Have a doubt on your mind?
Get the solution for all your insurance queries
Lets get started
We want to give you the best answers, and it all starts with your details.
Continue
We promise not to spam you with calls, just unbiased advice to all your insurance related queries

Understanding insurance is easy

Monthly thousands of people share their problem and get the solutions on AskPB. If you also have need help with buying a new policy or existing policy, share it with us.

Looking to buy new plan? Explore best plans or talk to our insurance experts
Already have a policy with us? All the help with your policy are just a click away
Any other query? All the help with your policy are just a click away

Ask our team anything, anytime

Insurance got you feeling like a fish out of water? Drop us a question and our team will cast a net of knowledge. Join the thousands who've found answers with us!

Recently answered questions
Filter or search for query
KC

Buy insurance

Replied by Policybazaar Team

Hello Khem, Thanks for reaching out. You can check some of the plans Bike insurance

You can buy the insurance policy for your two-wheeler from our online insurance website. Getting insurance for your two-wheeler is mandatory as per the Motor Vehicles Act. It provides financial coverage to your bike against any losses or damages incurred due to an accident.

MT

mediclaim policy comparison and details

Replied by Policybazaar Team

Hello Mayank, Thanks for reaching out. You can check plans on the following link: Health Insurance

Choosing the right health insurance plan is important; each individual's needs may vary. As Policybazaar, we recommend considering the following factors to help you make an informed decision:

  • Coverage: Evaluate the coverage offered by each plan. Check for inclusions and exclusions, such as pre-existing conditions, maternity benefits, and critical illness coverage.
  • Network Hospitals: Ensure the insurance provider has a wide network of hospitals to provide cashless services. This is crucial for quick and hassle-free claim settlement.
  • Premiums: Compare the premium costs for each policy. Consider your budget and choose a plan that provides adequate coverage without straining your finances.
  • Sum Insured: Assess the sum insured amount offered by each plan. It should be sufficient to cover potential medical expenses, including hospitalization, surgery, and other medical treatments.
  • Waiting Periods: Check for waiting periods associated with specific illnesses and pre-existing conditions. Opt for a policy with shorter waiting periods, especially if you have existing health concerns.
  • Additional Features: Look for additional features such as wellness programs, add-on riders, and other benefits that enhance the policy's overall coverage.
  • Claim Settlement Ratio: Review the claim settlement ratio of each insurance provider. A higher ratio indicates a better track record of settling claims promptly.
  • Customer Reviews: Read customer reviews and feedback about each insurance provider's service and claim settlement process. This can give you insights into the customer experience.
  • Policy Renewal Terms: Understand the renewal terms and conditions, including any changes in premiums, coverage, or terms that may apply at the time of renewal.

After carefully evaluating these factors, you should be able to make an informed decision based on your specific health insurance needs. If you have any specific questions about these policies or need further assistance, please contact Policybazaar's customer support for personalized guidance.

Further, we have arranged a callback for you from one of your health insurance advisors. They shall reach out to you shortly to assist.

Topic of the week
General Articles
How to Check LIC Policy Status, Details, Statement via Online/SMS/Call

Last year, Mr. Rajiv Verma bought a Child LIC policy to provide financial security for his kid's future. However, due to time constraints or negligence, he forgot to pay its premium and missed the grace period too. When almost after a month he came to the LIC of India office to renew his expired policy, he was appalled to know that now he had to pay extra charges along with interest to rene...

Read Full Article
LIC India
10 Best LIC Plans to Invest in 2024

Ever since its inception in 1956, LIC has been maintaining its stronghold in the Life Insurance domain with its wide-ranging plans and customer support. It currently boasts of one of the largest customer bases in India, in addition to occupying the biggest market share among other leading insurance providers. ...

Read Full Article
SIP
Best SIP Plans for 5 Years Investment 2024

SIPs are a great way of investing in mutual funds^^ for both long and short terms. It helps inculcate an investment discipline while offering compounded returns.But the question that remains is - how to find the best sip plans to serve your investment purpose. ...

Read Full Article
Two Wheeler Insurance
Vehicle Owner Details by Registration Number

Vehicle owner details can come in handy in various situations, such as road accidents, cases of reckless driving, and when purchasing a second-hand vehicle. Vehicle owner details will help if you lose your vehicle-related documents. In these cases, the online vehicle registration check comes to your rescue. Read ahead to find vehicle owner details by number plate in India. ...

Read Full Article
Child Plans
Top 12 Government Schemes for Girl Child

Top 12 Government Schemes for Girl Child Government schemes for the girl child are a vital aspect of social welfare programs aimed at promoting gender equality, empowering girls, and ensuring their holistic development. Various State and Central Government Schemes in India include small saving schemes, women empowerment campaigns, and girl-child education schemes. Moreover, most of these plan...

Read Full Article
MN

commercial vehicle insurance

Replied by Policybazaar Team

Hello Muni, As of now, we are not offering commercial vehicle insurance. However, you can easily buy a commercial vehicle policy for your vehicle online. Before buying the plan, comparing it and covering your vehicle against all kinds of losses and damages is recommended. Comprehensive insurance provides complete coverage for your commercial vehicle in case of an unanticipated expense. This plan protects your commercial vehicle from unforeseen events such as damage, fire, theft, robbery, flood, and earthquake. Furthermore, a comprehensive vehicle insurance policy covers third-party property and people injured in an accident. You can learn more about commercial vehicle insurance on our website.

RA

Need insurance coverage for solar power plant

View answer
Replied by Policybazaar Team

Hello Rajeev, thanks for reaching out. As of now, we are not offering solar insurance. However, Solar insurance is a specialized type of insurance coverage designed to protect solar energy systems and their components against various risks and potential losses. It is particularly relevant for individuals, businesses, or organizations that have invested in solar power installations, including solar panels, inverters, and related equipment.

Here are some key points to understand about solar insurance:

  • Coverage: Solar insurance policies typically cover a range of risks, including damage or loss due to natural disasters like storms, hurricanes, hail, or fire. They may also include coverage for theft, vandalism, electrical or mechanical breakdown, and accidental damage.
  • Property Insurance: Solar insurance often functions as an extension of property insurance. While property insurance may cover the building or structure where the solar panels are installed, solar insurance focuses explicitly on covering the solar energy system itself.
  • Business Interruption: Solar insurance may also include coverage for business interruption or loss of income. Suppose a solar energy system becomes inoperable due to damage or other covered reasons. In that case, the policy may compensate for the resulting loss of power generation and income during downtime.
  • Liability Coverage: Solar insurance policies may offer liability coverage to protect against potential claims or lawsuits arising from accidents or injuries related to the solar energy system. This coverage can be crucial for solar energy system owners to mitigate their liability risks.
  • Optional Coverage: Depending on the insurance provider and policy, additional optional coverage may be available. This can include coverage for the transportation and installation of solar panels, coverage for specialized solar equipment or technology, or coverage for system performance guarantees.
  • Factors Affecting Premiums: The cost of solar insurance premiums can vary based on several factors. These may include the size and value of the solar energy system, the location of the installation (taking into account weather patterns and exposure to natural disasters), the level of coverage required, the deductible chosen, and the claims history of the insured party.
  • Policy Exclusions: Like any insurance policy, solar insurance may have certain exclusions and limitations. Reviewing the policy terms and conditions to understand what risks are covered and excluded from the coverage is crucial.

Hope it helps.

SU

want to pruchase top up policy

View answer
Replied by Policybazaar Team

Hello Sumit, To find top-up plans for yourself, simply visit here and select "Top-up plans" as the plan type after filling in the required details. Alternatively, we have arranged for one of our health insurance advisors to give you a call back within the next 24 hours to help you find the best plan suitable for you.

View More

Insights Hub at PBLife

Leaders speak Learn the tips & benefits of selecting the right insurance coverage.
Webinars Learn the tips & benefits of selecting the right insurance coverage.
Podcast Get all the insights from our team of insurance professionals.
What’s new Check out the latest news from our company

Stories & Articles

Is ULIP a Good Investment? Is ULIP a Good Investment? Unit Linked Insurance Plan or ULIPs offer a unique b... read more
06 Jun 2023 by Policybazaar 84 Views
Odisha Train Accident: How Families Can ... Odisha Train Accident: How Families Can Claim Term Insurance Death Benefit ? Th... read more
13 Jun 2023 by Policybazaar 26 Views
What Is The Right Age To Purchase A Heal... What Is The Right Age To Purchase A Health Insurance Policy? Every person must h... read more
30 Sep 2021 by Policybazaar 5123 Views
What Should You Do When Traffic Police T... What Should You Do When Traffic Police Tows Your Bike? Having your two-wheeler ... read more
07 Jun 2023 by Policybazaar 67 Views
What Should You Do When Traffic Police T... What Should You Do When Traffic Police Tows Your Bike? Having your two-wheeler ... read more
07 Jun 2023 by Policybazaar 67 Views
8 Reasons Canada is the Best Study Desti... 8 Reasons Canada is the Best Study Destination for Indians Studying abroad is a ... read more
07 Jun 2023 by Policybazaar 53 Views