A ₹1 crore term insurance plan provides a pure life cover where the nominee receives ₹1 crore in the event of your unfortunate demise during the policy term. It is the most affordable way to secure your family’s future, clear debts, and replace lost income, with premiums starting as low as ₹400-₹500 per month.
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A ₹1 cr term insurance plan offers a life cover of ₹1 crore. It is a pure type of life insurance, just like any other term insurance plans. Under this, premium amounts are paid on a regular basis for a specific time period known as policy term. In case of your unforeseen death during the policy term, your nominee will receive ₹1 crore. Such a high life cover ensures that the family members of life assured are secured financially and are able to live their lives comfortably without any hassles.Since it is a pure term insurance policy you will not get a payout when you outlive the policy term.
It offers a high life cover at a low premium, making it an attractive option for individuals who are looking for comprehensive life insurance coverage.
So, choosing the best term insurance plan for 1 crore helps you secure your family’s financial future against the rising living cost in case of your demise. Read on to know more about why you should buy 1 crore term life insurance.
Term Plans
Buy Rs 1 cr. term plan at just ₹14/day. Below is the list of the best term insurance plan for 1 crore 2026.
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Note: You can calculate the 1 crore term insurance premium amount from Term Insurance 1 Crore Calculator as per your requirements and life goals and LIC term insurance plan 1 crore premium calculator can also be used to calculate the premiums of LIC Term insurance 1 crore plans. In the same way, SBI term insurance 1 crore calculator can be used to compute premiums of SBI term insurance 1 crore plans.
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Let us look at the various benefits of buying the best term insurance plan in India for 1 crore:
Here's why it's becoming increasingly important:
You can get life coverage of 1 crore term insurance for as low as Rs. 409/month. The premium of 1 Cr term insurance plans remains the same throughout the policy term, ensuring you do not have to worry about sudden financial stress.
1 Cr term insurance plans have consistent premium rates throughout the policy tenure. Once you purchase the term plan, the premium rates remain unchanged for the entire policy term.
This high amount of life cover helps you protect your family members in case of your absence. The high life cover received from your 1 crore term insurance plan helps your family fulfil any financial goals they may have or any financial emergencies that may arise.
This 1 crore term insurance plan works as an income replacement. It is a smart choice to replace your income in case of your absence. It provides the option to receive the payout as regular income, lump sum, or a combination of both. It also helps manage household expenditures.
With the best term insurance plan for 1 crore, you can get long term coverage at affordable premiums that remain constant throughout the policy term. Thus, if you have purchased a 1 cr term insurance at Rs. 700 payable monthly to cover you till 60 years of age. You can easily pay the small amount as a premium for the entire policy term and invest the rest of your savings into investment products for wealth creation.
By obtaining a Rs. 1 Crore term plan, you provide a financial net for your family in the unfortunate event of your death. In such cases, the payout from the policy can be used to settle any outstanding debts, ensuring that your family members inherit a legacy without financial difficulties. You can also use a home loan insurance calculator to check the premiums you would need to pay for your home loan insurance.
Single payment - You can pay the premium in a single payment during the inception of the policy.
Limited premium payment - You can pay the premium for a limited policy term while ensuring to get the benefits throughout the policy term.
Regular premium payment - You can pay the premium amount on a regular basis throughout the policy term.
You can easily determine a preferred frequency of premium payment for the limited and regular payment methods, like monthly, quarterly, semi-yearly, or yearly.
1 crore term insurance works on the basis of a simple principle of offering a sufficient financial security to your family members for affordable and regular premiums.
Let’s understand how a 1 cr term insurance plan work, with the help of an example:
If Pranav purchased a term insurance plan with a life cover of Rs. 1 crore at 30 years of age. He chose a policy term of 25 years and made his spouse the nominee. After around 5 years, Pranav dies in an unforeseen accident. His spouse received the full sum assured amount of 1 Crore from the insurer. This payment can help her wife to be financially independent in future.
| Top 5 Term Insurance Companies in India | Best 5 Term Insurance Plans for 1 Crore | Sum Assured | CSR (Claim Settlement Ratio) |
| Life Insurance Corporation of India | LIC Jeevan Amar | 25 Lacs - No Limit | 91.32% |
| SBI Life Insurance Co. Ltd. | SBI Smart Shield Plus | 25 Lacs - No limit | 98.34% |
| HDFC Life Insurance Co. Ltd. | HDFC Click 2 Protect Supreme Plus | 10,000 - No limit | 99.7% |
| ICICI Prudential Life Insurance Co. Ltd. | ICICI iProtect Smart Plus | 50 Lacs - 20 Crores | 99.3% |
| Axis Max Life Insurance Ltd. | Axis Max Smart Term Plan Plus | 25 Lacs – 20 Crores | 99.7% |
**Disclaimer: The insurers mentioned above are arranged in order of highest to lowest annualised premium, based on data from the IRDAI Annual Report 2024–25. Policybazaar does not endorse, rate, or recommend any specific insurer or insurance product. For the complete list of life insurers in India, please visit the IRDAI website.
Considering rising living costs, inflation, and increasing financial responsibilities, many people first understand what is term insurance before choosing the right coverage. Once you understand how it works, a higher cover like 1 crore becomes essential. It helps your family manage expenses, repay debts, and meet long-term goals in your absence. A term insurance calculator can also help you estimate the premium and plan better.
Given rising costs and inflation, a 1 crore term insurance plan helps your family maintain their lifestyle for some time if you are not around. It is especially useful for individuals with dependents and long-term financial commitments.
Income Replacement: A 1 crore term insurance plan can replace your income in your absence. The payout can be taken as a lump sum, regular income, or both, helping your family manage daily expenses smoothly.
Adjust for inflation: Inflation reduces the value of money over time, making future expenses higher. A 1 crore cover ensures your family can cope with rising costs and continue their lifestyle without financial strain.
If you have ongoing loans such as home, car, or personal loans, a 1 crore term insurance payout helps your family repay them easily. This ensures they are not burdened with financial liabilities in your absence.
Home Loan: Home loans are long-term commitments with regular EMIs. In your absence, the burden can fall on your family. A 1 crore term insurance plan helps them repay the loan without financial stress.
Car Loan: Car loan EMIs can be difficult to manage without a steady income. The payout from a 1 crore term plan helps your family clear the remaining dues easily.
Other Debts: High-interest loans like personal loans or credit card dues can create financial pressure. A 1 crore term insurance plan ensures these debts are settled without affecting your family’s stability.
A 1 crore term insurance policy helps secure your children’s future despite rising costs. The payout ensures their important life goals are not disrupted in your absence.
Education: Education costs are increasing steadily. A 1 crore cover helps your family fund school, college, and higher education without financial difficulty.
Marriage: Marriage is an important milestone that involves significant expenses. A 1 crore term insurance plan ensures your family can manage these costs without compromise.
Premium paid: Premiums paid for term insurance are eligible for tax deductions under Section 80C, up to Rs. 1.5 lakh.
Death benefit: The payout received by your family is generally tax-free under Section 10(10D), as per applicable tax rules.
Premiums paid for health related riders: Premiums paid for riders such as critical illness riders may also qualify for tax deductions under Section 80D.
Term insurance plans offer high life cover at affordable premiums since they provide pure risk protection. A 1 crore term insurance plan is a cost-effective way to secure your family’s future.
You can enhance your 1 crore term insurance plan with add-on riders for broader protection.
Critical illness rider: Provides a lump sum payout on diagnosis of a listed critical illness.
Accidental death benefit rider: Offers an additional payout in case of death due to an accident.
Waiver of premium rider: Waives future premiums if you become critically ill or disabled, while the policy remains active.
Here are the top features and benefits of the best term insurance plan for ₹1crore:
Extensive Coverage
A ₹1 Crore term insurance plan offers comprehensive life cover of up to ₹1 Crore for the selected policy tenure, helping secure your family’s financial future.
Affordable Premium
Even with such a high sum assured, the ₹1 Cr term life insurance premium can remain affordable, especially when purchased early and for a longer policy term. This allows you to avail higher coverage without significantly increasing your premium burden.
Flexible Policy Tenure
You can choose the ₹1 Cr life insurance policy tenure based on your family’s financial responsibilities, future goals, and dependent needs.
Option to Increase Life Cover
A ₹1 Crore term insurance cover can often be increased at important life stages such as marriage, childbirth, or home loans, ensuring your family receives adequate protection as responsibilities grow.
Flexible Policy Features
The ₹1 Crore term insurance plan comes with flexible customisation options to suit your financial planning needs, including premium payment and payout choices.
Premium Payment Options
Single Pay: Pay the entire premium amount once at the start of the policy.
Limited Pay: Pay premiums for a limited period while enjoying coverage throughout the policy term.
Regular Pay: Continue paying premiums regularly during the entire policy tenure.
For limited and regular pay options, you can select a convenient premium payment frequency such as monthly, quarterly, half-yearly, annually, or one-time payment.
Payout Options
Lump Sum Payout: The nominee receives the entire sum assured at once.
Regular Income: The death benefit is paid as regular income over a fixed duration.
Combination Payout: A part of the sum assured is paid as a lump sum while the remaining amount is paid as regular income.
Riders for Enhanced Protection
You can enhance your ₹1 Crore term insurance policy with optional riders by paying an additional nominal premium. These riders may provide protection against:
Critical illnesses
Accidental death
Permanent disability
Hospitalisation expenses
Major and minor illnesses
Long-term Coverage
A ₹1 Cr term insurance policy can provide long-term protection ranging from 10 to 40 years, depending on the insurer and chosen plan. Generally, opting for a longer policy term at an early age may help keep premiums affordable.
With the return of premium features, you can receive the total premiums paid under the ₹1 Crore insurance policy as a maturity benefit if you survive the policy tenure.
A ₹1 Crore term policy focuses purely on life protection without any investment component, making it simple to understand and manage. You only need to choose a suitable plan, pay premiums on time, and ensure financial protection for your family. Most insurers also allow you to buy term insurance online through a quick and hassle-free process.
A 1 crore term insurance plan is a common choice among individuals who have financial dependents or have large liabilities. Since Rs. 1 crore is sufficient sum assured thus it is a good decision for most people who are looking to secure their financial future. This table shows who should consider buying a term insurance plan for 1 cr term insurance in India 2026 online:
| Who Should Buy | Why Buy a ₹1 Crore Term Insurance Plan |
| Young Professionals | A ₹1 Crore term insurance plan can help you start securing your family’s financial future early in your career and ensure their financial needs are taken care of in your absence. |
| Newly Married Couples & Young Parents | As responsibilities grow after marriage or parenthood, this plan helps provide financial stability to your spouse and children in case of an unfortunate event. |
| Individuals with Existing Debts | If you have personal, education, or vehicle loans, a ₹1 Cr term insurance plan can help prevent your family from bearing the repayment burden. |
| Home Loan Borrowers | A large home loan can create long-term financial obligations. This plan helps your family repay the loan and continue living securely in the same home. |
| Sole Earning Members | If your family depends entirely on your income, a ₹1 Crore term plan can provide financial support to manage daily expenses and future goals after you. |
| Business Owners | In the event of your untimely demise, the policy can help your family manage business-related liabilities and maintain financial continuity. |
| Self-Employed Individuals | For freelancers and self-employed professionals, this plan can help replace lost income and protect the family from financial uncertainty. |
| Investors and Financial Planners | A ₹1 Cr term insurance policy helps ensure that long-term investments and financial goals continue uninterrupted even in your absence. |
| Individuals Supporting Elderly Parents | If your parents are financially dependent on you, this plan can help ensure they continue to receive financial support and maintain their lifestyle. |
| Individuals Nearing Retirement | Even close to retirement, a term insurance plan can help financially protect dependents until they become self-sufficient. |
| Senior Citizens | Whole-life coverage options can help ensure your spouse or dependents remain financially secure and comfortable after you. |
| Homemakers | Homemakers contribute significantly to the household. A term insurance plan can help cover childcare, household management, and other daily expenses in their absence. |
| Working Women | A ₹1 Crore term insurance policy can help replace your income contribution and support your family’s future lifestyle and financial goals. |
| Taxpayers | Along with financial protection for your family, term insurance plans may also offer tax benefits under Sections 80C and 10(10D) of the Income Tax Act. |
Minimum Entry Age
minimum entry age to buy Rs. 1 Crore term insurance plan is 18 years as this age is the legal age to get into most of the insurance plans.
Maximum Entry Age
The insurers offer term life insurance plans up to the age of 60-65 years for a Rs. 1 crore term insurance cover. But insurance companies also offer special plans to individuals of age 70 years or more.
Premium Impact
Age can affect your premiums. Buying a 1 Crore term insurance at an early stage, i.e., in your 20s or 30s can provide lower premiums than individuals of a more advanced age due to lower perceived health risks.
One of the main factors in selecting the term life insurance plan for the financial protection of your family is deciding on the right sum assured option. Below are the options available for sum assured amounts that are for you:
Get High Coverage at a Low Premium
Family’s Security From Loans and Debts
Get up to 15% online discount
Whole Life Cover till 99/100 years
Get Tax Benefits Up To Rs. 46,800
| Term Insurance Plan | Key Highlights | Notable Benefits |
| LIC Jeevan Amar | Pure protection term plan with flexible premium payment options | Increasing sum assured option and long policy tenure choices |
| SBI Life Insurance Smart Shield Plus | Customisable term insurance plan with multiple coverage variants | Optional riders and flexible policy structure |
| HDFC Life Click 2 Protect Supreme Plus | Comprehensive online term plan with flexible coverage features | Life stage protection and return of premium option |
| ICICI Prudential Life Insurance iProtect Smart Plus | Modern term insurance plan with enhanced protection benefits | Terminal illness coverage and flexible payout modes |
| Axis Max Life Insurance Smart Term Plan Plus | Flexible protection plan with customisable payout options | Multiple rider choices and long-term coverage flexibility |
Finding the best term insurance plan for 1 crore is an important task, as various insurers offer plans at a competitive rate. However, if you have already decided to buy a 1 Cr term plan to protect your family in your absence financially, here are some of the important parameters you should consider when buying a suitable 1 Cr term insurance plan.
Your cover should be enough to replace income, clear liabilities, and support future goals.
Human Life Value: Use HLV calculator as a thumb rule and aim for 10 to 15 times your annual income.
Outstanding loans: Add all loans and debts so your family can repay them without stress.
Current and future expenses: Include daily expenses along with future needs like healthcare and education.
Future goals: Factor in milestones like your child’s education, marriage, and spouse’s retirement.
The policy term should last as long as your family depends on your income.
Your dependent’s age: Choose a term till your dependents become financially independent.
Your retirement age: A common approach is to align the term with your retirement age.
Long-term liabilities: Ensure the term also covers long-term loans like home loans.
Pick a payment option that is comfortable and sustainable.
Premiums should be affordable: The premium should fit your budget easily.
Premium paying term: Choose from regular, limited, or single pay options with flexible frequencies.
Buy online or offline?: Online offers convenience, while offline gives advisor support.
Claim Settlement Ratio (CSR): CSR represents the total number of claims the insurer settled in a year to the total number of claims received within the same year. A CSR above 95% indicates that the insurance company has settled most of the claims received annually and is a reliable insurer from where you can buy term plans. Therefore, you should choose an insurer with a high CSR to ensure that your nominees/beneficiaries receive the claim amount on time.
Solvency Ratio: Always check for insurers with a high solvency ratio. A high solvency ratio means the insurer's financial ability to pay out claims. Policy buyers should do thorough research about the insurer’s financial status to confirm whether they have the capability to settle the claims.
Reputation: The brand reputation plays an important role in deciding the insurance provider. Always ensure that the insurer has been established for a sufficient time and has a large base of customers. For example, Policybazaar has secured 15 lakh+ families till now.
Riders: Riders are the add-on benefits that can be added to the base plan to enhance the coverage of the existing term plan. There are different types of riders, such as waiver of premium, critical illness, accidental total and permanent disability, accidental death, hospicare rider, etc. Go through the list of available riders and their benefits to make the most of your 1 crore term insurance plan.
Medical test requirements: Read and go through the insurance company’s policy about medical examinations. Some term plans may require a medical check-up based on age and life cover amount. Be informed about any important health tests.
Read plan documents carefully to understand all the life insurance exclusions. These are the situations where the plan will not provide any payout. Make sure that you are aware of these implications.
This is quite a concerning question among the buyers of term insurance. It is often suggested that you buy a 1 crore term insurance as soon as possible so that you can get it at lower premiums. Term insurance premiums increase with your age. Let us take a look at the monthly premium and how it changes for a 1 crore term plan for different age groups:
Let us take a look at how the premiums for the best term insurance plan for 1 crore differ for male and female customers over different age groups:
| Age Group | Coverage Duration | Female Premium (₹) | Male Premium (₹) |
| 20s | Till 70 years | 526 | 564 |
| 30s | Till 70 years | 692 | 827 |
| 40s | Till 70 years | 1178 | 1500 |
| 50s | Till 70 years | 2241 | 2907 |
| 60s | Till 70 years | 4144 | 5142 |
Choosing the best term insurance plan for 1 crore is important to secure your family’s financial future. Here is how you can choose the most suitable 1 cr term insurance online:
You need to take your age at the time of buying 1 crore term insurance into account, and your existing annual income. This is because age affects your premium rates and eligibility for certain life cover amounts. Not only that, your annual income may also restrict the sum assured you are eligible to buy the best term insurance plan for 1 crore.
Unless the premium amount fits into your budget, you will not be able to buy 1 cr term plan or pay the price on a regular basis. Thus, it is recommended to buy term insurance policy with an affordable premium according to your income.
A term plan, once bought, will cover you for decades. During this period, the inflation rates and cost of living are bound to increase. Thus, you should always keep these in mind and look for a 1 crore term insurance plan that will sufficiently cover your family’s needs even after a few years.
Apart from providing life coverage, insurance companies offer various features with their term plans like:
Add-ons or riders to increase the base coverage
Option to increase the coverage with changing life stages
Accelerated payouts in case of terminal illnesses
You should always compare the available term plans from different insurers online on the basis of their premium rates, CSR values, benefits offered, riders, and policy terms to find the most suitable term plan.
Deciding the right time to buy a ₹1 crore term insurance plan is just as important as choosing the coverage amount. While many people delay the decision, the timing can majorly affect both your premium and long-term financial security.
The ideal time to consider a 1 crore term insurance plan is when you begin earning a steady income. Once someone depends on your income, even partially, protection becomes important. Buying early also helps lock in a lower premium for the entire policy term.
If you’ve taken a home loan, personal loan, or any large financial commitment, it’s a strong signal that you need adequate life cover. A ₹1 crore term insurance plan can help ensure that your family is not burdened with repayment obligations in your absence.
Marriage changes financial priorities. Even if both partners are earning, having sufficient life cover provides stability and peace of mind. In such cases, the best term insurance for 1 crore plan ensures your spouse remains financially secure if something unexpected happens.
Parenthood brings long-term responsibilities like education, healthcare, and daily expenses. The best term insurance for 1 Crore can act as income replacement and help maintain your child’s future plans without disruption.
Premiums are largely based on age and health. The younger and healthier you are, the lower your premium is likely to be. Waiting can mean higher costs or stricter underwriting later. Buying early is often the most cost-effective decision.
Below mentioned is the step-by-step guide to buy the best term insurance plan for 1 crore term plan from Policybazaar:
Visit Policybazaar and go to the Term Insurance page
Fill in the basic details such as name, Date of Birth, and contact number and click on ‘View Plans’
Answer the questions about smoking habits, annual income, occupation type, and educational qualification
After submitting all the details, a list of all available 1 Crore term insurance plans will be displayed
Choose the best term insurance plan for 1 Crore that suits your financial needs and proceed to pay the first premium
If yes, Please rate us.
Varun has spent years in the insurance space, but what drives him isn't policies or premiums — it's the conversations he's had with real people. A young father in Pune wondering if his salary is enough. A newly married couple in Jaipur putting off "the insurance talk" for later. A mother in Chennai who never knew her husband was underinsured until it was too late. These stories stay with him. As Head of Term Insurance at Policybazaar, Varun knows the numbers well — 52.4% of Indians are aware of term insurance, yet only 9.6% own it. And 87% of families don't realise they're leaving their loved ones with far less protection than they actually need. But behind every statistic, he sees a family that just needed someone to sit with them, explain it simply, and help them take that one step. That's exactly what Policybazaar's term insurance is built to do. In his words, "Most people aren't avoiding protection — they're just waiting for someone to make it easy. That's what we're here for."
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
Women
+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.
1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.
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