Third Party Insurance

Third-party insurance also referred to as liability insurance essentially provides financial coverage to an insured person against any liability incurred in case of any loss/damage caused to third-party property or the person.

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In India, there are two types of car insurance available i.e. comprehensive insurance and third party insurance. Third-party car insurance shields the car owner against any losses that might incur due to any bodily injury, the demise of a third-party or damage to the property of that person. In India, it is mandatory to have third-party car insurance. Anyone can easily buy third-party car insurance online right from the comfort of his/her home or anywhere across the globe. Buying third-party car insurance online is easy, convenient and also saves time.

As per the rules of the Motor Vehicles Act 1988, the Insurance Regulatory and Development Authority (IRDA) of India computes the third party damages.

What is Third Party Insurance?

Third party insurance is a type of insurance policy that covers only third party liabilities of the vehicle owner. It provides financial protection against any damages or physical injuries to the third parties caused by an accident. Also known as the act-only insurance’, the beneficiary under this insurance is a third party and not the policyholder (first party) or the insurance company (second party).

Third party insurance provides damage protection coverage to the third party by the insured vehicle. It covers damages to the property, damages to the vehicle, physical injuries and death of the third party. However, third party insurance will not offer compensation if the accident was caused due to drunken driving.

What is Third Party Car insurance?

Third party car insurance is a type of motor insurance policy that financially protects the car owner against third party legal liabilities resulting out of an accident involving the car. It provides coverage against any property damages, physical injuries or death of third parties if the car owner is at fault. For example, bumping the insured car with another car on the road.

Third party insurance provides coverage against any accidental injuries or damages caused to the third-party by the insured four wheeler. It covers third party liabilities arising out of:

  • Property damages
  • Damages to the vehicle
  • Bodily injuries, and
  • Death of the 3rd party

However, third-party insurance does not pay compensation on behalf of the policyholder if he/she was drunk driving the insured vehicle.

Third party car insurance is a risk cover, under which the insurer compensates for any legal liabilities of the car owner claimed by the third party involved in an accident, where the insured vehicle is at fault. As per the Motor Vehicles Act 1988, Section 146, plying an uninsured vehicle on Indian roads is an offence. This is why liability insurance is also known as the ‘Act Only’ plan. However, the scope of cover doesn’t include damage or loss of the insured vehicle.

Why Do You Need Third Party Insurance?

Besides the legal clause, third party insurance comes in handy when the insured vehicle hits another vehicle. Nobody can measure the level of damage caused by an accident - it may lead to death as well. In such instances, the victim is allowed to register a case claiming compensation. Here third party insurance comes into the picture. It covers the insured vehicle in case any liability claim arises for causing bodily injury, property damage, or death of the third party.

As per the guidelines of IRDA, while there is no limit in case of death, the property damage cover is limited up to Rs 7.5 lakh in case of car insurance. It is better to stick to third party liability insurance if the insured vehicle is more than 5 years old.


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How Does Third Party Insurance Works?

As stated earlier, third party insurance is liability insurance that works towards easing out the legal liabilities of the first party for causing damages or injuries to the third party. The first party refers to the vehicle owner who is responsible for the injuries/ damages caused to the third party. The third party is the person filing liability claims against the first party. The second party or the insurance company aids the financial burden of the vehicle owner by paying the legal liabilities towards the third party.

Insurance companies cover two kinds of motor third party insurance claims – bodily injury liability and property damage liability.

Third party bodily injury liability claim arises out of the insured causing physical injuries to another person with his/ her vehicle. Such claims provide coverage for hospitalization expenses, pain & suffering, loss of income as well as death or permanent disability as a result of the accident.

Third party property damage liability claim covers the property damage or complete loss of property caused by the insured vehicle. It includes claims related to damaged landscapes, such as a ruined fence, front lawn, etc., damaged property such as mailboxes, the fence gates, etc. as well as replacement of loss of structures, such as shops.

Key Benefits & Importance of Third-Party Insurance

Third party insurance comes with its own set of advantages. To know why third party cover is important for a vehicle, take a look at some of the benefits and advantages of buying a third party insurance policy:

  • Offers Legal Cover and Financial Assistance:

    Legal liabilities can be financially draining and can lead to bankruptcy if the vehicle owner is unable to pay for the losses or damages caused to a third party person. This is where third party insurance comes into the picture as it provides the policyholder with the required financial assistance and helps him/her to pay off the third party liabilities without exhausting all the savings.

  • Covers Third Party Legal Liabilities

    As the name suggests, third party insurance covers all third party legal liabilities of the policyholder if he/ she causes accidental damages or injuries to a third party person. Not only does it pay for the damages caused to someone else’s car or property, but also provides compensation to the third party person in case of injury or death. Although neither the insurance company nor the insured is the direct beneficiary of third party insurance but a third party, this is the most crucial benefit that can be ensured for the owner or the driver of the insured vehicle.

  • Fulfils Legal Mandate

    As per the Motor Vehicles Act of India, 1988, it is legally mandatory for all vehicle owners in India to own a third party insurance cover to be able to use their vehicles on public roads. Thus, if someone buys third party insurance for his/her vehicle, he/she abides by the laws of the country and avoid earning a challan or fine for its violation.

  • Easy, Seamless and Fast Process to Acquire Third Party Insurance:

    Buying third party insurance is extremely easy and a quick process. Anyone can easily buy this insurance cover for his/her vehicle anytime online, including at home. Besides, the price for third party insurance is fixed by the Insurance Regulatory & Development Authority (IRDA) of India and thus, there is no scope for discrepancies. The policyholder can also renew this policy online by visiting the insurer website or insurance broker website and by following the given instructions.

  • Cost-Effective Policy

    The coverage offered under third party liability insurance appears exceptionally cost-effective and rewarding in terms of its cost and premium rate. Even if it has to be used as either an essential or an add-on part of the main policy, it benefits the vehicle owner fully. However, at the time of calculating the compensation amount, the vehicle owner’s annual income is considered.

  • Ensures Peace of Mind

    Third party liability insurance helps a vehicle owner to drive in peace and without any worries. This is possible because he/she doesn’t have to worry about arranging the finances in case of an accident as the policy ensures monetary protection from any unforeseen third party liabilities. Thus, third party insurance provides the policyholder with peace of mind and allows him/her to enjoy driving the insured vehicle.


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Features of Third-Party Car Insurance:

The following salient features are a part and parcel of a third party insurance plan:

  • The policyholder and the injured third party are the beneficiaries of the third party liability insurance. These beneficiaries are only the nominal beneficiary of the third party car insurance. In practice, the money is directly paid to the third party or his solicitor by the insurance company.
  • Injuries to the car owner are not covered under third party car insurance unless the personal accident cover for the owner-driver has been opted. It covers the injuries caused by the insured car to the rest of the world.
  • In these plans, third party car insurance premiums do not consider the insured vehicle’s value as it is a 'legal liability' and it is impossible to know beforehand what that liability would be.
  • Third party car insurance involves lawyers’ help.
  • With an option to renew or buy third party car insurance online, the process has become easy, quick, and seamless. It entirely depends on the time and convenience of the car owner.

List of Third Party Car Insurance Providers

Car Insurance Companies in India Incurred Claim Ratio
(2019-2020)
Personal Accident Cover for Owner-Driver
Bajaj Allianz Car Insurance 65.83% Covered
Bharti AXA Car Insurance 81.91% Not Covered
Cholamandalam MS Car Insurance 82.95% Not Covered
Edelweiss Car Insurance 116.31% Not Covered
Future Generali Car Insurance 57.67% Covered
Go Digit Car Insurance 74.82% Covered
IFFCO Tokio Car Insurance 87.77% Covered
Kotak Mahindra Car Insurance 75.66% Covered
Liberty Car Insurance 70.95% Covered
National Car Insurance 116.44% Not Covered
New India Assurance Car Insurance 85.35% Covered
Oriental Car Insurance 101.63% Covered
Raheja QBE Car Insurance 103.90% Covered
Reliance General Car Insurance 84.63% Covered
Royal Sundaram Car Insurance 92.23% Covered
SBI Car Insurance 92.05% Available as an optional cover
Shriram Car Insurance 65.43% Covered
Tata AIG Car Insurance        80.29% Covered
United India Car Insurance 96.45% Covered
Universal Sompo Car Insurance 89.54% Covered
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Disclaimer : *Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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What is Covered Under Third-Party Insurance?

Third party car insurance covers the liabilities arising due to a third-party accidental damage, injury or death. The policy compensates for the Third-party liabilities which can be up to Rs 7.5 lakh in case of property damage. There is no exact limit for death claim as it is based on the verdict by the Motor Tribunal Court.

  • Third Party Liabilities

    Third party liabilities result out of any damages or injuries caused by the insured car to a third party during an accident. Since the accident is caused by the insured car, paying for the damages is the responsibility of the insured car’s owner. Third party liability insurance covers legal liabilities arising out of causing:

      • Property Damages - It covers the car owner against any accidental damages caused to the property of a third party person by the insured car. In case someone, unfortunately, rams his/her car in a third party person’s property, such as the boundary wall or a shop, the third party insurance policy will pay for the loss or damages caused to that person. The motor insurer will cover your damage liability up to the limit of Rs 7.5 lakh.
      • Car Damages - If a car owner accidentally hit a third party person’s car with his/her own car while driving, the insurance policy will come to the rescue and pay for the damages caused to that person’s car on the policyholder’s behalf.
      • Accidental Bodily Injuries - In case the car owner accidentally hits a third party person with his/her car, the motor insurer will pay for the treatment of that person’s bodily injuries. In case the victim suffers from a disability as a result of the accident, the compensation amount that needs to be paid will be decided by the Motor Accidents Claims Tribunal. But only 50% of the compensation amount is paid by the insurer in case the victim suffers from lost limb or partial blindness.
      • Accidental Death - If the car owner accidentally runs over his/her car on someone or cause fatal injuries to a third party person leading to his/ her untimely death, the motor insurance provider will pay compensation to the victim’s family on the policyholder’s behalf. The compensation amount that needs to be paid to the victim will be fixed by the Motor Tribunal court. In the case of third party death, 100% of the compensation amount will be paid by the motor insurance company.
  • Personal Accident Cover

    A few motor insurance companies also offer personal accident cover to the owner-driver of the insured car under third party car insurance. As part of this cover, the owner-driver of the car is granted compensation in case he/ she ends up suffering from a disability or dies as a result of the car accident. In case of death of the policyholder, the compensation is paid to the nominee appointed by the car owner. The compulsory personal accident cover for the owner-driver is available for up to Rs15 lakh.

What is Not Covered Under a Third Party Insurance?

Like in the basic motor insurance plan, the standard third party insurance is not applicable to certain situations. The following coverage is not provided under a third party car insurance policy:

  • Own Damages - It does not cover any damages sustained by the insured car, be it accidental damages, fire damages, damages due to natural & manmade calamities or due to theft.
  • Drunk Driving - It does not cover any third party liabilities if the car was being driven under the influence of alcohol or drugs.
  • Invalid License - It does not cover any third party injuries or damages if the driver of the insured car has an invalid driving license.
  • Outside Geographical Limit - If the insured car causes third party damages or injuries outside the geographical limit of the country, it will not be covered.
  • Unauthorized Usage - It does not cover any third party injuries or damages caused while using the insured car for illegal activities, racing, commercial purposes, etc.
  • Contractual Liability - It does not cover any claims arising out of contractual liability.
  • Undesignated Driver - If any individual, other than the owner of the car or the designated driver was driving the vehicle, the resultant damages or injuries to the third party are not covered.
  • Substantial Loss - It does not cover any accidental loss or damage sustained by the third party, which has accrued from any substantial loss.
  • Nuclear Perils - It does not include any liability caused by a nuclear weapon or radioactive contamination directly or indirectly.
  • War - It does not cover any damage, loss and/or liability caused to the third party due to invasion, war or any other war-like operations.

The details in the list above are the most common exceptions; make sure to check the documents of the policy for a comprehensive list of exclusions.

Coverage of Third Party Liability Insurance for Commercial Vehicle

Third party liability insurance for commercial vehicle covers:

  • The policy covers the legal liability of the vehicle owner for any injury or damage caused by the insured vehicle to the third party
  • Demise or any bodily injury to the third party
  • Property damage caused to the third party for up to Rs 7.5 lakh
  • Disadvantages of Third Party Insurance

    Third party insurance does come with certain disadvantages. Take a look at them below:

  • No Coverage for Damages to Own Car

    During a car accident, the policyholder does not have to worry about the legal liabilities arising out of causing bodily injuries or property damages to a third party person. But what about the damages to the insured car? Accidents may cause major damages to the insured car as well which won’t be covered under the third party liability insurance policy. As a result, the car owner will have to pay for the incurred losses or damages to the insured car in case of third party insurance.

  • No Protection From Theft/Fire

    Besides accidents, a car is constantly at the risk of getting stolen or catching fire. In case the insured car catches fire or gets stolen, the third party insurance policy will be of no use as it will not pay for the loss of the insured car.

  • No Add-On Covers

    A third party insurance policy does not come with a wide range of add-on covers unlike in the case of a comprehensive insurance policy. Add-on covers help to expand the coverage for the car and can also help to save money in the long run. Zero depreciation cover, conveyance benefit, roadside assistance cover, no claim bonus protection, return to invoice, etc are some of the add-on covers available under comprehensive insurance. Unfortunately, these covers cannot be availed under a third party insurance cover.

How to Claim Third Party Insurance?

  • Step 1- Application

    The victim or the legal heir of the departed can make an application against the owner of the vehicle for third-party liability compensation.

  • Step 2- Lodge an FIR

    Once the application is completed, file an FIR with the police, furnishing the required details. He/she must have a copy of the FIR and the original records of the expenses incurred by the victim.

  • Step 3- Approach the Motor Accidents Claims Tribunal

    After filling the First Information Report (FIR) successfully, the next step is to register the case with Motor Accidents Claims Tribunal.

  • Step 4- Get the Cover Amount

    There is no pre-decided limit for claiming third party insurance. The insurer compensates the full amount decided by the court in its final verdict. However, IRDA limits the coverage for property damage to up to Rs 7.5 lakh.

    NOTE: The police complaint must have the following information:

      • Driver’s Licence Number
      • Witnesses’ name and contact details (if any)

Comprehensive V/s Third Party Liability Car Insurance

Third-party car insurance is different from comprehensive car insurance on the basis of its coverage. Third party car insurance financially protects the car owner from any third party claims arising out of death or bodily injuries or damages to that person’s property in an accident. Besides, this insurance is legally mandatory to ply a car on public roads.

Comprehensive car insurance, on the other hand, is quite extensive in nature. It safeguards the insured vehicle from natural and man-made calamities. Any damage to the insured car due to vandalism, earthquake, flood, storm, strike, riot, terrorist attack, or theft etc. will be taken care of by this plan. While third party insurance only covers third party liabilities, comprehensive insurance covers the insured against both own damages as well as third party liabilities. That’s the reason why most experts recommend a comprehensive insurance plan to ensure optimum protection of the car.


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To understand the differences between third party and comprehensive car insurance better, go through the table given below:

Third Party Liability Insurance Comprehensive Car Insurance
The insurance premium is less Offers a wide range of coverage but comes with a considerably high premium
Covers bodily injury and accidental death caused to the third party Covers accidental damages to the insured/insured vehicle and third-party liability as well
Covers property damage caused to the third party Covers third party property damages and own damages due to man-made and natural calamities, fire, theft, accidents
In case the value of the vehicle is low, it's worth taking third party car insurance This cover is beneficial for luxury or expensive cars that offers protection against all damages
Only liability coverage is offered Compensates the insured for more than vehicular collision as both third party liabilities and own damages are covered
This cover is mandatory under motor laws This cover is not mandatory and can be opted as per the car owner’s discretion
No add-on covers are available A wide range of add-on covers can be bought, such as return to invoice cover, nil depreciation cover, etc.

Recent Updates on Third Party Insurance

As per the recent guidelines from IRDA, all general insurers are instructed to offer long-term third party insurance for new vehicles. As per this rule, all insurers will offer three-year third party insurance for cars. However, this will slightly impact the premiums to be paid.

Third-Party Insurance Premium Rates with effect from June 16, 2019:

S. No. Category Description of Vehicle Class Premiums w.e.f. June 16, 2019 (in Rs)
1   Third-Party Insurance Premium For Private Cars*  
    Less than 1000 CC 2,072.00
    More than 1000 CC but less than 1500 CC 3,221.00
    More than 1500 CC 7,890.00
2 A1 Public Carrier Vehicles that Carry Goods (other than 3-wheelers)  
    GVW less than 7500 Kg 15,746.00
    More than 7500 Kg but less than 12,000 Kg 26,935.00
    More than 12,000 Kg but less than 20,000 Kg 33,418.00
    More than 20,000 Kg but less than 40,000 Kg 43,037.00
    More than 40.000 Kg 41,561.00
3 A2 Private Carrier Vehicles that Carry Goods (other than 3-wheelers)  
    GVW less than 7500 Kg 8,438.00
    More than 7500 Kg but less than 12,000 Kg 17,204.00
    More than 12,000 Kg but less than 20,000 Kg 10,876.00
    More than 20,000 Kg but less than 40,000 Kg 17,476.00
    More than 40,000 Kg 24,825.00
4 A3 Public Carriers Vehicles Carrying Motorised 3-wheelers and Motorised Pedal Cycles  
    Other than E-carts 4,092.00
    E-Carts 2,859.00
5 A4 Private Carriers Vehicles Carrying Motorised 3-wheelers and Motorised Pedal Cycles  
    Other than E-carts 3,914.00
    E-carts 3,204.00
6 B Trailers  
    Agricultural Tractors up to 6 HP 857.00
    Vehicles that include Special and Miscellaneous Type of Vehicles (Class-C) 2,341.00
7 D Special Types of Vehicles  
    (i) Agricultural Tractors controlled by Pedestrian with 6 HP, Plane Loaders and Hearses 1,550.00
    (ii) Other Special and miscellaneous types of vehicles 6,847.00
8 E Motor Trade (Road Transit Risks)  
    (i) Distance not more that 2400 km 1,055.00
    (ii) Distance more than 2400 km 1,268.00
9 F Motor Trade (Road Risks) (Excludes Motorised 2-wheelers) (Trade Certificate or Named Driver)  
    1st Name certificate or driver 1,345.00
    For additional certificates/drivers up to 5 (per certificate/driver) 651.00
    For additional certificates/drivers more than 5 but less than 10 (per certificate/driver) 419.00
    For additional certificates/drivers more than 10 but less than 15 (per certificate/driver) 363.00
10 C1a 4-wheelers used to carry passengers for reward or hire with a capacity of a maximum of 6 passengers Basic TP Premium (A) Premium (per licensed passenger) (B)#
    Less than 1000 CC 5,769.00 1,110.00
    More than 1000 CC but less than 1500 CC 7,584.00 934.00
    More than 1500 CC 10,051.00 1,067.00
11 C1b 3-wheeler used to carry passengers for reward or hire with a capacity of a maximum of 6 passengers  
    E-rickshaw 2,595.00 1,241.00
    Vehicles other than E-rickshaw 1,685.00 806.00
12 C2 Vehicles with 4 or more wheels used to carry passengers with a capacity of a maximum of 6 passengers for hire or reward
    School Buses 13,874 848
    Other Buses 14,494 886
13 C3 Motorised 3-wheeler passenger vehicles used to carry passengers for reward or hire with a capacity of more than 6 passengers but less than 17 passengers 6,913.00 1,379.00
14 C2 3-wheeler passenger vehicle used to carry passengers for reward or hire with a capacity of more than 17 passengers 15,845.00 969.00
*Vintage Cars: A discount of 25% shall be permitted for private cars under the Vintage Cars segment that is certified as Vintage Cars by Vintage and Classic Car Club of India as the erstwhile IMT.
# TP Premium is the total of the Basic TP Premium (A) along with an amount derived by the multiplication of the Licensed carrying capacity by the amount in (B)

Compare Third Party Insurance Online and Save More!

Once the car owner has decided on the plan, the next step is to compare third party motor insurance online. The online comparison will help to get the best deals that meet his/her insurance requirements. He/she can compare the plans on the parameters like benefits, features, coverage, claim settlement process, premium etc.

We, at Policybazaar.com, help car owners to compare these plans in the blink of an eye. The vehicle owners just need to visit our official website, fill in the relevant information and compare third party car insurance plans from a relatively large number of insurers. Once they find a plan that suits their budget and requirements, then they can proceed to purchase it directly from our website. This way, with adequate third party insurance, ride your passion into the sunset with gusto!


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Third-Party Insurance FAQs

News

  • Third-Party Premium Rate Increases 16 June Onwards

    The third-party insurance premium rates are to be increased from June 16 onwards. The general insurance As per the general insurance providers, the premium rates have to be revised in order to make the segment sustainable. The increase in the premium rates of third-party insurance is to be disclosed by the Insurance Regulatory and Development Authority of India (IRDAI) every year. Due to the ongoing pandemic, it could not be possible to change the premium rates FY2020.

    Motor premium insurance has been facing a bit of traction. As per the insurance providers, there has been a decrease in motor claims in the initial months of lockdown but now as the traffic has increased it has started coming back to normal. As per the industry records, the third-party insurance premium rates increased by 4.4% to Rs. 10,650 Crore in the year 2020-2021 as compared to 2019-2020 when it was Rs. 10,198 Crore. However, in the last fiscal the overall downfall in the premium rates was 1.68% to Rs. 67,790 Crore.

Written By: PolicyBazaar
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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Average Rating
(Based on 152 Reviews)
Third Party Liability Insurance Reviews & Ratings
4.6 / 5 (Based on 152 Reviews)
(Showing Newest 15 reviews)
Navaneet
Ludhiana, June 16, 2021
Less risk with third party plan
My car met with an accident last year and I had a third-party insurance policy. This plan has taken care of my car damages and also other's car damages and I claimed the amount from the insurance company. The policybazaar was there to assist me every time. Kudos to whole team.
Gunjan
Agra, June 16, 2021
Important to have this plan
I feel it is important to buy a third-party insurance policy and I bought it from Policybazaar as per my brother's suggestion. The plan which I bought is for my Hona city car and is much friendly and easy to understand. Good work team.
Narmad
Patna, June 10, 2021
Check the plans on site
I checked few of the car insurance plans on the website of policybazaar and that too free. I visited the website and check for third-party insurance plans. It is easy to know the details and plans without going anywhere. I like the concept and always connect with policybazaar team for any problem.
Prithu
Vadodara, June 10, 2021
Convenient and saves a time
The third-party insurance plan I have bought last year in 2020 for my Sonet Kia. I got the plan easily and wothout any hassle. Buying a third-party insurance plan is easy and subtle. I have saved a lot of money and time. Thanks to Policybazaar.
Mukul
Ghaziabad, June 10, 2021
Lowest premiums
My third-party insurance plan has lowest premium and it came under my budget. Moreover, I have got the discount when I bought the motor insurance plan online. It is easy way to buy the third-party insurance plan online.
Ilavenil
Bhubaneswar, June 09, 2021
Financial assistance
Great to know that I got the plan which provides finanncial assistance to me and the third-party person or property. I love to travel and that is why I bought this plan. Thank you policybazaar.
Nithilan
Warangal, June 09, 2021
Man made coverage
You never know what willl going to be happen so took the third-party car insurance plan for my KIA Sonet car and have been covered it from man-made disasters such as accident, curfew, riots, etc. I really like the plan and it is a perfect plan for me and my car.
Thinakaran
Mira Bhayandar, June 09, 2021
Important and mandate to buy
It is important and mandatory to buy the third-party car plan as it will be useful at odd times. Thus, I protected my car with safety shield of third-party insurance plan took from Policybazaar.
Divyendu
Madurai, June 07, 2021
Easy and seamless process
The process of buying the third-party insurance plan is seamless and easy. I bought the plan last year in the month of June and now a year is getting over. I have been suggested to buy the best plan and it has come under my budget.
Amal
Moradabad, June 07, 2021
Customize your plan
I can easily customize my third-party insurance plan from the website of Policybazaar and I did it for my comfort. I bought the plan as per my requirement and the team has supported me a lot. Great thanks to Policybazaar team.
Devajyoti
Jalandhar, June 07, 2021
Offers compensation
This third-party car insurance plans has offered me a cmpensation during the time of my car mets with an accident and all things were taken car by the customer care team of policybazaar and my insurance company. I am much thankful
Ujwal
Allahabad, June 01, 2021
Covers third party damages
I took a third-party car insurance policy from the policybazaar and it was a kind of quick task. This plan is beneficial for me and the third-party person or property. If any damage made by my car happens to third-party then it will be supported and deal by the insurance company. Thanks!
Nagesh
Howrah, June 01, 2021
Safety shield plan
I really like the rhird-party insurance plan which I have bought from the Policybazaar. It has been a safety shield for me and my car. I got this plan in the year 2018 and for my Hyundai Accent car. Thus, I would give 5 stars to them.
Animesh
Gwalior, June 01, 2021
Easy claims
With the help of Policybazaar I have got my claim easily and quickly. My car was damaged and also it was hit by someone's property. So, the damage money was given by the insurance company to me and to third-party person. It was nice and I like that they actually fulfill the promise.
Ravinder
Jabalpur, June 01, 2021
Mandatory to buy
It is mandatory to buy the third-party insurance plan and I bought it because I want the safety and security of myself, my car and the third-person. I love the plan and having this plan from last 3 years.
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