Have a doubt on your mind?
Get the solution for all your insurance queries
Lets get started
We want to give you the best answers, and it all starts with your details.
Continue
We promise not to spam you with calls, just unbiased advice to all your insurance related queries

Understanding insurance is easy

Monthly thousands of people share their problem and get the solutions on AskPB. If you also have need help with buying a new policy or existing policy, share it with us.

Looking to buy new plan? Explore best plans or talk to our insurance experts
Already have a policy with us? All the help with your policy are just a click away
Any other query? All the help with your policy are just a click away

Ask our team anything, anytime

Insurance got you feeling like a fish out of water? Drop us a question and our team will cast a net of knowledge. Join the thousands who've found answers with us!

Recently answered questions
Filter or search for query
AA

How it works

Replied by Policybazaar Team

Hello Amson, thanks for writing in. Bumper-to-bumper insurance is a type of car insurance policy that provides comprehensive coverage for your vehicle. It covers damages caused to the car's body, engine, and other parts due to accidents, natural calamities, theft, and other unforeseen events. It is also known as Zero Depreciation Insurance. You can find more information about it on the link provided.

Insurance cover that provides complete vehicle coverage without depreciation. It covers all the parts of your car, including rubber, plastic, and fibre parts. Some add-ons available with Bumper to Bumper insurance include zero depreciation, engine protector, roadside assistance, and consumables cover.

You can visit here link to learn more about the add-ons available.

AA

car insurance

Replied by Policybazaar Team

Hello Aijaz, Thanks for reaching out. You can check car insurance plans here

1. Also, When it comes to car insurance, you have two options to choose from: third-party and comprehensive. 
Third-party insurance only covers damages to the other party's life and property in an accident involving your car. While it is a good way to protect yourself, it is not mandatory according to the Motor Vehicles Act. However, if you do not have a separate personal accident insurance policy, you will need to purchase a personal accident cover of at least 15 lakhs as it is a legally required coverage.

2. Comprehensive insurance, on the other hand, covers theft or damages to your vehicle in addition to third-party coverage. This type of insurance is especially important if you plan to keep your car for a long time, as it will protect you against financial losses resulting from any mishap with your vehicle. As with third-party insurance, you must purchase a personal accident cover of at least 15 lakhs if you do not have a separate personal accident insurance policy. You can check the premium details for car insurance here.

I hope this clears things up for you. Let me know if you have any further questions!

Topic of the week
Ulip Plans
ULIP Calculator

A ULIP Calculator is a financial tool designed to help you compare ULIP plans and estimate the maturity amount depending on the expected investment value and future returns, helping you to reach your life objectives in the future. ...

Read Full Article
Two Wheeler Challan
Three Easy Ways to Check Bike Insurance Expiry Date Online

As significant as it is to buy a bike insurance for your motorbike, it is equally important to renew it timely. You can do it by keeping a record of the policy expiry date mentioned in the policy document. However, if you forget your two-wheeler insurance validity, you can always check it online. If you are wondering how to check bike insurance details online, read ahead! ...

Read Full Article
Two Wheeler Insurance
Vehicle Owner Details by Registration Number

Vehicle owner details can come in handy in various situations, such as road accidents, cases of reckless driving, and when purchasing a second-hand vehicle. Vehicle owner details will help if you lose your vehicle-related documents. In these cases, the online vehicle registration check comes to your rescue. Read ahead to find vehicle owner details by number plate in India. ...

Read Full Article
Car Insurance
How to Check Car/Vehicle Insurance Status Online

It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must be insured under a four-wheeler insurance policy at all times. However, a car insurance policy comes with validity, and it is important to be aware of its status so that you can renew it on time. Know how to check vehicle insurance status online through multiple mediums like Pari...

Read Full Article
Two Wheeler Insurance
How to Check Bike Owner Details by Registration Number?

In a world full of different types of two-wheelers, each one has its unique identity enclosed in its registration number. This registration number is an alphanumeric sequence that not only distinguishes one bike from another but also holds crucial information about its owner. Let's understand how bike owner details are checked by registration number or number plate. ...

Read Full Article
BK

need insurance policy

Replied by Policybazaar Team

Hello Bipendra, You can select from a range of health insurance products on our website, including individual health plans, family floater health plans, critical illness insurance policies, and policies specific to Corona. We also have schemes designed specifically for senior citizens. Most comprehensive health insurance policies provide cashless coverage across network hospitals, cover COVID-19 treatment costs, and are available with no co-pay for people up to 60 years of age with no pre-existing diseases. You can find out more features and benefits of health insurance and also check-out various policies here

WS

I want tafakul insurance

View answer
Replied by Policybazaar Team

Hello Wasim, Thanks for reaching out. Takaful insurance is a community pooling system wherein all policyholders pool a sum as an insurance premium to help those needing financial aid. The losses and liabilities are shared collectively by the group. While this is widely popular in several Islamic countries in the Middle East and Southeast Asia, as per available public information, we do not currently see this offering being available in India. Policybazaar does not provide takaful insurance either.

However, several low-cost, high-coverage health insurance policies available on our website from various insurers might be useful for your parents. You can find out more about health insurance and also check out various policies here: Health Insurance

PJ

Need to know the policy

View answer
Replied by Policybazaar Team

Hello, Thanks for reaching out. You can check car insurance plans here

1. Also, When it comes to car insurance, you have two options to choose from: third-party and comprehensive. 
Third-party insurance only covers damages to the other party's life and property in an accident involving your car. While it is a good way to protect yourself, it is not mandatory according to the Motor Vehicles Act. However, if you do not have a separate personal accident insurance policy, you will need to purchase a personal accident cover of at least 15 lakhs as it is a legally required coverage.

2. Comprehensive insurance, on the other hand, covers theft or damages to your vehicle in addition to third-party coverage. This type of insurance is especially important if you plan to keep your car for a long time, as it will protect you against financial losses resulting from any mishap with your vehicle. As with third-party insurance, you must purchase a personal accident cover of at least 15 lakhs if you do not have a separate personal accident insurance policy. You can check the premium details for car insurance here.

I hope this clears things up for you. Let me know if you have any further questions!

View More

Insights Hub at PBLife

Leaders speak Learn the tips & benefits of selecting the right insurance coverage.
Webinars Learn the tips & benefits of selecting the right insurance coverage.
Podcast Get all the insights from our team of insurance professionals.
What’s new Check out the latest news from our company

Stories & Articles

Is ULIP a Good Investment? Is ULIP a Good Investment? Unit Linked Insurance Plan or ULIPs offer a unique b... read more
06 Jun 2023 by Policybazaar 84 Views
Odisha Train Accident: How Families Can ... Odisha Train Accident: How Families Can Claim Term Insurance Death Benefit ? Th... read more
13 Jun 2023 by Policybazaar 26 Views
What Is The Right Age To Purchase A Heal... What Is The Right Age To Purchase A Health Insurance Policy? Every person must h... read more
30 Sep 2021 by Policybazaar 5123 Views
What Should You Do When Traffic Police T... What Should You Do When Traffic Police Tows Your Bike? Having your two-wheeler ... read more
07 Jun 2023 by Policybazaar 67 Views
What Should You Do When Traffic Police T... What Should You Do When Traffic Police Tows Your Bike? Having your two-wheeler ... read more
07 Jun 2023 by Policybazaar 67 Views
8 Reasons Canada is the Best Study Desti... 8 Reasons Canada is the Best Study Destination for Indians Studying abroad is a ... read more
07 Jun 2023 by Policybazaar 53 Views