to pay will be shown on the page
    • Pay the insurance premium online with the help of a credit card, debit card or through net banking
    • Once the payment is complete, your car insurance policy will be renewed

You will receive the policy document for your renewed car insurance on your registered email id. You can also download a copy of the policy document and get a printout anytime you want.

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How to File a Car Insurance Claim?

Understanding the right steps to raise a car insurance claim is critical as your insurer can reject your claim for a lot of reasons. So make sure you understand what all is required to be done while raising a car insurance claim. Follow the below mentioned steps to conveniently raise a valid four wheeler insurance claim:

Step 1: Raise a claim request – Immediately share details of the accident with your insurer after the accident occurs. Make sure that you properly document and share photographic evidence to support your case.

Step 2: Car Inspection – After the claim is registered, the insurer will send a surveyor for surveying the claimed damage. You will be required to submit some documents to the surveyor for claim verification process. Make sure you keep them handy.

Step 3: Sending the car for repair – Once the inspection is complete, you can send the car to a network garage for conducting the repairs.

Step 4: Claim Settlement – If you have a cashless claim settlement, the insurer will directly settle the repair bills with the network garage. However, if you have opted for reimbursement claims, you will be first required to pay the bills and then raise a reimbursement claim.

Documents Required for Filing a Car Insurance Claim

Whether it is a theft claim, accidental claim or a third-party claim, the insurance company requires a host of documents to be submitted. Mentioned below is the list of different documents that you would require when registering a claim under your four-wheeler insurance:

  • Duly filled and signed claim form
  • KYC
  • Copy of car insurance policy
  • Copy of vehicle RC
  • License copy of the driver driving the vehicle at the time of the accident.
  • Copy of Police FIR in case of theft claims
  • Original repair bills and payment receipts
  • Estimated repair bills

FAQs About Car Insurance Policy

  • Q1. Which type of car insurance is best?

    Ans: Comprehensive insurance is considered the best as it provides complete protection for your car. In case you want insurance for an old car, buying a third-party policy is the best as it provides mandatory coverage and is pocket-friendly.

  • Q2. Why is first car insurance so expensive?

    Ans: New car insurance is always expensive because the IDV of the car is maximum at this point. The value of the car depreciates with age, which brings down its IDV. Moreover, most people buy multiple add-ons, which also hikes their premium amount.

  • Q3. How do you lower your car insurance premium?

    Ans: You can reduce the premium of your 4 wheeler insurance policy by:

    • Opting for a higher deductible
    • Installing anti-theft devices in the car
    • Building your No Claim Bonus percentage
    • Avoid buying unnecessary add-ons
    • Compare vehicle insurance plans
  • Q4. Can I skip buying PA cover under new car insurance?

    Ans: You can skip buying personal accident (PA) cover under your new car insurance policy if you already have it under an existing motor policy. If you don’t, then you will have to buy it as a PA cover for the owner-driver is mandatory in India.

  • Q5. How quickly can I buy/renew car insurance online?

    Ans: Buying or renewing car insurance online takes only a few minutes. All you need to do is log in to Policybazaar.com, enter the details of your car, your contact information and pay the premium for the chosen plan to get your policy issued instantly.

  • Q6. Are offline and online car insurance policies the same?

    Ans: Yes. Both offline and online car insurance policies are the same. The only difference is that your online car policy is sent to your registered email id while the offline policy is sent to your home through the post.

  • Q7. Where can I check my car insurance policy details?

    Ans: You can check your four wheeler insurance details in your policy document. You can also contact the customer care team or check the Policybazaar app to get your policy details.
  • Q8. What is an endorsement in car insurance?

    Ans: Endorsement is a document that incorporates any agreed changes made to existing car insurance policy terms or personal details of the policyholder.
  • Q9. Is it safe to renew a car insurance policy online?

    Ans: Yes. It is absolutely safe to renew car insurance online. Just make sure to buy it from an IRDAI-registered website like Policybazaar.com. You can find the IRDAI registration number at the bottom of the website.
  • Q10. Are theft and fire covered under third-party insurance?

    Ans: Usually, theft and fire damages to the insured car are not covered under third-party insurance plans. However, some insurers offer customized third-party plans that do provide coverage for theft and fire.
  • Q11. Do we cover the engine in zero dep?

    Ans: Zero dep claims vary from insurer to insurer. It can vary from two claims to an unlimited number of claims depending on the insurance company.
  • Q12. Can we take unlimited claims under zero dep?

    Ans: Zero dep claims vary from insurer to insurer. It can vary from two claims to an unlimited number of claims depending on the insurance company.
  • Q13. Do you cover rat bites in the car policy?

    Ans: Yes. Damages due to rat bites are covered under a 4 wheeler insurance policy.
  • Q14. Do you cover damage due to a hit by a coconut or cricket bat?

    Ans: Yes. Car insurance provides coverage for any damages due to a hit by a coconut or cricket bat.
  • Q15. I want to buy a fresh policy for my second-hand car. What is the process?

    Ans: To buy a fresh car policy for your second-hand four wheeler, you need first fill out form 29/30 available at the RTO and get an acknowledgement slip to buy the policy. Submit these documents along with a fresh proposal form to the insurance company. Once your car has been inspected by the insurer, a fresh policy will be issued to you.
  • Q16. How many times can we claim under car insurance in a year?

    Ans: You can make an unlimited number of claims under your motor insurance policy in a year.
  • Q17. What is a cashless claim and a non-cashless/reimbursement claim?

    Ans: Cashless claims are the claims raised when your car is getting repaired at a network garage of the insurance company. Under such claims, the insurer pays the repair bill amount directly to the garage.

    On the other hand, non-cashless/reimbursement claims are the claims that are raised when your car is getting repaired at a non-network garage. In this case, you need to pay the entire repair bill and raise a reimbursement request with the insurance company.

  • Q18. What is the meaning of deductible in a car insurance policy?

    Ans: Deductible is a part of the claim amount you have to pay at the time of a car insurance claim settlement. It can either be mandatory or voluntary and can help to reduce your premium amount.
  • Q19. How many times can I claim Roadside Assistance service during the policy period?

    Ans: The number of claims allowed for roadside assistance service during a policy period varies from one motor insurance company to another. You can go through your policy document to know the exact number of claims allowed in a year.
  • Q20. Will my NCB be impacted if I claim for Loss of Personal Belongings and Key Protect?

    Ans: If you raise a claim for Loss of Personal Belongings and Key Protect cover, then your NCB may or may not get impacted depending on your insurance company. You can contact your insurer to know if a claim for these add-on covers will impact your NCB.

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Car Insurance Reviews & Ratings
4.6 / 5 (Based on 3625 Reviews)
(Showing Newest 10 reviews)
Mohan
Delhi, December 19, 2022
Iffco Tokio Car Insurance
Anyone who will buy any kind of plan from Policybazaar will definitely love to come here again as Policybazaar provides excellent service to its customers. When I was buying IFFCO Tokio third party car insurance for my Swift car, Policybazaar took care of my needs.
Satish
Mumbai, December 18, 2022
Reliance Car Insurance
My Honda City car got protection against unfortunate events. in case of an accident, my Reliance comprehensive car policy will help me financially. Thanks to an executive of Policybazaar who helped me in finding an affordable deal. The entire team was very cooperative and helpful.
Aman
Kota, December 17, 2022
Kotak Mahindra Car Insurance
I was amazed to find that without any paperwork I can buy a plan. Without any hassle, I bought a Kotak Mahindra OD car plan for my Ford Figo car. It was pretty easy to compare the quotes on their website. I found it really easy to compare the plans as per my budget and needs.
Harinder
Patiala, December 16, 2022
Sbi Car Insurance
At first, I was not sure about the online process. I spoke to my friend who is already a customer of Policybazaar, he told me that Policybazaar is the safest place that provides secure transaction methods to its customers and I can invest here. I took SBI general third party car insurance plan online for my Volkswagen Vento car.
Mahesh
Panipat, December 15, 2022
Universal Sompo Car Insurance
Received awesome services, from Policybazaar. the team was very informative. an executive explained each and everything very well to me. He shared all the necessary information about the universal sompo comprehensive car plan which I purchased for my Ertiga car.
Parul
Rewari, December 14, 2022
Future Generali Car Insurance
While coming home my Maruti Dzire met with an accident with an auto rickshaw. My Future Generali third party insurance policy helped in that situation. The third party got compensated for their loss and I did not need to bear any financial burden. Thanks to Policybazaar for giving me such a good plan.
Dev
Noida, December 13, 2022
United India Car Insurance
United India comprehensive car plan has eased my financial burden as my Honda City car got repaired cashless. Thankfully I had already insured my car from Policybazaar and throughout the process, Policybazaar helped in getting the claim settlement with so much ease.
Rajesh
Delhi, December 08, 2022
Cost-effective
Third-party liability insurance was obtained online. It was a cost-effective agreement that did not require the use of an agent and also provided tax benefits.
Yanis
Lucknow, October 17, 2022
Easy claim
My claim settlement was super easy. Called the team and they got my car towed for free. Loved the video claim process, you can claim from anywhere anytime.
Parutosh
Jaipur, October 16, 2022
Great plans
The plans offered by Policybazaar are great and one can also compare these plans. Got an affordable plan for my Honda city car and was really impressed by the number of plans and comparisons they offered.
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