Your RTO details
RTO name
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Get Car Insurance starting at only 2094/year #
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 21+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

    Other models
    Other variants
    Select your variant
    View all variants
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Car Insurance Portability

      Imagine you purchased your favourite car and also got a car insurance policy to cover it. But the services your insurance provider is offering are now insufficient for you. So, what will you do in such a scenario? You will port your motor insurance policy. Yes, switching an insurer is pretty much possible and easy if you are not satisfied with your existing one. Read further to know more about car insurance portability in detail.

      Read more

      What is Car Insurance Portability?

      Car insurance portability refers to switching your car insurance provider if you are not satisfied with your existing insurer. Just like you port your mobile number with upgraded benefits, you can also port your policy and choose an insurer that offers you better services. 

      Moreover, benefits like NCB (discount for not raising a claim), cashless services, etc, are also transferred to your new motor insurance policy.

      Why Port Car Insurance Policy?

      Porting your insurance provider is not compulsory but can be helpful in the following cases:

      • To get better coverage 
      • For better cashless claim settlement services
      • To receive more policy-related features
      • To get coverage at a lower premium
      • For improved value-added services

      When Should You Port Car Insurance Policy?

      You can switch your existing car insurance policy whenever you are unsatisfied with your current insurer. However, make sure to port car insurance at the time of car insurance renewal

      Not many insurers will allow you to port your policy in between your policy tenure. So, ensure that you switch your insurer at the time of renewal only to avoid any inspection. 

      When you port your policy within the expiry date, you can easily transfer your No Claim Bonus to your new motor insurance policy. Also, there is no need to get your vehicle inspected. 

      Things to Keep in Mind While Choosing a New Insurer

      Before porting your car insurance policy, there are some essential things that you need to keep in mind while choosing a new insurer. These are:

      Choose New Insurer Wisely

      Before porting your car insurance policy, make sure to do proper research on the coverage offered by your new insurer. If you are looking for the same coverage at a lower premium, try comparing plans based on their car insurance price. 

      However, if you want better coverage, compare insurance plans based on the coverage offered. Thus, before porting your policy, choose your new insurer after full consideration. Also, check your new insurer’s Claim Settlement Ratio before finalising an insurer. 

      Don't Lose Your NCB

      No Claim Bonus, if accumulated, can give you a great discount on your car insurance renewal premium. Thus, make sure to also get your existing NCB reward transferred to your new insurer while porting your policy. To transfer your NCB, you will have to show an NCB Certificate to your new insurer. An NCB certificate can be received from your existing insurer. 

      Port Before Expiry Date

      The best time to port your car insurance policy is before your policy expiry date. The option to port is mostly offered during the car insurance renewal period and not throughout the year. Also, porting your car insurance before expiry will help you easily transfer your NCB as well. If your policy expires and you do not renew or port it, you will be required to get your car inspected. Your NCB will also get nullified if it exceeds the grace period of 90 days.

      Select Proper IDV

      Before porting your four-wheeler insurance, make sure to also carefully consider your car’s Insured Declared Value. To get the best coverage at the time of total loss due to theft or fire, make sure to select an IDV close to the market value of the vehicle.


      How to Switch Car Insurance Online?

      If you are not happy with your current insurer and wish to switch your car insurance, you can port your car insurance online by following these steps:

      • Visit and click on the “Car Insurance” tab from the homepage
      • Now enter your car number in the given form
      • Select your car’s RTO
      • Select your car details like make, model, variant, fuel type and registration year
      • Enter your previous policy claim and expiry details 
      • Now compare and choose a car insurance plan from a new insurer
      • Fill in the proposal form and proceed with the premium payment
      • Pay the final premium using the online payment mode
      • Once you have paid the premium, your car insurance policy will be ported. You will receive your policy details in your mail.

      FAQs on Car Insurance Portability

      • Q1: Is it possible to port car insurance?

        Ans: Yes, it is possible to port your existing car insurance policy. If you are unsatisfied with the previous insurer, you can easily port your policy to the new insurer.

      • Q2: Can I also transfer NCB while porting my car policy?

        Ans: Yes, you can transfer your NCB from your previous insurer to your new insurer while porting your car insurance.

      • Q3: Can I purchase port my insurer online?

        Ans: IA car insurance policy can be ported online from at the time of renewal. Simply go to the “Car Insurance” section, enter your car number and your car details, select your previous insurer and select the plan from your new insurer. Pay the final premium, and your new car insurance policy will be mailed to you.

      • Q4: Can I insure my car twice?

        Ans: A car cannot be insured twice. Whether a car is insured for one or more policies, the compensation can be claimed from one policy only. An increase in the number of policies won't increase the value of your insurance coverage. So, insuring your car twice will only lead to unnecessary complications and a higher premium.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar
      Claim Assurance Program

      Car insurance articles

      • Recent Article
      • Popular Articles
      11 Jun 2024

      How to Check Car Owner Details By Registration...

      Scenarios like hit-and-run accidents or purchasing a second-hand

      Read more
      21 May 2024

      Get Faster Claim Settlement with Policybazaar...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration...

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.