Got a question about insurance?
Got a query around insurance or insurance products, drop a message and our advisors will respond to you.
  • Get help on any insurance related product
  • Ask any question in any category, anytime you want
  • Our team of advisor will cater to your query and provide you with the best possible solution
Share your details to help us serve you better
We promise not to spam you with calls, unless you have requested us to do so
Great going so far
You are just a step away from getting the solution of your problem
Submit Query
We promise not to spam you with calls, unless you have requested us to do so
Recently answered questions

about health insurance, indetails for my father & son

Policybazaar Team

Hi Rambhagat, thanks for reaching out. The premium will depend upon factors like the Age of the members, and do you or your family have an existing illness or medical history. We are arranging a callback from our insurance advisor. The advisor shall reach out to you shortly. You may select from a selection of health insurance products from several insurers on our website, including:
1. Individual health plans suited to a single person
2. Family floater health plans, which provide coverage for your complete family under a single plan.
3. Critical illness insurance policies (usually available as add-on covers)
4. Policies specific to Corona
There are also schemes designed specifically for senior citizens.

However, do note most comprehensive health insurance policies (individual or family floater) provide cashless coverage across network hospitals, cover COVID-19 treatment costs, and are available with no co-pay for people up to 60 years of age with no pre-existing diseases.

While some features may differ from plan to plan, some key terms and conditions for nearly all comprehensive health policies include:
1. All pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future
2. The insurer may require you to go through tele- or physical medical tests based on your age and health condition
3. Across all health insurance policies, you will be required to serve certain waiting periods (the period within which you cannot claim treatment of specified diseases). The waiting periods may differ slightly across plans.

You can find out more features and benefits about health insurance and also check-out various policies here: Health Insurance

Bhim Raj

I want to about what the process to get cancer health policy. Which company is best with claim ratio and price also

Policybazaar Team

Hi Bhim, we will try our best to help here. While most critical illness plans will not provide cover after being diagnosed. However, the insured has to serve you a waiting period. Critical illness policies are different, the policy only covers life-threatening diseases such as cancer, tumour, tumournent paralysis, etc. and they do not necessarily require hospitalization, the insured can get a lumpsum payout just on being diagnosed. For more details, you can refer to this link: Critical Illness Insurance

We are arranging a callback from one of our health insurance experts to help you identify relevant options.


Not able to view policy and not able to download as well

Policybazaar Team

Hi Vighnesh, thanks for reaching out. Your Reliance two-wheeler insurance policy was issued on Aug 3, 2022 and a policy copy was shared over the registered email address at 12:34 PM.

Also, you can download a copy from the Policybazaar app or website by logging in with your registered mobile number and OTP.
The path on the app: Login > Policies > Active plans > Click on the policy that you want the copy of > Download. Path on the website: > Sign in > Profile > Your Policies > Download Policy the respective policy.

If you face any issues, please contact our customer care team at from your registered email ID or 1800-258-5970 from the registered mobile number.


How to apply for new ayushman card as we are under treatment and not in a situation to go for further due to our financial problem

Click to view answer
Policybazaar Team

Hi Keneisonuo, Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (PMJAY) scheme helps in providing up to Rs. 5 lac cover per family and facilitates cashless hospitalization to beneficiaries in public and network private hospitals. The scheme aims to provide free healthcare services to underprivileged/low-income sections of society. There are separate criteria for rural and urban households to be fulfilled to register under this scheme, even though there are no age and family size limits. For more details please visit the following link: Ayushmaan Bharat Yojna

To check your eligibility for the scheme, please follow the steps below:
1. Visit the official website of the PMJAY scheme.
2. Click on the 'Am I Eligible' tab.
3. Submit your mobile number, and CAPTCHA Code and click on generate OTP.
4. Enter your state and your name, ration card number, mobile number or household number.
5. If your family is covered under Ayushman Bharat Yojna, then your name will be reflected in the results.

You can contact the Ayushman Bharat Yojana customer care at 1800-111-565 or 14555 or you can also contact any of the empanelled hospitals for further support.

If eligible, you can download the Ayushman Bharat Yojana Card, by following the steps below:
1. Go to the PMJAY official website
2. Login with your email id & password
3. Enter your aadhar card number on the new page that opens up after login and proceed
4. Verify by thumb impression and click on the approved beneficiary option
5. Now the list of the approved golden cards will open there
6. Select your name and click on confirm the print option
7. Now you will be redirected to the CSC vallet
8. Enter your password and pin
9. Click on the download option

Hope this helps.


need travel insurance from india to muscat please give your travel insurance policy details

Click to view answer
Policybazaar Team

Hi Nazeeb, thanks for reaching out. A travel insurance policy is a great way to keep yourself covered against any financial burden arising out of health emergencies or baggage loss while you are travtravellingy from home. You can find, compare and purchase various plans by clicking on the link here and filling in your trip details: Travel Insurance
In addition to the destination and number of people travtravellingu will also need to provide the following additional details to view the relevant plans:
1. Travel dates
2. Ages of all the people travelling
3. Whether you or a co-traveller suffer any pre-existing diseases (Yes/ No)

Meanwhile, we are also arranging a callback for you from one of our travel insurance advisors to assist with your requirement.

View More Questions