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Insurance got you feeling like a fish out of water? Drop us a question and our team will cast a net of knowledge. Join the thousands who've found answers with us!
Hello Shantilal, thanks for reaching out. You may select from a selection of health insurance products from several insurers on our website, including:
1. Individual health plans suited to a single person
2. Family floater health plans provide coverage for your complete family under a single plan.
3. Critical illness insurance policies (usually available as add-on covers)
4. Policies specific to Corona
There are also schemes designed specifically for senior citizens.
However, do note that most comprehensive health insurance policies (individual or family floater) provide cashless coverage across network hospitals, cover COVID-19 treatment costs, and are available with no co-pay for people up to 60 years of age with no pre-existing diseases.
While some features may differ from plan to plan, some key terms and conditions for nearly all comprehensive health policies include:
1. All pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future
2. The insurer may require you to go through tele- or physical medical tests based on your age and health condition
3. Across all health insurance policies, you must serve specific waiting periods (during which you cannot claim treatment for specified diseases). The waiting periods may differ slightly across plans.
You can find out more features and benefits of health insurance and check out various policies here: Health Insurance.
Hello Uday, Thanks for reaching out. You can check car insurance plans here
Also, when it comes to car insurance, you have two options to choose from:
I hope this clears things up for you. Let me know if you have any further questions!
Hello Piyush, Thanks for writing in. Health insurance is a type of insurance that covers the medical expenses incurred by an individual in case of hospitalisation or sudden illness. The benefits of buying a health insurance plan include financial protection against medical costs, access to quality healthcare, and knowing that you are covered in a medical emergency. Some health insurance plans also offer benefits such as cashless hospitalisation, coverage for pre-existing conditions, and tax benefits under Section 80D of the Income Tax Act.
While some features may differ from plan to plan, some key terms and conditions for nearly all comprehensive health policies include:
1. All pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future
2. The insurer may require you to go through tele- or physical medical tests based on your age and health condition
3. Across all health insurance policies, you must serve specific waiting periods (during which you cannot claim treatment for specified diseases). The waiting periods may differ slightly across plans.
You can find out more features and benefits of health insurance and check out various policies here: Health Insurance.
Explain the claim process for term insurance
Verified | Ramesh | Term Insurance | 03 Jul, 2025, 03:51 PM View answerjust want to understand my health insurance
Verified | ROHIT SHRIVASTAV | Health Insurance | 03 Jul, 2025, 10:34 AM View answer